Wednesday 8th May
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State of South Carolina Foreclosure Resource Links
Written on 21 May, 2012 at 17:41
On this page you'll find links to resources available from the State of South Carolina including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
SOUTH CAROLINA Foreclosure Help from Mandelman Matters – START HERE
Written on 21 May, 2012 at 15:25
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
NEVADA Foreclosure Help from Mandelman Matters – START HERE
Written on 21 May, 2012 at 15:23
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
South Carolina Foreclosure Defense Attorney
Written on 21 May, 2012 at 11:47
Tweet Russell A. DeMott, Attorney DeMott Law Firm, P.A. 1516 Trolley Road, Suite 100A Summerville, SC 29485 Ph. 843-695-0830 Fx. 843-408-4443 Email: russ@demottlawfirm.com www.scbankruptcyattorney.com www.scforeclosureblog.com... (Continue reading)
What’s wrong with your loan? Jay Patterson on a Mandelman Matters Podcast
Written on 19 May, 2012 at 20:26
Jay Patterson teaches lawyers how to use the SEC Edgar database, among others, in order to find out who owns a loan. How to identify the trust a loan is in and find the Pooling and Servicing Agreement. how... (Continue reading)
Arizona Foreclosure News – More like a motivational pep talk for Realtors
Written on 19 May, 2012 at 8:39
RealtyTrac is so entirely full of horsey do-do that the entire organization should be lined up against a wall and shot a dawn for pedaling garbage statistics in a state still being decimated by the foreclosure crisis.... (Continue reading)
CALIFORNIA Foreclosure Help from Mandelman Matters – START HERE
Written on 17 May, 2012 at 13:06
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
State of California Foreclosure Resource Links
Written on 17 May, 2012 at 13:01
On this page you'll find links to resources available from the State of California including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
California Foreclosure Laws
Written on 17 May, 2012 at 13:00
Tweet CLICK BELOW FOR: State of California Foreclosure Laws The link above will take you to the page dedicated to California’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
ARIZONA Foreclosure Help from Mandelman Matters – START HERE
Written on 16 May, 2012 at 14:11
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
FLORIDA Foreclosure Help from Mandelman Matters – START HERE
Written on 16 May, 2012 at 13:09
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Florida. On the pages in this section youâll find accurate, straightforward information and guidance specific to the State of Florida related... (Continue reading)
Florida Foreclosure Laws
Written on 16 May, 2012 at 12:55
Tweet  CLICK BELOW FOR: State of Florida Foreclosure Law The link above will take you to the page dedicated to Florida’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Arizona Foreclosure Laws
Written on 15 May, 2012 at 12:52
Tweet CLICK BELOW FOR: State of Arizona Foreclosure Laws The link above will take you to the page dedicated to Arizona’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Arizona Foreclosure Defense Trusted Attorneys
Written on 15 May, 2012 at 12:46
Tweet Michael Fleishman, Attorney at Law Fleishman Law, PLC 6818 N. Oracle Road, Suite 426 Tucson, AZ 85704 Telephone: (520) 308-5270 Facsimile: (520) 842-2220 Website:Â www.tucsonlanduselaw.com Jim Meuller, Attorney at Law Doug Drury, Attorney at Law Don J. Lawrence Jr., Attorney... (Continue reading)
UTAH Foreclosure Help from Mandelman Matters START HERE
Written on 12 May, 2012 at 0:17
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
Former NACA Home Save Counselor Says Commissions Create Complaints
Written on 9 May, 2012 at 15:51
Iâm not sure why, but meeting with a âHome Save Counselorâ doesnât make me feel like Iâll be talking with a commissioned salesperson who will be potentially making up to $1,000 on my loan modification case? A âHome Save... (Continue reading)
State of Florida Foreclosure Resource Links
Written on 9 May, 2012 at 11:00
On this page you'll find links to resources available from the State of Floria including how to contact your state representative, and information in the areas of fraud and legal aid.... (Continue reading)
Utah Foreclosure Laws
Written on 8 May, 2012 at 22:03
This page will link you to a page containing foreclosure laws in the State of Utah, and a link to the Mandelman Matters trusted attorney in Utah, Walter Keane, in case you have questions.... (Continue reading)
State of Utah Foreclosure Resource Links
Written on 8 May, 2012 at 21:21
On this page you'll find links to resources available from the State of Utah including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
California Homeowner in Foreclosure Wins Quiet Title Its a Free House!
Written on 7 May, 2012 at 7:11
For one thing, filing quiet title did work out well for Denise Saluto, and since I would never have predicted it happening in her case, Iâm certainly not going to tell you it wonât happen again in yours, because as... (Continue reading)
Utah Foreclosure Defense Attorney
Written on 6 May, 2012 at 16:04
Tweet Walter T. Keane Esq. The Law Offices of Walter T. Keane, P.C. 2825 Cottonwood Parkway, Suite 500 Salt Lake City, Utah 84121 Telephone: (801) 990-4422 Facsimile: (801) 606-7533 Website:Â www.WalterTKeane.com... (Continue reading)
Bar Defense Atty David Carr Exposes the CA Bar on Scammers and SB 94 – A MM Podcast
Written on 2 May, 2012 at 1:40
If you're a lawyer or real estate licensee that has been involved in helping homeowners save their homes from foreclosure over the last few years, or a homeowner struggling to understand the crisis at hand... I PROMISE... YOU DO NOT... (Continue reading)
White Powder in Envelopes Mailed to Wells Fargo in NYC Idiots happy its not toxic
Written on 1 May, 2012 at 10:21
AP reported that the powder in the envelopes caused evacuations at bank branches, but no injuries, as if that last part mattered in the least. Idiots appear to be happy that the powder was found to be cornstarch⌠as... (Continue reading)
DOER UPDATE: Patricia Martin v. Wells Fargo Court Grants Injunction, Injustice on Trial Ahead
Written on 1 May, 2012 at 8:06
Zanides estimates that the bank has spent a significant amount already on legal fees and now is certain to spend a whole lot more. Patricia Martinâs home is worth no more than $275,000. How can it be worth... (Continue reading)
30 Minutes of Talking: Has Housing or Our GDP Hit Bottom?
Written on 29 Apr, 2012 at 2:49
This week on 30 MINUTES OF TALKING I'm looking at the contradictions that are being thrown at us almost every day now... this past week it was the housing market that hit bottom, according to quite a few. But... (Continue reading)
Federal Judge Magner: Wells Fargo’s Behavior “Highly Reprehensible”
Written on 19 Apr, 2012 at 5:59
I can tell you that I receive more complaints about Wells Fargo refusing to approve loan modifications than any three other mortgage servicers combined. But then, Wells did modify one of the homeowners I wrote about a few months... (Continue reading)
Crimes of Hubris, Ineptitude & Folly: Geithner, Summers and Obama
Written on 18 Apr, 2012 at 11:15
Decisions made by Larry Summers have been disastrous for this nation⌠that much is abundantly clear. Tim Geithnerâs been no peach either. Together their folly has cost our country incalculable amounts of money, but further, they have caused... (Continue reading)
MUST SEE TV: WA State Supreme Court Hears Arguments in Case Against MERS
Written on 29 Mar, 2012 at 11:07
The video below puts you in the courtroom to watch as both sides of the debate present oral arguments related to MERSâ involvement in the foreclosure process in front of the nine justices of the Washington State Supreme Court.... (Continue reading)
GUEST POST: Good for the Banks, Good for the Borrowers by Law Professor, Lauren E. Willis
Written on 21 Mar, 2012 at 11:52
With so many Americans removed from the pool of potential buyers, those who own their homes with smaller mortgages or outright cannot sell their homes for decent prices, trapping them too in place and forcing some to delay retirement. The... (Continue reading)
Frank & Brian in Arizona for Spring Training: Think… Not, Work… Not.
Written on 21 Mar, 2012 at 7:42
Who knows... trying to pick the bottom has long since proven itself to be a fool's errand anyway, right? It certainly should have by now. My advice would be to buy on the way up. Missing the... (Continue reading)
Wells Fargo Warns Shareholders – it’s own behavior may hurt the bank’s performance.
Written on 8 Mar, 2012 at 12:05
Negative public opinion could result from our actual or alleged conduct in any number of activities, including mortgage lending practices, servicing and foreclosure activities, corporate governance, regulatory compliance, mergers and acquisitions, and disclosure, sharing or inadequate protection of customer... (Continue reading)
Mandelman on “Saving the California Dream” on Fox 11 News KTTV Los Angeles
Written on 29 Feb, 2012 at 4:13
Heidi Cuda, a producer from Fox 11 News in Los Angeles produced a week long series on the foreclosure crisis for the Channel 11 news and asked to interview me. I didn't like Part 1, but Part 2 was... (Continue reading)
Economy Recovering? No, it’s not. Housing? NO. Unemployment? NO. Stock Market? NO.
Written on 27 Feb, 2012 at 15:18
So⌠housing is not, not, not at bottom, â check. Unemployment not improving â check. And does the stock market at 13,000 mean something to the economy? Nothing good â check.You might want to bookmark this page, so... (Continue reading)
Bank sues itself, wins, and then forces itself into bankruptcy to satisfy judgment
Written on 27 Feb, 2012 at 13:54
So, why did I write this? Because it makes just as much sense as everything else thatâs going on in this country, and at least it made me smile. ... (Continue reading)
URGENT DOER ALERT – Wells Fargo Youve deceived, confused and beaten another senior into submission
Written on 20 Feb, 2012 at 13:34
Wells Fargo⌠let me be clear about this because time is short. Particia Martin is scheduled for UD Court tomorrow. So, you have some law firm, some unsuspecting foreclosure mill, no doubt⌠and you should call and cancel... (Continue reading)
Stuff Ex-Homeowners Can Buy for $2,000
Written on 14 Feb, 2012 at 7:28
The monetary terms aspect of the mortgage settlement agreement is completely worthless to everyone. Three billion to provide refinancing for underwater mortgages? If that was executed perfectly, it MIGHT refinance 15,000 homes nationwide. Why even bother doing... (Continue reading)
The Good, the Bad and the Ugly in the Mortgage Settlement
Written on 12 Feb, 2012 at 17:37
The settlement agreement is supposed to help one million households by reducing their loan balance reduced. Thereâs no way is there enough money in this settlement to do all that much for anyone. But Obama has said itâs... (Continue reading)
Foreclosing on Oscar Mandelman’s List of Best Picture nominees
Written on 9 Feb, 2012 at 9:16
I havenât actually seen any of them, but Iâve gone ahead and described them, so you can see the candidates through my somewhat jaded perspective⌠and my list is likely a little different than the others youâll run across⌠I... (Continue reading)
OneWest Bank DOES IT for Lisa in Massachusetts! (DOERS ROCK!)
Written on 7 Feb, 2012 at 15:44
Plus, in Massachusetts, do you know how they do it? They auction the home off right on the soon to be ex-homeowner's front lawn, for all to see. I'll tell you what... that is some 17th century nonsense... (Continue reading)
Attorney Wins “Free House” in Case Before 9th Circuit Court of Appeals – A Mandelman Matters Podcast
Written on 4 Feb, 2012 at 14:59
This is one Mandelman Matters Podcast that you definitely don't want to miss. Nathan sets it up in the beginning, then you hear the audio of the actual courtroom arguments, both his and the lawyer for US Bank... and... (Continue reading)
Freddie Macs Crimes Against Homeowners are NOT an Isolated Incident
Written on 30 Jan, 2012 at 18:35
ProPublica is reporting that Freddie Mac has been placing âmulti-billion dollar bets designed to only pay off when homeowners remain âtrappedâ in high interest rate loans, and that the government-owned mortgage monster began increasing such bets late in 2010, which... (Continue reading)
Our DOERS DID IT Again… One West Bank Stops Sale in East!
Written on 30 Jan, 2012 at 15:37
DOERS... you did it again. That's 7 out of 7 DOERS... we really are DOING it and making a real and very meaningful difference not only for the homeowners whose homes we've saved by helping them get sustainable loan... (Continue reading)
DOER ALERT: Wells Fargo this is Unnecessary, Unreasonable and Unthinkable
Written on 28 Jan, 2012 at 1:42
Because I just canât believe that anyone would intentionally do this to the parents of an autistic 12 year-old girl⌠invite them to apply for a loan modification, and then after six months, leave them over a weekend with the... (Continue reading)
Bank of America Does the Wright Thing – DOERS Did It Again. JOIN US, BE A DOER!
Written on 26 Jan, 2012 at 6:23
By mid-day on Tuesday, Bank of America had responded to say they were looking into it... and by 4:30 PM that same day Bank of America DID THE WRIGHT THING, and gave Mr. Dale Wright his home back... from a... (Continue reading)
Look, this just isn’t that hard… The Solutions to Pressing Problems.
Written on 24 Jan, 2012 at 12:28
If Mickey Mouse is going to sign it, and Donald Duck is going to notarize it... THEN DON'T SIGN IT... because we don't need it signed. BUT... if we DO need it signed, then don't forge it and file... (Continue reading)
DOER ALERT: Dear Bank of America…
Written on 23 Jan, 2012 at 20:03
The man's wife passed away in 2006. They were married for 53 years. Your bank explained that a request for postponement went in on the 23rd of December 2011 on a loan which Bank of America agreed to... (Continue reading)
Credit Suisse Tells Bloomberg: Mortgage Principal Cuts Dont Help Homeowners?
Written on 22 Jan, 2012 at 18:53
Reducing mortgage balances is a risky idea that hasnât been shown to keep borrowers who owe more than their propertyâs worth in their homes, according to Credit Suisse Group AG. (CSGN). Suspending accounting rules is a risky idea that hasnât been... (Continue reading)
Calling All Lawyers to 5,000,000 Crime Scenes
Written on 20 Jan, 2012 at 10:21
Consider this... bankers say that they've been overwhelmed by the millions of homeowners unexpectedly seeking loan modifications and that's why applying for a loan modification has been such a nightmare. But, what about the number of foreclosures occurring in... (Continue reading)
Ive found the problem in Washington its some sort of time warp, or they’re just dumb.
Written on 17 Jan, 2012 at 9:34
How does the Fed write a white paper and present it to the United State Congress that is packed with proof positive of an entirely inadequate level of knowledge, understanding⌠education, even? Am I going to find out that... (Continue reading)
Are they lying or are they stupid?
Written on 14 Jan, 2012 at 15:51
Look⌠are you feeling me here? Do you see what Iâm saying? Whatâs the deal? Are they lying or are they stupid, because thereâs no way in the world we should be talking about whether the FOMC... (Continue reading)
The Quiet Man… Utah Attorney Walter Keane – A Mandelman Matters Podcast
Written on 13 Jan, 2012 at 16:01
Utah Attorney Walter Keene is the lawyer that filed four quiet title claims last year, which means he was seeking to obtain a court order granting clear title to the properties in question. And all four were granted by... (Continue reading)
GUEST POST: Debtor Education Course: Are Joe and Sally to Blame? By Attorney Russ DeMott
Written on 31 Dec, 2011 at 18:13
Russ truly likes helping people with financial struggles. âI view my practice as a way to level the playing field between ordinary citizensâthe votersâand Corporate Americaâthe vote buyers. Iâm unapologetically on the side of the little guy.â And you... (Continue reading)
DOER ALERT: Wells Fargo Bank How could you do this to a mother of four?
Written on 30 Dec, 2011 at 11:37
Doug and Holly were excellent customers of your bank for over 16 years, and then they hit a rough patch. They needed the bankâs help⌠some guidance to get them through difficult times. You had a chance to... (Continue reading)
OhioFraudclosure Blog Warns… Fannie & Freddie Eviction Moratorium Ends January 3rd
Written on 30 Dec, 2011 at 2:49
So, below is a video that Marco just put together. It's dramatic... disturbing even. It includes footage of the sheriff coming to evict a family, obviously without notice... or at least without adequate notice. Marco put the... (Continue reading)
‘Twas the Night Before Christmas – 2011
Written on 21 Dec, 2011 at 9:15
And, since it is the holidays, it's also time for my annual year-in-review-in-rhyme, read to the famous holiday poem, 'Twas the Night Before Christmas. I started writing my 'Twas the Night year-in-review in 2007, or at least that's the year... (Continue reading)
Mandelman on The News Dissector Radio Show with Danny Schechter
Written on 20 Dec, 2011 at 20:11
I was a guest on the News Dissector radio show with Danny Schechter out of NYC. And I was joined by one of the Occupy Wall Street organizers and Capt. (Ret.) Ray Lewis. Check it out... given the... (Continue reading)
GUEST POST: Dear Colleagues, by Thomas A. Cox, Esq.
Written on 16 Dec, 2011 at 20:40
This letter was written today by attorney Thomas Cox of Portland Maine, and posted on several legal listservs. It was totally unexpected and more than moving. Tom is the lawyer whose work and depositions of GMAC's Jeffrey Stephan... (Continue reading)
Arizona’s Rep. Jack Harper Says Walk Away and You’ll Pay
Written on 14 Dec, 2011 at 2:02
The Arizona Bankers Association has been trying to change that for years so banks could go after the homeowners for the amount of the deficiency, and finally they've found their boy in Jack Harper. Inconceivably, Harper says he will... (Continue reading)
Register of Deeds, Jeff Thigpen, Is Not Playing Around – A Mandelman Matters Podcast
Written on 10 Dec, 2011 at 18:16
Well, I caught up with Jeff after receiving a "friend request" from him on Facebook... I recognized the name right away and sent him a note asking him to join me for a podcast... and he said yes, of course.... (Continue reading)
Author Michael Hudson Knows The Monster – A Mandelman Matters Podcast
Written on 4 Dec, 2011 at 12:59
Here's something you can't do anywhere else... listen to author Michael Hudson not only talk with me about his book, but listen to how he applies his vast knowledge of the subject matter to what's going on today in our... (Continue reading)
DeMarco of the FHFA… Like when the baby gets a hold of a hammer.
Written on 1 Dec, 2011 at 13:37
So, Iâm bringing all of this up because Mr. Edward DeMarco, who is just the "acting" director of the independent federal agency that placed both Fannie Mae and Freddie Mac into conservatorship in the fall of 2008, has actually become... (Continue reading)
Mandelman’s Monthly Museletter – Version 16.0
Written on 30 Nov, 2011 at 17:15
In this edition you'll find: 1. Robo-signing KILLS... 2. OCC proposes credit rating duties go to banks - A real conversation with a banker-friend of mine. 3. PMI Files Bankruptcy - Regulators step in and take over yet another mortgage... (Continue reading)
THE NEWS: Whats Occupying My Mind is Making Me Dizzy
Written on 29 Nov, 2011 at 11:14
What you are about to read has not been smoothed out or otherwise homogenized, itâs just the news as itâs coming at me⌠and you. Go ahead⌠read it and then tell me everythingâs just fine. ... (Continue reading)
Bringing UP the Rear Neil Lipschutz, Managing Editor, Dow Jones Newswire
Written on 28 Nov, 2011 at 10:54
Obviously, either Neal has the cognitive abilities of a fruit loop soaked in milk, or heâs just disturbed. What do you suppose he thinks âspreadâ to Europe and its banks? I mean, I donât think loans can spreadâŚ... (Continue reading)
A Foot Soldier in the Foreclosure Wars – Matt Weidner, A Mandelman Matters Podcast
Written on 27 Nov, 2011 at 10:53
I wanted to have Matt on a podcast so both homeowners and other lawyers would have an opportunity to hear his views on the crisis today, and specifically what he's seeing in the Florida courts. And sure enough, Matt... (Continue reading)
Unmistakably April Charney – A Mandelman Matters Podcast
Written on 24 Nov, 2011 at 20:00
So, whether you're a homeowner fighting to keep your home... or a lawyer who represents homeowners in foreclosure, here's an opportunity to hear what April has to say about where we've been, where we are today, and where she thinks... (Continue reading)
Home sales contracts are falling apart 2X as fast as last year
Written on 23 Nov, 2011 at 18:32
Why? Well, according to the Realtors, itâs credit scores and appraisals coming in too low. Well shave my head and call me Baldy⌠what do you know about that? I certainly do declare, how can such a... (Continue reading)
Sitting in at Max Gardner’s UCC Seminar at New York Law School…
Written on 23 Nov, 2011 at 5:51
So... if you're wondering why I'm writing this right now, as education is raining down all around me? Well, it's because this is like being at the All-Star Game of the foreclosure crisis. It's just packed with high... (Continue reading)
Professor Learns the Hard Way About Loan Modifications at Bank of America
Written on 15 Nov, 2011 at 22:38
MEMO TO BANK OF AMERICA⌠Why do you do these things to me? I was just sitting here minding my own business, perfectly content to write about Chase or Wells or anything else for that matter⌠but no, you... (Continue reading)
Our future hinges on just ONE thing…
Written on 14 Nov, 2011 at 12:06
You know the stereotype⌠we all do⌠reckless and greedy people who bought homes they could never hope to afford by signing their names on nothing down, 80/20 âliar loansâ with negative amortization and teaser rates of 1%. And... (Continue reading)
Two Movies I Want to See… Bailout! and Margin Call
Written on 11 Nov, 2011 at 6:19
Two movies I really want to see, and I think you will want to see them as well. One is Bailout, and it looks funny and great. The other is Margin Call, and it look dramatic and really... (Continue reading)
Disturbing News from Behind Closed Doors – Attorney Thomas Cox, A Mandelman Matters Podcast
Written on 8 Nov, 2011 at 0:08
Tom's going to share some things that are very disturbing... things he's discovered are going on behind closed doors in the mortgage banking industry... thinks you probably haven't heard about before... things we all need to know. Don't even... (Continue reading)
OCCs Independent Foreclosure Review for Homeowners is Ready But, so are the Scammers
Written on 4 Nov, 2011 at 3:42
The bottom-line is that this does appear to be a chance for people who were treated unfairly as part of the foreclosure process (and Lord knows there are plenty who fall into that category) to get a shot at some... (Continue reading)
The World of the Investor with Attorney Talcott Franklin – A Mandelman Matters Podcast
Written on 2 Nov, 2011 at 10:40
WHAT'S THE DEAL WITH INVESTORS? WHO ARE THEY? ARE THEY LOSING MONEY ON FORECLOSURES? What do the investors think about all these foreclosures? What's the relationship like between investors and servicers? Do investors want to modify loans? Do... (Continue reading)
THE CRAVEN, A Halloween Trick-or-Treat, With Apologies to Edgar Allen Poe
Written on 2 Nov, 2011 at 0:18
Quoth the Craven, "Nevermore."... (Continue reading)
Bull… meet China Shop. SB 94 and the California State Bar, Two Years Later
Written on 30 Oct, 2011 at 8:25
At the California State Bar Association's 84th Annual Meeting, September 17, 2011, Susan Anderson presented what she said is the barâs official interpretation of SB 94, precluding a lawyer from being paid for services related to a loan modification until... (Continue reading)
Attorneys: Foreclosure Defense at a Whole New Level – Max Gardner In-person or On video
Written on 26 Oct, 2011 at 9:02
Max basically gives attorneys his thirty-year law practice in a box with easy to follow assembly instructions and ongoing support. And there's nothing theoretical about what Max teaches attorneys at his workshops and seminars. In fact, I've seen... (Continue reading)
Obamas New Plan to Help Housing Isnt Worth Waiting For
Written on 22 Oct, 2011 at 8:17
Even Edward J. DeMarco, acting director of the independent Federal Housing Finance Agency says his fix will be more of a tune-up than an overhaul, with reduced âfrictionsâ and âenhancements.â... (Continue reading)
Mitt, Mitt, Bo Bit, Banana Fanna, Fo Fit on Foreclosures
Written on 21 Oct, 2011 at 11:23
Romney has also offered a 160-page economic program and it offers nothing in terms of specific solutions to the housing crisis and in fact barely mentions it. And at the recently held Republican candidate debate, held in Las Vegas... (Continue reading)
Optimism Lost, and by Optimism, I mean Ben Bernanke and the NYT
Written on 19 Oct, 2011 at 8:54
I think the nice folks at the New York Times have been spending too much time at Zabars? Because Iâm pretty sure itâs not a confidence deficiency⌠I think itâs money weâre missing⌠as in income, and the lack... (Continue reading)
Are Homeowners Suffering from LAS Legal Abuse Syndrome?
Written on 19 Oct, 2011 at 1:24
Homeowners who have been forced into litigation in an attempt to save their homes, whether choosing to represent themselves, or hire an attorney, are battling against the largest financial institutions in the world in a court system thatâs anything but... (Continue reading)
Inside the Obama Administration with Ezra Klein and Mandelman
Written on 15 Oct, 2011 at 6:43
Klein seems to think that itâs important to understand how the administration got it so wrong⌠but I could care less. I think the salient point is that they knew they had gotten it wrong soon enough, and yet... (Continue reading)
Only One Paycheck Away from Disaster… No kidding, really? Go figure.
Written on 5 Oct, 2011 at 17:19
Since then, weâve been bubbled into financial ruin. We bought high and sold low, until our 401(k)s turned into 201(k)s, and then we doubled down on shares of Pets.com, never bothering to question how the company planned to deliver... (Continue reading)
Two Top Tier Lawyers Ready to Sue Servicers for Defrauding Homeowners
Written on 3 Oct, 2011 at 16:24
It's no secret to anyone close to the crisis that homeowners in distress are routinely lied to by servicers... often homes are lost as a result of those lies... and what's even more shocking than that is how so... (Continue reading)
Former Sub-Prime Lenders Are Back to Profit Off of the Housing Meltdown. Seriously?
Written on 3 Oct, 2011 at 6:16
Basically, the architects of the sub-prime lending that caused the greatest financial crisis in the history of mankind, are now going to profit from the crisis they caused by buying and selling the very sub-prime loans they couldnât sell before,... (Continue reading)
Bank of America approves permanent loan modification. Homeowner makes payments. Trustee sale set Oct. 19th.
Written on 28 Sep, 2011 at 21:18
Letâs hit this one out of the park for Cynthia in Knoxville, shall we? Come on⌠did you have a frustrating day? Me too. So, hereâs something to take all that frustration out on, what do you... (Continue reading)
Mandelmans Monthly Museletter Version 15.0
Written on 20 Sep, 2011 at 9:30
1. Obama Administration Leaps Into Action on the Foreclosure Crisis. 2. Nation's poverty rate climbs to 15.1%, highest in 18 years. 3. Obama Says Government to Help More People Refinance⌠Again. 4. Mortgage Defaults Skyrocket 33% Nationwide in... (Continue reading)
Obama Says Post Office Should Cut One Day of Mail Delivery… Now theres change we can believe in.
Written on 20 Sep, 2011 at 2:53
Obviously, Obama has been hard at work on this very important subject, and I think we have to give credit where credit is due. And heâs got more ideas than just cutting a day of mail delivery, oh yes... (Continue reading)
Irresponsible Borrowers Documentary Trailer 2 – We Need Your Support
Written on 15 Sep, 2011 at 22:25
Watch it. Link to it. Post it. Support it. Everyone who contributes will be listed in the credits and we plan to take the film all the way to the Academy Awards. If "Inside Job"... (Continue reading)
Were Simply Not Going to Win this Battle in Courts Alone
Written on 14 Sep, 2011 at 19:01
We plan to release the final film by the end of this calendar year. This is an election year. We canât afford to wait. Please help me change how this country views the tragedy that is the... (Continue reading)
Mandelmans Reluctant Analysis of Obamas Speech The American Jobs Act
Written on 10 Sep, 2011 at 22:21
I didnât want to do this. I was perfectly content ignoring his idiotic drivel as Iâve been doing pretty successfully for over a year. Or, maybe itâs because he hasnât said anything in over a year, Iâm not... (Continue reading)
Geithner is Allowing Banks to Recapitalize on Backs of Homeowners, or… Games Bankers Play
Written on 7 Sep, 2011 at 8:37
Iâll say one thing for Secretary Geithner: Heâs great at distraction. He goes, âLookie over here.â Then he points his finger towards China⌠and a pigeon flies out of his ass. You really have to watch this... (Continue reading)
Mandelman on Arizona’s Channel 12 NBC News… And other news.
Written on 25 Aug, 2011 at 14:00
While in Phoenix filming a documentary on the foreclosure crisis, I got a call from NBC Channel 12 reporter Melissa Blasius who said she had heard I was in town and wanted to feature what I was doing in one... (Continue reading)
If Your Economic Forecasts are Wrong All the Time, Aren’t You Just Guessing?
Written on 8 Aug, 2011 at 14:31
Mark Zandi is not only misleading the American public, but heâs also misleading the American government, because he appears to have become the favorite economist of the Federal Reserve, the Treasury Department and the Senate and House Budget and Finance... (Continue reading)
From Insult to Injury and Back to Insult… A New Twist on the Demolition Derby
Written on 3 Aug, 2011 at 6:47
I remember a year or two back when Warren Buffett quipped that one solution was to âblow up a lot of houses -- a tactic similar to the destruction of autos that occurred with the âcash-for-clunkersâ program.ââ He was... (Continue reading)
And the Beat Goes On Yeah, the Beat Goes On…
Written on 23 Jul, 2011 at 2:05
And call me crazy, but I found the news oddly reassuring⌠you know⌠like a peanut butter and jelly sandwich and an ice cold glass of milk. ... (Continue reading)
GOING UP The Rising Bar of Homeowner Rage
Written on 20 Jul, 2011 at 7:08
The fact is that the path weâre on can only end badly, and although I quite proud of how this nation has managed to hold it together until this point at least, as the man said, itâs all downhill from... (Continue reading)
HAMP, HARP, HOP, HOOP… Like Watching Someone Spend $10 Trying to Fly to the Moon
Written on 19 Jul, 2011 at 5:06
Boy, that sure is a relief, wouldnât you say? Because, see⌠I had been under the impression that he had actually been trying to do something big and important and was putting his best foot forward, as it were.... (Continue reading)
Mandelman SHOCKS Online Community, Says: I dont care about my readers anymore.
Written on 9 Jul, 2011 at 0:54
And the best part of the whole thing is that even if youâre werenât a DOER this time around⌠even if until now youâve just been a âreader,â it doesnât matter⌠ANYONE CAN BECOME A DOER AT ANY MOMENT. ... (Continue reading)
Mandelmans Monthly Museletter Version 14.0
Written on 2 Jul, 2011 at 7:28
Happy Independence Day! 1. Bank of America... The wrong house AGAIN? 2. Let's call it: Bernankeconomics. 3. Fifty Million for 7,000 Short Sales, Cash for Sunkers? 4. The OCC says fewer than 5,000 principal reductions in... (Continue reading)
