June, 2012

Chase? Hello? Mr. Dimon? Are You Really Going to Do This to a Single Mom in this Situation?

Chase?  Hello?  Mr. Dimon?  Are You Really Going to Do This to a Single Mom in this Situation?

It was a bad path to be on, as things turned out, but she didn't know that for about 18 months. Right up until the day Chase sold her home without any real notice, Chase kept saying that they... (Continue reading)

Loan Modifications Stop Foreclosures, Study Shows. DOER ALERT!

Loan Modifications Stop Foreclosures, Study Shows. DOER ALERT!

Don't have time right now? MAKE TIME RIGHT NOW. Read this and DO SOMETHING.... (Continue reading)

CAR- California Assn. of Realtors Tries to Kill Homeowners Bill of Rights

CAR- California Assn. of Realtors Tries to Kill Homeowners Bill of Rights

Let's let C.A.R. know that even though many of us may be losing homes today, that doesn't make us deadbeats... it makes us strong... it makes us focused... and it makes us remember who was and who wasn't on our... (Continue reading)

WASHINGTON Foreclosure Help from Mandelman Matters – START HERE

You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Washington.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Washington related... (Continue reading)

Washington Foreclosure Laws

Washington Foreclosure Laws

  CLICK BELOW FOR:   State of Washington Foreclosure Laws   The link above will take you to the page dedicated to Washington’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)

State of Washington Foreclosure Resource Links

State of Washington Foreclosure Resource Links

This page sponsored by… John A. Long, Attorney at Law John Long Law PLLC 300 NE Gilman Blvd, Suite 100 Issaquah, Washington 98027 Telephone: (425) 427-9660 Facsimile: (888) 735-6513 Email: JAL@JohnLongLaw.com Website: http://johnlonglaw.com/ STATE OF WASHINGTON GOVERNMENT RESOURCES: Washington Secretary of... (Continue reading)

PRACTICE LAW, LOSE YOUR LICENSE: WHAT SB 94 MEANS TO YOUR PRACTICE By Alice M. Graham

PRACTICE LAW, LOSE YOUR LICENSE: WHAT SB 94 MEANS TO YOUR PRACTICE By Alice M. Graham

The recent collapse of the real estate and financial markets in this country created the need for attorneys to help many of their homeowner clients by negotiating with lenders for a forbearance or modification of loans secured by the clients'... (Continue reading)

OCC Raises the Stakes to Lure Homeowners? Right?

OCC Raises the Stakes to Lure Homeowners?  Right?

Anyway, so that's the deal... $500 to $125,000... PLUS EQUITY! It makes it sound like the worst you can do, assuming you get past the qualifying round, is the $500, right? Five hundred's not bad, I suppose. ... (Continue reading)

Two Weeks in the Life of Mandelman Matters

Two Weeks in the Life of Mandelman Matters

It's hard to describe what I do when I say I help homeowners. I'm not a lawyer and I never offer anything close to legal advice. I'm not a mortgage expert either. I think my value is... (Continue reading)

California State Bar Court Lacks Fundamental Knowledge of Loan Modifications

California State Bar Court Lacks Fundamental Knowledge of Loan Modifications

Your state assembly representative and state senator needs to hear from you on this issue. You should care a great deal that you have access to legal counsel should you decide you want or need it... no matter what...... (Continue reading)

How Do You Take Your Catastrophe? Um, just a little at a time, please… with two Splendas.

How Do You Take Your Catastrophe?  Um, just a little at a time, please… with two Splendas.

We need growth, or we're not getting out of this alive. It's the only way. We can't borrow and spend our way out of this one, like we have all the past recessions, or at least the ones... (Continue reading)

Through a Glass Darkly – The State Bar’s Lack of Transparency On Loan Mod Lawyers

Through a Glass Darkly - The State Bar’s Lack of Transparency On Loan Mod Lawyers

What the state bar is left with are not the lawyers that SB94 was intended to address but a target nonetheless because of SB 94's overly broad and possibly unconstitutional remedy... lawyers simply caught up in the loan mod dragnet.... (Continue reading)

Oregon Foreclosure Laws

Oregon Foreclosure Laws

CLICK BELOW FOR: State of Oregon Foreclosure Laws The link above will take you to the page dedicated to Oregon’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)

OREGON Foreclosure Help from Mandelman Matters – START HERE

OREGON Foreclosure Help from Mandelman Matters - START HERE

You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Oregon.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Oregon related... (Continue reading)

State of Oregon Foreclosure Resource Links

This Page Sponsored By… Clarke Balcom, Attorney at Law Clarke Balcom Law 1312 SW 16th Ave., 2nd Floor Portland, OR 97201 Telephone: (503) 224-5950 Facsimile: (503) 467-4669 Website: http://www.clarkebalcomlaw.com/ STATE OF OREGON GOVERNMENT RESOURCES: Oregon Bureau of Labor & Industries Oregon... (Continue reading)

State of Hawaii Foreclosure Resource Links

State of Hawaii Foreclosure Resource Links

STATE OF HAWAII GOVERNMENT RESOURCES: Hawaii Department of Attorney General David M. Louie Hawaii Department of Budget & Finance Hawaii Department of Business, Economic Development & Tourism Director, Richard C. Lim Hawaii Department of Commerce & Consumer Affairs Hawaii Department... (Continue reading)

Hawaii Foreclosure Laws

Hawaii Foreclosure Laws

CLICK BELOW FOR: State of Hawaii Foreclosure Laws The link above will take you to the page dedicated to Hawaii’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)

HAWAII Foreclosure Help from Mandelman Matters – START HERE

HAWAII Foreclosure Help from Mandelman Matters – START HERE

You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Hawaii.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Hawaii related... (Continue reading)

FTC Shuts Down Forensic Audit Scam that claims: 95% of mortgages may be legally unenforceable. (Where have I heard that before?)

FTC Shuts Down Forensic Audit Scam that claims: 95% of mortgages may be legally unenforceable.  (Where have I heard that before?)

So, I'm certainly not going to say that the FTC shutting down a forensic loan audit scam in LA is anything but a terrific thing... one less scam is one less scam... regardless of what others are still around. ... (Continue reading)

Elizabeth Warren Asks Netroots Nation a Question. Problem is, I think the answer is NO.

Elizabeth Warren Asks Netroots Nation a Question.  Problem is, I think the answer is NO.

The real point is that we don't deserve someone like Elizabeth Warren and likely won't get her or anyone like her until we can answer her question about being ready with a resounding YES! and really mean it, as in... (Continue reading)

Family Net Worth Chart from Forbes…

Family Net Worth Chart from Forbes...

... (Continue reading)

We’re Being Fed a Steady Diet of Econocrap

We’re Being Fed a Steady Diet of Econocrap

Overall, the point I'm making is that I don't really care that the government wants to pay Scrabble-type word games with the word "recession" or "recovery." I don't care how they want to screw around with the unemployment rate... (Continue reading)

NEW YORK Foreclosure Help from Mandelman Matters – START HERE

NEW YORK Foreclosure Help from Mandelman Matters – START HERE

You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New York.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of New... (Continue reading)

Nevada Foreclosure Laws

Nevada Foreclosure Laws

CLICK BELOW FOR: State of Nevada Foreclosure Laws The link above will take you to the page dedicated to Nevada’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)

New York Foreclosure Laws

New York Foreclosure Laws

CLICK BELOW FOR: State of New York Foreclosure Laws The link above will take you to the page dedicated to New York’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)

State of New York Foreclosure Resource Links

State of New York Foreclosure Resource Links

STATE OF NEW YORK GOVERNMENT RESOURCES:  Governor of New York Governor, Andrew M. Cuomo Department of Civil Service Department of Finance Department of Financial Services Department of State – Division of Consumer Protection Federal Reserve Bank of New York Locate... (Continue reading)

Just Another Wells Fargo Tale. Mr. Stumpf, With All Due Respect…

Just Another Wells Fargo Tale.  Mr. Stumpf, With All Due Respect...

Wells Fargo denied her application for a loan modification after roughly 18 months of trying. The letter said, "we carefully reviewed your... blah, blah, blah... and the investor has declined to modify your mortgage." ... (Continue reading)

State of Nevada Foreclosure Resource Links

State of Nevada Foreclosure Resource Links

This Page Sponsored By… Tisha Black Chernine, Attorney BLACK & LOBELLO, Attorneys at Law 10777 West Twain Avenue @215 Third Floor Las Vegas, NV 89135 Ph. 702-869-8801 Fx. 702-869-2669 Gloria M. Petroni Petroni & Nichols LTD 417 West Plumb Lane... (Continue reading)

Wells Fargo Hates Me! Bank Freezes, Closes Wrong Account

Wells Fargo Hates Me!  Bank Freezes, Closes Wrong Account

Wells Fargo Bank CEO John Stumpf Did you see what happened yesterday?  It’s hysterical, really.  I mean, not for Aaron Krowne at ML-Implode, or Michael Nazarinia at Rest Report Matters… you see, Wells Fargo was shooting at me… but shot... (Continue reading)

Things I think homeowners should know about loan modifications & HAMP-2

Things I think homeowners should know about loan modifications & HAMP-2

I'm not saying that HAMP is the best solution I could come up with, but under the circumstances, I don't see anything better... or frankly anything close as far as keeping people in homes. I end up helping a... (Continue reading)

VIDEO: Mandelman Interviews Utah Attorney Walter T. Keane

VIDEO: Mandelman Interviews Utah Attorney Walter T. Keane

Walter Keane is Mandelman Matters' Trusted Attorney for the State of Utah. He's experienced... creative... caring... and just darn good at his job. He's also a pragmatist... meaning he's practical and above all... he's honest and very candid... (Continue reading)

Arizona Supreme Court Ends the Argument – No Note Needed to Foreclose

Arizona Supreme Court Ends the Argument - No Note Needed to Foreclose

It's worth noting that in this case, the borrower did not allege that the two Banks had right to enforce the notes, only said the notes had to be shown, and the Court simply ruled that no such requirement was... (Continue reading)

What is Ed DeMarco Thinking?

What is Ed DeMarco Thinking?

Edward DeMarco of the FHFA is the conservator for the GSEs, Fannie Mae and Freddie Mac. At this point the president, the Secretary of the Treasury, and many in congress have asked him about participating in anything... HAMP, principal... (Continue reading)

Nancy Pelosi sent my reader Amy an email. And Amy replied brilliantly.

Nancy Pelosi sent my reader Amy an email.  And Amy replied brilliantly.

Nancy Pelosi sent a Mandelman Matters reader, Amy Sheaffer, an email. Any wrote back. Brilliant! Lord, I do love my readers.... (Continue reading)

WARNING! HOMEOWNER SCAMMER ALERT – MY IDENTITY IS BEING USED ILLEGALLY

WARNING! HOMEOWNER SCAMMER ALERT - MY IDENTITY IS BEING USED ILLEGALLY

If someone has told you that I am involved in a loan modification law firm or any other type of operation, asking that you pay him or her money to get your loan modified, it is a SCAM. ... (Continue reading)

HAMP 2 is HERE – Some say it’s the best HAMP yet, and they’re probably right about that.

HAMP 2 is HERE – Some say it’s the best HAMP yet, and they’re probably right about that.

This newly renovated version of HAMP has been touted as being a major improvement to the HAMP program, and in many ways it is significantly better. ... (Continue reading)

Should States Use Settlement Money for Deficits or Housing? Oh, So What and Who Cares?

Should States Use Settlement Money for Deficits or Housing?  Oh, So What and Who Cares?

When I saw the very first state make a grab for the settlement cash allegedly headed the state's way, I laughed and vowed not to let it get to me. Mandelman Matters, after all, only writes about things that... (Continue reading)

Inside the Mind of JPMorgan Chase CEO, Jamie Dimon

Inside the Mind of JPMorgan Chase CEO, Jamie Dimon

What goes on in Jamie Dimon's head? He loses billions in a few weeks and then goes on Sunday morning talk shows looking like he's just written a cookbook or whatever, saying that he's getting tired of people hating... (Continue reading)

Attention Hawaii Homeowners with Bank of America and Ocwen Loans… Let Me Help

Attention Hawaii Homeowners with Bank of America and Ocwen Loans... Let Me Help

I'm never going to claim that I'm perfect, and I know that not every home can be saved. But I can tell you that I would never lie to a homeowner at risk of foreclosure. And if I... (Continue reading)

Mandelman made $454,000 in 1 year as student loan debt collector?

Mandelman made $454,000 in 1 year as student loan debt collector?

Have you found your mortgage servicer to be a tad offensive at times. Well, that's to be expected, after all, they are a bill collector, right? Well, here's some news that will drive you insane... mortgage servicers are... (Continue reading)

Why is CA State Bar Making its Job Protecting Consumers HARDER?

Why is CA State Bar Making its Job Protecting Consumers HARDER?

The easiest way for California lawyers to lose their licenses is to have a banking irregularity in their trust accounts. ... (Continue reading)

For My Birthday… Love, Your Broken Home. By Tim Miller

For My Birthday... Love, Your Broken Home.  By Tim Miller

Tim Miller, is a singer/songwriter from Dallas, Texas. Here he is performing a song he wrote after reading a news story about a family who lost their home, the victim of predatory lending.... (Continue reading)

In the Words of Goldman Sachs CEO, Lord Blankcheck…

In the Words of Goldman Sachs CEO, Lord Blankcheck...

So, have you ever wondered what Goldman Sachs CEO is saying when the cameras aren't on, own what goes on under that highly polished dome of his? Well, I sure have. ... (Continue reading)

My Financial Recovery Plan for the Middle Class: Whistle While You Work

My Financial Recovery Plan for the Middle Class: Whistle While You Work

There's no reason to wait another day to begin building your Whislteblowing Futures Empire. It requires the smallest if investments, and the leverage involved can turn out to be off the charts... I mean, we're talking tens of thousands... (Continue reading)