Everybody says the new law and recent decision are going to provide protections and in general make things better for Oregon's homeowners at risk of foreclosure., and for the people of thee state as a whole. They're wrong.... (Continue reading)
Tom has recently discovered a practice employed by the GSE's... Fannie and Freddie. It has to do with what we're calling "The Decoy Assignment," and it's a matter of policy. He's arguing it successfully in court.... (Continue reading)
So, this year started out depressed, as well it should have, but very quickly, and I do mean within weeks, a six-year downturn was transformed into a robust recovery based on… well… nothing really. None of the fundamentals changed,... (Continue reading)
So, I guess I had this dream. I was watching CNBC... which, by the way, is how I knew it was a dream because I never watch CNBC... anyway, so I was watching CNBC and on comes Sanford "Sandy"... (Continue reading)
The GAO’s report, released earlier this month concluded that the OCC simply made submitting a complaint too difficult for us to understand. We couldn’t figure it out. It was over our collective heads. And so, completely... (Continue reading)
The recent passage of California’s Homeowner Bill of Rights (53-25, 25-13) is the most conclusive example that what I spoke of at that conference in 2010, has come to pass. The financial services industry lobbied heavily against the passage... (Continue reading)
If you want my advice... don't read this post, or watch it... just skip this page and head for the sports section or something. I'm sorry I'm even posting it... seriously... click away... while you still can.... (Continue reading)
Why has no one at the top been investigated or prosecuted for fraud or anything else for that matter as related to the financial meltdown that has destroyed trillions of dollars in consumer wealth? Especially when William K. Black's... (Continue reading)
Killing this bill facilitates lying to the American people. And short of something that’s kept secret in order to protect our national defense, there is never a reason we should tolerate anyone or anything that does that.... (Continue reading)
The biggest change that servicers are feeling is the one that can’t be seen or even written down. I imagine it’s similar to how homeowners felt when they discovered that their government didn’t give a Fudgsicle® whether they lost... (Continue reading)
Washington State consumer attorney Scott Stafne is running for a seat on the State Supreme Court in the State of Washington. Why is he running, and why should you care regardless of where you live... click play and listen... (Continue reading)
Tweet  You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Texas. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of... (Continue reading)
Tweet STATE OF TEXAS GOVERNMENT RESOURCES: Attorney General Greg Abbott Finance Commission of Texas House of Representatives Joe Straus, Speaker of the House Representatives On-Line Legislative Council Legislature On-line Legislature  On-line Bill Search Lieutenant Governor David Dewhurst Office of Consumer... (Continue reading)
Tweet CLICK BELOW FOR: State of Texas Foreclosure Laws The link above will take you to the page dedicated to Texas’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Catherine Austin Fitts has perspective on the housing and mortgage meltdown like no other. Under President George Herbert Walker Bush, she was Assistant Secretary of Housing and Federal Housing Commissioner at HUD, where she basically ran the Federal Housing... (Continue reading)
The NYT story also mentioned that Bernanke and other central bankers have been trying to shift some of the burden for fixing the economy to elected officials, but the politicians aren’t having any of that. Do they look stupid?... (Continue reading)
If even ten years ago, someone would have tried to tell me that in 2012, young people in Russia would be doing this, while in the U.S.A. our young people would be drowning, I NEVER would have believed it.... (Continue reading)
But, I'm now posting the speech from last February, at which the president announced the conclusion of the AG investigations/negotiations because I think it was his best speech ever in many ways. It's the only speech he's ever given... (Continue reading)
And I will likely never view the U.S.A. as being a great nation again. For me, that is over. For I have seen our pettiness, our insensitivity, our callous disregard to the plight of our neighbors right up... (Continue reading)
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Illinois. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Illinois... (Continue reading)
Tweet CLICK BELOW FOR: State of Illinois Foreclosure Laws The link above will take you to the page dedicated to Illinois’ foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet STATE OF ILLINOIS GOVERNMENT RESOURCES: Attorney General Lisa Madigan Auditor General William G. Holland Civil Service Commission Comptroller Judy Baar Topinka Department of Child & Family Services Department of Commerce & Economic Opportunity Department of Financial & Professional Regulation... (Continue reading)
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And now I'm supposed to come to terms with the idea that the administration's bored with the topic itself? I could understand it if they were bored with something they'd mastered, although I can't for the life of me... (Continue reading)
Marty said that the SunTrust Bank executive said they should be able to do something to prevent her from losing her home. Marty said it was the first time in four years that she felt like someone was actually... (Continue reading)