Posts Tagged ‘foreclosure crisis’

David Min, Part 3 – Housing’s Recovery… Fact or Fiction? A Mandelman Matters Podcast

David Min, Part 3 - Housing's Recovery... Fact or Fiction? A Mandelman Matters Podcast

We've lost more than five million homes to foreclosure since 2008, and according to all published data at the end of 2012, we've got millions more seriously delinquent or at risk... but somehow housing is defying all laws of economics... (Continue reading)

David Min Interview – Part 2 – A Mandelman Matters Podcast

David Min Interview - Part 2 - A Mandelman Matters Podcast

You can't blame everything on Ben Bernanke. He's only one man who got 1600 on his SATs. He can only do so much. It's not he's got ALL THE MONEY IN THE WORLD to play with... Oh,... (Continue reading)

End of Credit Markets to Beginning of Bailouts with D.C. Insider, David Min – A Mandelman Matters Podcast

David takes us through concise and easy to understand explanations of most of the major events since the meltdown began on July 10, 2007... the day the credit markets went into a deep freeze that continues to this day. ... (Continue reading)

About foreclosures, our housing markets, and economic recovery… oh, and lying.

Then how in the world can we be "at the bottom," of housing price declines or starting to see ANY sort of "housing recovery" as the MORONS in the media are also reporting TODAY, after receiving your press releases?... (Continue reading)

Take this Awareness Test… BRILLIANT!

Take this Awareness Test... BRILLIANT!

Take the test yourself right now and see how you do. It only takes a minute or two. The question is... How many times does the team in white shirts pass the ball?... (Continue reading)

SCAM PREVENTION PODCAST #3: With the One and Only Max Gardner

SCAM PREVENTION PODCAST #3: With the One and Only Max Gardner

Now, as anyone will tell you... Max Gardner knows this subject like the back of his hand, and he should... he's been at it for some 30 years... before the rest of us had any idea this sort of economic... (Continue reading)

SCAM PREVENTION PODCAST #2: Florida’s Consumer Protection Lawyer of the Year… Margery Golant

Margery has been representing Florida homeowners since the foreclosure crisis first began in 2007, so when it comes to SCAMS... she's literally seen everything.... (Continue reading)

Florida Supreme Court Serves Fraud on Ice

Florida Supreme Court Serves Fraud on Ice

When all you need is a Mac, some software and a reasonably competent 15 year-old in order to create a reasonable facsimile of a U.S. Treasury bond, it could be incredibly problematic and a real opportunity to cash in for... (Continue reading)

SCAM PREVENTION PODCAST: What Isn’t Working for Homeowners Facing Foreclosure Today?

SCAM PREVENTION PODCAST: What Isn’t Working for Homeowners Facing Foreclosure Today?

Foreclosure defense attorneys Matt Weidner and Tom Cox tell Mandelman what's working and what's not for homeowners in foreclosure courts. ... (Continue reading)

State Bar Hypocrisy on Display – Bar to Offer Grants to Fund Legal Help with Foreclosures

State Bar Hypocrisy on Display - Bar to Offer Grants to Fund Legal Help with Foreclosures

One thing I will say about State Bar Executive Director Joe Dunn is that his political skills are nothing short of masterful... it's breathtaking, really. So, stay tuned... with hypocrisy operating at these levels, absolutely anything is possible. ... (Continue reading)

The Fed blew it on Foreclosures. Ooops, we ruined the country?

The Fed blew it on Foreclosures.  Ooops, we ruined the country?

If you make a mistake and cause harm on a scale of the Great Depression, what happens to you? Don’t you even get fired? Reprimanded? A stern talking to?... (Continue reading)

FOMC Meeting Surprise! Committee Finds Justification to Continue Doing What They’re Doing

FOMC Meeting Surprise!  Committee Finds Justification to Continue Doing What They’re Doing

I don't know what we'd do without the FOMC... except maybe... be forced to make real progress in some substantive way. ... (Continue reading)

9.9 Earthquake in Default Servicing Turns California Into Judicial Foreclosure State

9.9 Earthquake in Default Servicing Turns California Into Judicial Foreclosure State

So... even though many may still tell you that California is a non-judicial foreclosure state... they’re wrong and I’m calling it now... for all intents and purposes California’s future is as a judicial foreclosure state.... (Continue reading)

The Money in the OCC’s Cancelled Independent Foreclosure Review

The Money in the OCC's Cancelled Independent Foreclosure Review

It doesn't look to me like canceling the OCC IFR saved the banks money, in fact it looks to me like it cost banks quite a bit more than they would have paid under the IFR's "Financial Framework" as shown... (Continue reading)

Are Mortgages Fraudulent? The Case from Credit River.

Are Mortgages Fraudulent? The Case from Credit River.

It’s perfectly understandable that many people don’t know what to believe anymore, after all, what we’ve seen happen all around us could drive anyone a little batty. But, understand that holding onto something that’s not true isn’t going to... (Continue reading)

O.C. Superior Court Judge Agrees State Bar WRONG on SB 94, But…

O.C. Superior Court Judge Agrees State Bar WRONG on SB 94, But...

Apparently, Orange County Superior Court Judge William H. Monroe is not only a judge and a lawyer, but he’s a READER too! And one might think that lawyers all over California would be popping open the champagne... or at... (Continue reading)

GUEST POST: Runaway Train: Civil Code Section 2944.7 and the CA State Bar

GUEST POST: Runaway Train: Civil Code Section 2944.7 and the CA State Bar

So here we are a year later. Like a runaway train, the State Bar is moving full speed toward a unstated goal that is inconsistent with the public interest: no lawyers available for borrowers who need assistance.... (Continue reading)

North Carolina Foreclosures Rising with Attorney Brian Chapman – A Mandelman Matters Podcast

North Carolina Foreclosures Rising with Attorney Brian Chapman - A Mandelman Matters Podcast

On this Mandelman Matters Podcast: Foreclosures Rising with Attorney Brian Chapman, I ask Brian to walk through two recent decisions by the North Carolina courts, one of which is now headed for the state's Supreme Court. ... (Continue reading)

$1 TRILLION U.S. COIN – POSITIVELY BRILLIANT!

$1 TRILLION U.S. COIN - POSITIVELY BRILLIANT!

Either we could sell the space to the highest bidder... I bet McDonald’s would pay a pretty penny, no pun intended, to put "Ronald the Clown" on the new coin for example. Or, how about we engrave it to commemorate... (Continue reading)

View from Inside the Financial Crisis with Former Treasury Chief Economist Phillip Swagel – A Mandelman Matters Podcast

View from Inside the Financial Crisis with Former Treasury Chief Economist Phillip Swagel - A Mandelman Matters Podcast

Here's your first chance to listen to Phillip Swagel on a Mandelman Matters Podcast... he'll be back again... but you don't want to miss this one because we won't be going backward in time, so click PLAY below and listen... (Continue reading)

Un-Freezing Foreclosures in the Nevada Desert – A Mandelman Matters Podcast on What Nevada’s Homeowners Need to Know

Un-Freezing Foreclosures in the Nevada Desert - A Mandelman Matters Podcast on What Nevada's Homeowners Need to Know

Gloria Petroni is concerned that Nevada homeowners may have been lulled into a false sense of security by AB 284 and now aren't familiar with what to do when faced with having to fight for their homes in court. ... (Continue reading)

Recovery? Ho, Ho, Holiday Sales Tell the Tale

Recovery?  Ho, Ho, Holiday Sales Tell the Tale

I'm just so relieved that none of this dismal economic news was caused by the respective economies being in deep recession led by unreported worsening unemployment and pretend housing market recoveries. Because if those things were the cause, why... (Continue reading)

In Case You’re of a Mind to Help…

In Case You're of a Mind to Help...

If you're a homeowner who would be interviewed about your specific experience saving your home from foreclosure, or if you have clients you've helped avoid foreclosure and they are okay with me calling to record an interview with them, let... (Continue reading)

‘Twas the Night Before Christmas 2012 – A Political Year-in-Review

'Twas the Night Before Christmas 2012 - A Political Year-in-Review

It my annual political year-in-review, read to the poem, 'Twas the Night Before Christmas. Read it yourself, or click 'PLAY' and I'll read it for you.... (Continue reading)

The Quiet Crisis, Part 1. A Foreclosure Bluesical by Mandelman Matters

The Quiet Crisis, Part 1.  A Foreclosure Bluesical by Mandelman Matters

Over time, I hoped, as people came to understand what had actually happened, they would let themselves off the proverbial hook, and once not bound by shame, they would speak out and when in great enough number, our leaders would... (Continue reading)

A 10 POINT SCANDAL – CA State Bar Exec Director Dunn Should Resign

A 10 POINT SCANDAL - CA State Bar Exec Director Dunn Should Resign

Beginning in the fall of 2011, and increasing in speed and ferocity after January 1, 2012, the State Bar begins using its newly concocted interpretation of SB 94 as a hammer to threaten and strong-arm lawyers who have received a... (Continue reading)

Attorney Bruce Levitt on Saving Homes from Foreclosure in New Jersey – A Mandelman Matters Podcast

Attorney Bruce Levitt on Saving Homes from Foreclosure in New Jersey - A Mandelman Matters Podcast

New Jersey foreclosure defense attorney Bruce Levitt on this Mandelman Matters Podcast tells you what's working and what's not... and how he thinks you are most likely to save your New Jersey home from foreclosure.... (Continue reading)

I never knew joy, anger or sadness until I became a parent – Thoughts following Sandy Hook

I never knew joy, anger or sadness until I became a parent - Thoughts following Sandy Hook

I pray for the parents of the children that were senselessly taken away on Friday... I pray that those that have other children at home find some way to go on. For a parent who lost their only child... (Continue reading)

Colorado Failing… Foreclosures By Wink, Nod or Text Message

Colorado Failing... Foreclosures By Wink, Nod or Text Message

Known as the “statement of qualified holder,” it doesn’t require a lawyer to look at anything that shows the bank holds the original mortgage, but even more stunning is that it also provides lawyers with complete absolution from any wrongdoing... (Continue reading)

We’re Just Not Going to Fix the Foreclosure Crisis in Court

We're Just Not Going to Fix the Foreclosure Crisis in Court

In all but a very small number of cases, homeowners have continued to find the courts either unwilling or incapable of dispensing what they would consider fair and just solutions, and while the federal government has remained essentially mute on... (Continue reading)

Homeowners: Start Your Emails… This is Your Chance for $50 Billion Principal Reductions

Homeowners: Start Your Emails... This is Your Chance for $50 Billion Principal Reductions

Please take this chance to make your voice heard, and tell everyone you know whose home is underwater they should do the same. We screamed our heads off about AIG bonuses, both in the streets and in the tens... (Continue reading)

BYE-BYE DEMARCO! Obama to Replace Director of FHFA

BYE-BYE DEMARCO!  Obama to Replace Director of FHFA

The mortgage market is not just dominated by the government, the mortgage market is the government, and that’s not just here in the US, it’s everywhere. Governments are the lenders of ONLY resort. ... (Continue reading)

California Bar: Disregards Attorney General’s Views, Screws Homeowners

California Bar: Disregards Attorney General's Views, Screws Homeowners

What’s even harder to understand is that the State Bar’s most recent interpretation of SB 94 completely disagrees with how California Attorney General Harris and Governor Brown interpreted the law in documents filed with the court last year when... (Continue reading)

The Faux Debate Over the Farcical Cliff that’s Hurting the Rest of US

The Faux Debate Over the Farcical Cliff that’s Hurting the Rest of US

I’m not the least bit worried that the Republicans and the Democrats won’t come together right before the holidays to forge some ill-conceived, witless, and entirely cowardly compromise that only kicks the proverbial can down the road even further... it... (Continue reading)

California State Bar RECENT Decision to Cause More Harm to Homeowners in Foreclosure

California State Bar RECENT Decision to Cause More Harm to Homeowners in Foreclosure

The recent decision by the state bar court now effectively prohibits the charging of fees by lawyers even AFTER services have been completed. Yes, you read that correctly... lawyers can’t take advance fees, nor can they be paid after... (Continue reading)

Talking Up the Housing Market? Yada, Yada, Yada… Talk is Cheap

Talking Up the Housing Market?  Yada, Yada, Yada... Talk is Cheap

The fact that there are properties at the very bottom that appear to have increased in price by a few points is no indication that housing is recovering. ... (Continue reading)

What Can DocX’s Brown Do for LPS, Besides Forge a Million Documents

What Can DocX’s Brown Do for LPS, Besides Forge a Million Documents

Is that what I’m to believe? She hid it from LPS. For SIX years. A million documents. And the whole time, LPS must have just thought she was great at getting the signatures she... (Continue reading)

We’re Addicted to Denying our Addiction to FHA’s Mortgage Crack

We’re Addicted to Denying our Addiction to FHA’s Mortgage Crack

According to Moody’s Analytics, FHA's actions prevented home prices from dropping an additional 25%, which in turn saved 3 million jobs and half a trillion dollars in economic output. But now FHA is broke. Now what?... (Continue reading)

Bank of America’s SVP Eric Tellijohann Provides an Advance Update on the National Mortgage Settlement Progress

Bank of America's SVP Eric Tellijohann Provides an Advance Update on the National Mortgage Settlement Progress

What's going on inside BOA as of the end of the second quarter of the National Mortgage Settlement? Here's your chance to hear it straight from the source... in advance of the monitor's report. Another Mandelman Matters Exclusive!... (Continue reading)

Negative Equity Is Not Really a Numbers Game

Negative Equity Is Not Really a Numbers Game

“This analysis suggests that the country should not focus on the immediate problem of mass unemployment, about which little can be done. Instead we should turn attention to long-term issues, such as tax reform and education.” ... (Continue reading)

Ohio Foreclosure Defense Attorney

Tweet Marc Dann Dann Law Email: mdann@dannlaw.com dannlaw.com (877) 475-8100 Click here to hear an exclusive Mandelman Matters podcast with Marc Dann And, view the exclusive new video below to hear Marc Dann discuss the housing crisis and who the... (Continue reading)

What’s the difference between Spain and the USA? Empatía y sentido común. Sí, es verdad.

What’s the difference between Spain and the USA?  Empatía y sentido común.  Sí, es verdad.

"In Spain right now, we have nearly a million empty housing units. In this situation, the government and the economy ministry ... has to take steps so that no family in good faith goes without a home.”... (Continue reading)

State of New Hampshire Foreclosure Resource Links

State of New Hampshire Foreclosure Resource Links

Tweet STATE OF NEW HAMPSHIRE GOVERNMENT RESOURCES: Business Finance Authority Community Development Finance Authority Department of Administrative Services Commissioner, Linda M. Hodgdon Department of Health & Human Services Department of Justice – Office of the Attorney General Attorney General, Michael... (Continue reading)

NEW HAMPSHIRE Foreclosure Help from Mandelman Matters – START HERE

NEW HAMPSHIRE Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Hampshire.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of... (Continue reading)

New Hampshire Foreclosure Laws

New Hampshire Foreclosure Laws

Tweet   CLICK BELOW FOR: State of New Hampshire Foreclosure Laws The link above will take you to the page dedicated to New Hampshire’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws... (Continue reading)

MICHIGAN Foreclosure Help from Mandelman Matters – START HERE

MICHIGAN Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Michigan.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Michigan... (Continue reading)

Michigan Foreclosure Laws

Michigan Foreclosure Laws

Tweet CLICK BELOW FOR: State of Michigan Foreclosure Laws The link above will take you to the page dedicated to Michigan’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

State of Michigan Foreclosure Resource Links

State of Michigan Foreclosure Resource Links

Tweet   STATE OF MICHIGAN GOVERNMENT RESOURCES: Attorney General, Bill Shuette Department of Civil Rights Department of Commerce Department of Human Services Department of Licensing & Regulatory Affairs Department of State Secretary of State, Ruth Johnson Department of Treasury Governor,... (Continue reading)

State of Tennessee Foreclosure Resource Links

State of Tennessee Foreclosure Resource Links

Tweet STATE OF TENNESSEE GOVERNMENT RESOURCES: Commission on Children & Youth Executive Director, Linda O’Neal Comptroller of the Treasury, Justin P. Wilson Department of Children’s Services Commissioner, Katherine O’Day Department of Commerce & Insurance Commissioner, Julie Mix McPeak Division of Consumer Affairs... (Continue reading)

Tennessee Foreclosure Laws

Tennessee Foreclosure Laws

Tweet   CLICK BELOW FOR: State of Tennessee Foreclosure Laws The link above will take you to the page dedicated to Tennessee’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)

TENNESSEE Foreclosure Help from Mandelman Matters – START HERE

TENNESSEE Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Tennessee.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Tennessee... (Continue reading)

State of Maine Foreclosure Resource Links

Tweet STATE OF MAINE GOVERNMENT RESOURCES: Attorney General of Maine William J. Schneider Bureau of Human Services Department of Audit State Auditor, Neria R. Douglass, JD, CIA Department of Health & Human Services Child & Family Services Department of Labor Department... (Continue reading)

MAINE Foreclosure Help from Mandelman Matters – START HERE

MAINE Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Maine.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Maine... (Continue reading)

Maine Foreclosure Laws

Maine Foreclosure Laws

Tweet   CLICK BELOW FOR: State of Maine Foreclosure Laws The link above will take you to the page dedicated to Maine’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)

Spire Law Group’s Mass Torte Lawsuit Seeks $43 Trillion from Banks – Former AG Says it’s a FRAUD

Spire Law Group's Mass Torte Lawsuit Seeks $43 Trillion from Banks - Former AG Says it's a FRAUD

They call it a "mass torte," but it can also go by the name "mass joinder," or "multi-plaintif," or whatever other term d'art it might be using tomorrow, but no matter what it's called, the person calling to tell you... (Continue reading)

ALABAMA Foreclosure Help from Mandelman Matters – START HERE

ALABAMA Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Alabama.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Alabama... (Continue reading)

Alabama Foreclosure Laws

Alabama Foreclosure Laws

Tweet CLICK BELOW FOR: State of Alabama Foreclosure Laws The link above will take you to the page dedicated to Alabama’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

State of Alabama Foreclosure Resource Links

State of Alabama Foreclosure Resource Links

Tweet STATE OF ALABAMA GOVERNMENT RESOURCES: Attorney General Luther Strange Department of Children’s Affairs Department of Economic & Community Affairs Department of Finance State Comptroller, Thomas L. White, Jr., CPA Department of Human Resources Department of Insurance Department of Labor... (Continue reading)

HOMEOWNER FORECLOSURE SCAM ALERT!

HOMEOWNER FORECLOSURE SCAM ALERT!

If you receive a solicitation that looks or says anything like what you see below, DO NOT RESPOND TO IT... IT IS A FRAUD... IT HAS NOTHING TO DO WITH THE ATTORNEY GENERAL OFFICE. ... (Continue reading)

Ohio Foreclosure Laws

Ohio Foreclosure Laws

Tweet CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

LPS Data Shows Ups and Downs of the Foreclosure Crisis

LPS Data Shows Ups and Downs of the Foreclosure Crisis

LPS also reports that as of September, 3.7 million loans were at least 30 days delinquent, but not yet in foreclosure…. and 1.53 million loans were at least 90 days delinquent, but not yet in foreclosure. Almost two million... (Continue reading)

OHIO Foreclosure Help from Mandelman Matters – START HERE

OHIO Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Ohio.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Ohio... (Continue reading)

State of Ohio Foreclosure Resource Links

State of Ohio Foreclosure Resource Links

Tweet This Page Sponsored By… Marc Dann DannLaw Email: mdann@dannlaw.com dannlaw.wordpress.com Cleveland 216-373-0539 Youngstown 330-759-4155 Columbus 614-344-0320 Facsimile  216-373-0536 STATE OF OHIO GOVERNMENT RESOURCES: Attorney General Mike DeWine Auditor of State Dave Yost Department of Commerce Director, David Goodman Division... (Continue reading)

President Obama on The Daily Show with Jon Stewart

President Obama on The Daily Show with Jon Stewart

Jon Stewart asked you about why you didn’t spend so much of the money available for HAMP… on HAMP… or on other efforts to mitigate the damage being caused by the foreclosure crisis. And you knew what he had... (Continue reading)

CONNECTICUT Foreclosure Help from Mandelman Matters – START HERE

CONNECTICUT Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Connecticut. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Connecticut related... (Continue reading)

State of Connecticut Foreclosure Resource Links

State of Connecticut Foreclosure Resource Links

Tweet STATE OF CONNECTICUT GOVERNMENT RESOURCES: Connecticut Department of Labor Connecticut General Assembly Find Your Representative, Senator & Congressperson Legislative Commissions Connecticut Insurance Department Department of Banking Howard F. Pitkin, Commissioner Department of Consumer Protection Department of Ethics & Community... (Continue reading)

Connecticut Foreclosure Laws

Connecticut Foreclosure Laws

Tweet CLICK BELOW FOR: State of Connecticut Foreclosure Laws The link above will take you to the page dedicated to Connecticut’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

Foreclosure Crisis Almost Over – It’s Magically Delicious

Foreclosure Crisis Almost Over – It's Magically Delicious

So, if the normal market had 100 buyers, where there used to be 66 repeat buyers, now there will only be 33. Where there were 25 first timers, now there will only be 12. Are you getting the... (Continue reading)

Ohio Foreclosure Laws

Ohio Foreclosure Laws

Tweet CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

NEW JERSEY Foreclosure Help from Mandelman Matters – START HERE

NEW JERSEY Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Jersey. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of New... (Continue reading)

New Jersey Foreclosure Laws

New Jersey Foreclosure Laws

Tweet   CLICK BELOW FOR: State of New Jersey Foreclosure Laws The link above will take you to the page dedicated to New Jersey’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws... (Continue reading)

State of New Jersey Foreclosure Resource Links

State of New Jersey Foreclosure Resource Links

Tweet STATE OF NEW JERSEY GOVERNMENT RESOURCES:  Governor of New Jersey Governor, Chris Christie Lt. Governor & Secretary of State Kim Guadagno New Jersey Congress – Find a Senator or Representative New Jersey Legislature – Find Your Legislator Office of... (Continue reading)

Bank of America’s Dave Steckel on the National Mortgage Settlement – A Mandelman Mattters Exclusive Newscast

Bank of America's Dave Steckel on the National Mortgage Settlement - A Mandelman Mattters Exclusive Newscast

Well, I asked BOA if one of their executives would join me on a Mandelman Matters Podcast, so we could get a better feel for what's going on than just reading their press release, and Dave Steckel, even though I'm... (Continue reading)

The Trillion Dollar Mistake That Triggered the Economic Meltdown

The Trillion Dollar Mistake That Triggered the Economic Meltdown

What could Mr. Bernanke and others have done differently? Addressed the real cause of the crisis, the lost trust part... by announcing that the U.S. government would be stepping into the bond market and guaranteeing the investment grade bonds…... (Continue reading)

Servicers Extinguishing Liens DOES Help Homeowners, NOT Erasing Debt That Isn’t there

Servicers Extinguishing Liens DOES Help Homeowners, NOT Erasing Debt That Isn't there

I know what happened here. A homeowner in Connecticut was denied for a loan modification based on excessive income and her lawyer told her she would have to file bankruptcy to stop the sale of her home. Then... (Continue reading)

Feds Crack Down on 530 in Foreclosure Rescue Biz – And 21 Tips for Not Getting Scammed

Feds Crack Down on 530 in Foreclosure Rescue Biz – And 21 Tips for Not Getting Scammed

Using the combined resources of federal, state and local law enforcement, the initiative targeted perpetrators both criminally and civilly, and led to 285 federal criminal indictments and another 110 federal civil cases, and criminal charges were filed against 530 defendants.... (Continue reading)

California’s Attorney General Offering Free Foreclosure Review to Homeowners

California’s Attorney General Offering Free Foreclosure Review to Homeowners

I'm not saying it'll be enough, or it'll be fair... but it will be something. No amount of money can truly compensate you for what you lost... but maybe just the acknowledgement by the Settlement Monitor and AG's office... (Continue reading)

Foreclosures Are Down? RealtyTrac VP, Daren Blomquist – The Definition of Obtuse

Foreclosures Are Down?  RealtyTrac VP, Daren Blomquist – The Definition of Obtuse

What everyone continues to overlook is the impact that foreclosures continue to have on new foreclosures. We’ve got supposed experts yammering about how we’ll have some set number of foreclosures and then we’ll be through this mess. But... (Continue reading)

No Surprise – Arizona Court Rules Mortgage Settlement Funds Don’t Have to Help Homeowners

No Surprise - Arizona Court Rules Mortgage Settlement Funds Don't Have to Help Homeowners

Okay, so what’s the big deal whether the state uses some of the funds to balance the state’s budget? It’s better than the alternative, which is the legislature cutting much needed assistance programs and raising taxes across the board…... (Continue reading)

The Foreclosure Crisis – We Won’t Be Able to Fix It, Until We Understand It

The Foreclosure Crisis - We Won’t Be Able to Fix It, Until We Understand It

By understanding the truth of what happened and why at these two pivotal moments in time, everything else will fall into place, for it was these two moments that set the course for a global economic downturn that, if history... (Continue reading)

Katherine Porter to Make Sure Homeowners Get What Servicers Promised – A Mandelman Matters Podcast

Katherine Porter to Make Sure Homeowners Get What Servicers Promised - A Mandelman Matters Podcast

Back in April of this year, they were granted 180 days to get their servicing operations ready to comply with the new standards, and as of yesterday, they'll be held to the 304 new rules for addressing the needs of... (Continue reading)

It’s National Mortgage Servicers Settlement Compliance Day!

It's National Mortgage Servicers Settlement Compliance Day!

Per the settlement agreement, Smith will be testing the servicers adherence to the new rules using 29 defined metrics to assess such breaches as improper trustee sales, wrongful denial of modification, the use of fraudulent affidavits in the foreclosure process,... (Continue reading)

Bankers Hit Jackpot in Nevada, Supreme Court Rules 7-0… YES ON MERS

Bankers Hit Jackpot in Nevada, Supreme Court Rules 7-0… YES ON MERS

In Edelstein’s case, MERS assigned the deed of trust to Bank of New York Mellon as trustee for Countrywide. The court ruled that once the trust had both the promissory note and the assignment, it possessed the standing to... (Continue reading)

When Will the Pivotal Nature of the Foreclosure Crisis be Understood

When Will the Pivotal Nature of the Foreclosure Crisis be Understood

Once you’re underwater, however, as at least half of homeowners are today, you can’t borrow against your home’s equity, nor can you sell your home, so any of those life events are likely to hit you where you live. ... (Continue reading)

Attorney John Long – State of Washington Foreclosure Better for Homeowners – A Mandelman Matters Podcast

Attorney John Long - State of Washington Foreclosure Better for Homeowners - A Mandelman Matters Podcast

Recently, there have been three significant developments in Washington, two from the State Supreme Court, and one having to do with the state's mediation program. And all three fell in favor of homeowners, which is a refreshing change.... (Continue reading)

Loan Modification Process Improving at BOA and Other Servicers

Loan Modification Process Improving at BOA and Other Servicers

why would Smith publish a report whose only meaningful certainty was to scare even more homeowners away from paying attention to Bank of America's borrower outreach efforts? BOA and its peers were already having a hard time reaching... (Continue reading)

Okay, So Now I Appreciate Mitt Romney

Okay, So Now I Appreciate Mitt Romney

They actually believe that too much regulation is the problem facing our financial institutions… that foreclosures are a good thing for the housing market… that tax cuts for the rich will create prosperity… that people on food stamps won’t get... (Continue reading)

Special Foreclosure Defense Boot Camp with Max Gardner – October 12-14

Special Foreclosure Defense Boot Camp with Max Gardner - October 12-14

Condensed into 3 powerful days. Less expensive. Last one for year. Coming up October 12-14.... (Continue reading)

FHFA Looking to Jail Strategic Defaulters

FHFA Looking to Jail Strategic Defaulters

There’s no such thing as people who can pay their mortgages no problem but just feel like cleaning out their garage, ruining their credit, and then living in an apartment where the kitchen smells like ass for the next five... (Continue reading)

Former SIGTARP Neil Barofsky – The Last Honest Man in Washington – A Mandelman Matters Podcast

Former SIGTARP Neil Barofsky - The Last Honest Man in Washington - A Mandelman Matters Podcast

Settle in and get ready to hear the real inside scoop on how Washington works and too often doesn't. It may cause vomiting and probably shouldn't be listened to if you have a heart condition... I'm really not sure.... (Continue reading)

Nevada Foreclosure Defense Attorney

Tweet Tisha Black Chernine, Attorney BLACK & LOBELLO, Attorneys at Law 10777 West Twain Avenue @ 215 Third Floor Las Vegas, Nevada 89135 Telephone: (702) 869-8801 Facsimile: (702) 869-2669 Website: blacklobellowlaw.com Gloria M. Petroni, Attorney at Law Petroni & Nichols... (Continue reading)

Washington Foreclosure Defense Attorney

Tweet John A. Long, Attorney at Law John Long Law PLLC 300 NE Gilman Blvd, Suite 100 Issaquah, Washington 98027 Telephone: (425) 427-9660 Facsimile: (888) 735-6513 Email: JAL@JohnLongLaw.com  Website: http://johnlonglaw.com/        ... (Continue reading)

Oregon Foreclosure Defense Attorney

Tweet Clarke Balcom, Attorney at Law Clarke Balcom Law 1312 SW 16th Ave., 2nd Floor Portland, OR 97201 Telephone: (503) 224-5950 Facsimile: (503) 467-4669 Website: http://www.clarkebalcomlaw.com/... (Continue reading)

PREVIEW: Neil Barofsky talks BAILOUT on a Mandelman Matters Podcast

PREVIEW: Neil Barofsky talks BAILOUT on a Mandelman Matters Podcast

Neil Barofsky is a name I'll never forget, and it won't be hard for anyone to understand why that's the case when I tell you the reason why. Neil was the Special Inspector General for the Treasury’s Troubled Asset... (Continue reading)

FREE BERNIE MADOFF… FREE BERNIE MADOFF…

If no one else is going to go to jail having to do with the financial meltdown, then I don’t actually care if Bernie is in there either. I mean, if crime pays… then let’s embrace the change. ... (Continue reading)

California’s Lt. Governor Gavin Newsom on Eminent Domain – A Politician with True Grit

According to a story in Mortgage News Daily, California’s Lt. Governor Gavin Newsom took a couple of shots at a Washington D.C. trade group called the Securities Industry and Financial Markets Association (“SIFMA”) in response to their threatening San Bernardino... (Continue reading)

Fannie’s “Decoy Assignment” a NEW Foreclosure Defense – A Mandelman Matters Podcast with Atty. Tom Cox

Tom has recently discovered a practice employed by the GSE's... Fannie and Freddie. It has to do with what we're calling "The Decoy Assignment," and it's a matter of policy. He's arguing it successfully in court.... (Continue reading)

No Bottom in Sight – I’m Starting to Feel Sorry for Realtors

So, this year started out depressed, as well it should have, but very quickly, and I do mean within weeks, a six-year downturn was transformed into a robust recovery based on… well… nothing really. None of the fundamentals changed,... (Continue reading)

It’s Official: Thanks to Former Citigroup CEO Sandy Weill… I Have Now Seen Everything.

It's Official: Thanks to Former Citigroup CEO Sandy Weill... I Have Now Seen Everything.

So, I guess I had this dream. I was watching CNBC... which, by the way, is how I knew it was a dream because I never watch CNBC... anyway, so I was watching CNBC and on comes Sanford "Sandy"... (Continue reading)

GAO Study Finds OCC Foreclosure Review too Hard for Us to Understand

The GAO’s report, released earlier this month concluded that the OCC simply made submitting a complaint too difficult for us to understand. We couldn’t figure it out. It was over our collective heads. And so, completely... (Continue reading)


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