Wednesday 15th January
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HUD Revises the Rules Related to Reverse Mortgages
Written on 12 Sep, 2013 at 5:33
HUD's new rules related to reverse mortgages are just a part of those changes made in the wake of the financial crisis and resulting economic meltdown, and in fact, relative to changes made that affect other areas of mortgage finance,... (Continue reading)
Glaski Attorney Richard Antognini on the Court’s Decision and What’s Next for Mr. Glaski – A Mandelman Matters Podcast
Written on 12 Sep, 2013 at 4:28
Not only will Richard leave listeners with a level of understanding specific to the Glaski decision that would otherwise be unavailable, he'll talk about other recent decisions in California that he says are very important to homeowners... he'll offer guidance... (Continue reading)
Interview with Renee Gabbard, Esq: Retirement is harder for WOMEN than MEN
Written on 10 Sep, 2013 at 18:40
On this 30 minute podcast, we will say the things that need to be said, candidly discussing the retirement and estate planning issues that are unique to women... and that if ignored for too long, can cause women to endure... (Continue reading)
Armor Guard’s CEO Explains Why he Guarantees Your Smart Phone Won’t Break – A Mandelman Matters Podcast
Written on 10 Sep, 2013 at 4:19
I realize that not everyone pays attention to ads, but this is one of those products you'll be glad you found. I thought I'd give everyone a chance to hear about the product from Armor Guard's CEO, Brett... (Continue reading)
I Don’t Care How Much You’re Saving for College… It’s Not Enough
Written on 9 Sep, 2013 at 9:20
Recent estimates are that American consumers owe over $1.1 trillion in such student loan debt, and one look at the cost of college tuition makes it easy to see why. They say the average graduate is coming out of... (Continue reading)
Court Denies Bank of America’s Petition for Re-hearing in Glaski Decision
Written on 30 Aug, 2013 at 6:47
Regardless of what happens going forward, perhaps this case and related decisions will lead to an increased willingness by state courts to take more care to examine the issues presented by homeowners and their lawyers, and lessen their tendency to... (Continue reading)
Two -Year Housing Recovery Mirage Now Over… Bernanke Hoping to Retire Before Everyone Notices
Written on 23 Aug, 2013 at 20:42
At the end of 2010, the interest rate on a 30-year mortgage was just under 5 percent... 4.97% to be more precise. Over the next 28 months actions taken by the Fed pushed that rate down as low as... (Continue reading)
A Winning Team: Meet the Lawyers for Mr. Thomas Glaski… A Mandelman Matters Podcast
Written on 23 Aug, 2013 at 12:33
If you want to learn about what happened to Mr. Glaski... how his case went in the lower court... and how it ended up going his way in the Court of Appeal... get the to get inside scoop from... (Continue reading)
GLASKI WINS! California Court of Appeal Ruling a Landmark for Homeowners… Maybe.
Written on 22 Aug, 2013 at 16:56
So, as a result of this now published decision by California's Court of Appeal, Mr. Glaski will now be allowed to return to state court to allege that his foreclosure was wrongful based on a challenge to the validity of... (Continue reading)
Reverse Mortgage Nightmares Should Never Happen – Top 10 Misconceptions About Reverse Mortgages
Written on 2 Aug, 2013 at 21:08
I've learned that the reverse mortgage is one of those products that isn't well understood at least as often as it is. Ask anyone what they think about reverse mortgages, and you'll get answers from one end of the... (Continue reading)
Interest Rates Play Havoc with Banks, Bonds and Borrowers
Written on 1 Aug, 2013 at 8:50
Long-term interest rates rising means different things to different people, but none of it's good. Higher long-term rates makes it much more expensive for state and local governments to borrow money, and you can probably guess how that would... (Continue reading)
The National Debate Over Loan Modification Re-defaults is Stupid
Written on 30 Jul, 2013 at 8:45
Not surprisingly, the combined effect of the three high-profile reports on borrower performance after having their loans modified, made headlines that have sparked a national debate... yet again. It was a stupid debate back in 2009, and it's an even... (Continue reading)
Homeowner Says Martin Andelman Helped Save Home After She Was Scammed Three Times
Written on 24 Jul, 2013 at 20:48
He did not take advantage of us, he worked with us without charging us any money! He gave us hope and made our dream come true. Home loan modifications do work you just have to have the right... (Continue reading)
Hawaii Homeowner Writes to Thank Mandelman for Helping with Bank of America Loan Modification
Written on 22 Jul, 2013 at 23:17
Diane and John Bobek, homeowners in Hawaii that I was able to help with their Bank of America mortgage, writes to thank me. ... (Continue reading)
Why I haven’t written about the declarations by ex-Bank of America employees.
Written on 22 Jul, 2013 at 8:30
I'm watching a fight for millions in cash that involves banks, pissed off ex-bank employees, and class action lawyers... and I'm supposed to be able to pick out which one is telling the most truth? Isn't that like asking... (Continue reading)
Homeowner Nancy Frost Says Mandelman Made Loan Modification at Bank of America Work For Her
Written on 21 Jul, 2013 at 23:04
It's far from being the only time I've seen Bank of America do something like this when no one is watching. I truly believe that they made the decision to buy back the Frost's loan from Fannie, because they... (Continue reading)
Fannie, Freddie and FHA Finally Increase Homeowners’ Ability to Modify Mortgages
Written on 18 Jul, 2013 at 9:24
Ladies and Gentlemen... finally... ... after five years of sheer torture... introducing a "No-Doc" loan mod. The FHFA says modified interest rates will be FIXED... terms will extend to 40 years... and some borrowers won't be required to pay... (Continue reading)
Attorney Argues “Produce the Note” and Makes a Bad Situation Worse for Homeowners Facing Foreclosure
Written on 16 Jul, 2013 at 22:54
What happened here is not an example of homeowners fighting to keep their homes... it's not an example of foreclosure defense at all. It's only an example of how what's happening on the homeowner's side of this fight, can... (Continue reading)
A Sword in a Field – Correlation is Not Causation
Written on 16 Jul, 2013 at 12:57
It's easy to misinterpret something about this crisis. But, it's important that we try to guard against that happening whenever possible for all sorts of reasons, not the least of which is that being wrong means wasting time that... (Continue reading)
Need Answers from Bank of America About Your Mortgage? Then I Think You Should Show Up Here.
Written on 14 Jul, 2013 at 20:08
Being behind on your mortgage is never any fun, but don't listen to those that would have you believe that the loan modification process hasn't changed at Bank of America over the last few years because they're wrong... it's much... (Continue reading)
An Invitation to All California Homeowners That Need Help with Bank of America Loans… “¨
Written on 10 Jul, 2013 at 19:41
So, please... accept this invitation from me and from Bank of America... click the link below and make a reservation to attend one of the upcoming homeowner events. Come and meet me and the loan resolution team specialists at... (Continue reading)
Foreclosures Impact One in 10 Children in this Country Today, Report Shows
Written on 10 Jul, 2013 at 14:49
No matter, the more important conclusion reached by the report is that, "Nearly four years later, the problem shows no signs of abating." And isn't that just a lovely thought that made me throw up in my mouth a... (Continue reading)
Our Foreclosure Story Ended Happily because of Martin Andelman and Bank of America
Written on 9 Jul, 2013 at 22:10
Although I'm still not sure why, one moment we were packing our home into boxes and the next Bank of America had bought back our loan from Freddie Mac and given us the loan modification we had prayed to get... (Continue reading)
I’ve Seen More for Homeowners from Bank of America than Any Other Servicer By Far
Written on 9 Jul, 2013 at 5:44
One homeowner that I contacted Bank of America about, a disabled vet, ended up with a fixed interest rate of one tenth of one percent for forty years. And on more than one occasion, I saw the bank buy... (Continue reading)
My Experience with Bank of America, Martin Andelman and Getting My Loan Modified
Written on 8 Jul, 2013 at 20:26
I wrote this to you and other homeowners because I've been a witness to what Martin's help can lead to and what a homeowner can accomplish even when that homeowner has stopped believing that anything can work. Just because... (Continue reading)
U.S. Fifth Circuit Court of Appeals Rules Foreclosing in Texas Without the Note is Okay
Written on 8 Jul, 2013 at 17:47
Specifically, the Fifth Circuit held that the split-the-note theory, "is inapplicable under Texas law where the foreclosing party is a mortgage servicer and the mortgage has been properly assigned," adding that, "the party to foreclose need not possess the note... (Continue reading)
SAFE MONEY INVESTING: An Interview with Mike Moorhead of Tippett Moorhead
Written on 8 Jul, 2013 at 13:31
why aren't we all saving more? We know we're not getting younger. Why aren't we all doing more to put money away to ensure a more secure financial future? Maybe not a lot more... but why not... (Continue reading)
Did Some Type of Insurance or Credit Default Swap Pay Off Your Mortgage?
Written on 3 Jul, 2013 at 7:24
I recently saw someone online saying that as a result of multiple insurance payouts a bank could receive millions of dollars on a $200,000 loan that went into default. It's just not true. There are lot's of reasons why... (Continue reading)
Everything You Need to Know About Mortgage Backed Securities with Impac President William Ashmore
Written on 27 Jun, 2013 at 18:28
It's Bill Ashmore, President of Impac Mortgage... answering questions about the ins and outs of mortgage backed securities and the meltdown that began in 2007. ... (Continue reading)
What people NEED to know about the foreclosure crisis in 2013 & 2014
Written on 27 Jun, 2013 at 5:50
My point is that the increasing sales volume of non-performing loans means the unthinkable... that it's going to get even worse for homeowners who are seriously delinquent and need to get their loans modified in order to keep their homes.... (Continue reading)
Ohio Foreclosures Accelerate… Now Third Highest in Nation
Written on 26 Jun, 2013 at 2:40
And that's not even the worst of it. Sheriff's auctions in Ohio were up 73 percent in April compared with a year ago reaching the HIGHEST LEVEL IN FIVE YEARS.... (Continue reading)
Illinois Attorney Saves Homes from Foreclosure Using Reverse Mortgages
Written on 25 Jun, 2013 at 21:08
Reverse mortgages are not going to be an available path for many homeowners facing foreclosure, but for those 62 and older... who have equity in their homes... they can offer an answer and benefits that no other path can provide...... (Continue reading)
What Happens in Nevada with Foreclosures, Ends Up on Mandelman Matters
Written on 25 Jun, 2013 at 4:03
It absolutely fascinates me, for example, that the Nevada legislature, in amending the law, took the time to write in a sentence saying: "require an affidavit containing a local or toll-free telephone number at which borrowers can obtain the current... (Continue reading)
Mandelman Appears on Washington State Public Television Show on Foreclosures …
Written on 23 Jun, 2013 at 23:59
I was asked by Janet Reiner to appear on her community access television show about the foreclosure crisis and I agreed. Along with me was John Wright from Piggybank Blog and I think the whole thing is worth... (Continue reading)
Using the California Homeowner Bill of Rights to Fight Foreclosure
Written on 23 Jun, 2013 at 22:45
So... for California homeowners facing foreclosure... who know the facts and have been unable to get a resolution to their situation... there's the California Homeowner Bill of Rights. Other states are considering adopting the same sort of legislation and... (Continue reading)
I’m Not a Total Idiot, You Know.
Written on 10 Jun, 2013 at 21:41
So, I know... you want to read about how a homeowner won some major victory in the courts somewhere... or how someone filed and got quiet title to their property... or how a bank couldn't figure out who owned a... (Continue reading)
PART TWO – How to Take Your Power Back When at Risk of Foreclosure
Written on 10 Jun, 2013 at 18:48
Understand... I'm not telling you which path you should choose, but I am saying that you should choose one and then do everything in your power to achieve the goals that lie at the end of that path. Just... (Continue reading)
Discussing Foreclosure Crisis Solutions with Impac Mortgage CEO Joe Tomkinson
Written on 10 Jun, 2013 at 4:39
I think Impac has proven that it has the capability and desire to be a meaningful part of the solution to the foreclosure crisis... they successfully modified tens of thousands of loans, and in general, they got loans modified in... (Continue reading)
Alabama Slamma’ – Not for Better, Far Worse… As Foreclosures we Chart.
Written on 21 May, 2013 at 6:42
We seem to be having a national recovery in much of the media, but in the states themselves the numbers are refusing to cooperate. I guess if you can have a "jobless recovery," then you can probably have a... (Continue reading)
The Foreclosure Bowl: Connecticut Finally Makes it Into Top 10
Written on 20 May, 2013 at 10:53
RealtyTrac Vice President, the ubiquitous Daren Blomquist, said he had "no immediate concern" related Connecticut's newfound foreclosure prowess, which makes perfect sense since he's not losing a home there. ... (Continue reading)
Foreclosure Surprise! Stomping on Maryland Homeowners
Written on 20 May, 2013 at 7:45
So, how do I know where the other undiscovered and unreported stockpiles of foreclosures are hiding as the banks wait until they feel like recognizing losses, having fixed the document problem to the degree that they can start booting people... (Continue reading)
What Makes a Mortgage a “Bad Loan?” I’m Confused.
Written on 20 May, 2013 at 4:43
Or do we only judge a loan to be "bad" after it defaults, and because it defaults? Assuming there are NOT predatory practices involved, is a loan "good" until it defaults and then it becomes "bad." And is... (Continue reading)
Nevada Legislature Considers Passing its Own Homeowner Bill of Rights
Written on 18 May, 2013 at 12:27
Nevada's legislature is considering adopting its own Homeowner Bill of Rights, and in fact, the bill... SB 321... has already passed the Nevada State Senate and is headed to the House.... (Continue reading)
South Carolina’s Hardest Hit Funds Farce… Failing but Finally Changing?
Written on 18 May, 2013 at 3:40
It's been 3.5 years since the money was made available. It's time for the programs funded by hardest hit funds to help homeowners... stopping foreclosures with aggressive benefits and inclusive qualifying requirements. Surely we know what doesn't work...... (Continue reading)
Bill to End Foreclosure Mediation In Missouri Passes… Wake Up, Missouri
Written on 17 May, 2013 at 19:48
Unless you believe that the foreclosure picture in this country somehow magically changed dramatically over the last month or two... you don't want to wake up one day to find out you might need mediation... only it's no longer there.... (Continue reading)
One Bank Did Right by Homeowners & Shareholders – A Story You Haven’t Heard Before
Written on 17 May, 2013 at 17:40
There is one mortgage banker that did it right for their shareholders and borrowers. They didn't take TARP funds or any sort of tax-payer funded bailout... instead they took their losses, restructured the company, and protected their shareholders... ... (Continue reading)
Denial and Avoidance Won’t Fix Housing or Grow Economy
Written on 16 May, 2013 at 6:56
I wish we'd stop with the false bottoms and imaged recovery stories so we could actually concentrate on making some much needed improvements in how we're handling our economic malaise, because that's the only way we're going to see any... (Continue reading)
I’m Back in the Saddle Again… What’d I miss? Nothing, unfortunately.
Written on 13 May, 2013 at 13:40
I know many have been wondering where I've been for the last two months from the slew of emails I've received, I thought I'd explain what I didn't want to explain at the time... and let everyone know that not... (Continue reading)
State of Missouri Foreclosure Resource Links
Written on 30 Apr, 2013 at 19:53
This Page Sponsored By… Dale Wiley Foreclosure Law LLC 5049 Devonshire Street Suite B St. Louis, MO 63109 Telephone: (877) 945-3952 Website: http://www.foreclosurelawllc.com/ STATE OF MISSOURI GOVERNMENT RESOURCES: Attorney General Chris Koster Auditor Thomas A. Schweich Department of Economic Development Department of... (Continue reading)
North Carolina Foreclosure Laws
Written on 25 Apr, 2013 at 22:10
CLICK BELOW FOR: State of North Carolina Foreclosure Laws The link above will take you to the page dedicated to North Carolina’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)
NORTH CAROLINA Foreclosure Help from Mandelman Matters – START HERE
Written on 25 Apr, 2013 at 22:09
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in North Carolina. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of North... (Continue reading)
North Carolina Foreclosure Defense Attorney
Written on 25 Apr, 2013 at 22:09
Brian F. Chapman The Law Office of Brian F. Chapman 113 N. Center St. Suite 103 Statesville, NC 28677 Ph. 704-380-2039 Email: brian@chapmanlawonline.com To hear talk about the latest developments related to foreclosure in North Carolina… as of the beginning... (Continue reading)
MISSOURI Foreclosure Help from Mandelman Matters – START HERE
Written on 25 Apr, 2013 at 17:46
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Missouri. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Missouri related... (Continue reading)
Missouri Foreclosure Defense Attorney
Written on 25 Apr, 2013 at 17:43
Dale Wiley Foreclosure Law LLC 5049 Devonshire Street Suite B St. Louis, MO 63109 Telephone: (877) 945-3952 Website: http://www.foreclosurelawllc.com/ Special Mandelman Matters Podcast featuring Dale Wiley... (Continue reading)
Missouri Foreclosure Laws
Written on 25 Apr, 2013 at 17:40
CLICK BELOW FOR: State of Missouri Foreclosure Laws The link above will take you to the page dedicated to Missouri’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
Homeowner’s Scheme Makes Bad Situation Worse… Ends Up in Jail
Written on 6 Mar, 2013 at 6:40
The problem is that when we start believing things that aren't true... even though do so might make us feel better for the moment... that's when we lose all of our power. No one is powerful when they've got... (Continue reading)
Goldman Sachs on the Pacific – Inside Countrywide with Michael Winston… A Mandelman Matters Podcast
Written on 23 Feb, 2013 at 17:16
When Countrywide had aspirations to become "Goldman Sachs on the Pacific," they recruited Michael to help them get there. They may have appeared to understand when Michael spoke of the programs he would initiate, but soon it was quite... (Continue reading)
Illinois Latest State to Make Foreclosing Much Harder
Written on 23 Feb, 2013 at 10:22
Okay, so that's GAME OVER for the State of Illinois. Ball four... take a hike... we'll see you back here in 2014 or 2015. Take some time off, you deserve it. ... (Continue reading)
David Min, Part 3 – Housing’s Recovery… Fact or Fiction? A Mandelman Matters Podcast
Written on 22 Feb, 2013 at 7:39
We've lost more than five million homes to foreclosure since 2008, and according to all published data at the end of 2012, we've got millions more seriously delinquent or at risk... but somehow housing is defying all laws of economics... (Continue reading)
End of Credit Markets to Beginning of Bailouts with D.C. Insider, David Min – A Mandelman Matters Podcast
Written on 18 Feb, 2013 at 9:29
David takes us through concise and easy to understand explanations of most of the major events since the meltdown began on July 10, 2007... the day the credit markets went into a deep freeze that continues to this day. ... (Continue reading)
About foreclosures, our housing markets, and economic recovery… oh, and lying.
Written on 14 Feb, 2013 at 22:01
Then how in the world can we be "at the bottom," of housing price declines or starting to see ANY sort of "housing recovery" as the MORONS in the media are also reporting TODAY, after receiving your press releases?... (Continue reading)
SCAM PREVENTION PODCAST #3: With the One and Only Max Gardner
Written on 13 Feb, 2013 at 9:02
Now, as anyone will tell you... Max Gardner knows this subject like the back of his hand, and he should... he's been at it for some 30 years... before the rest of us had any idea this sort of economic... (Continue reading)
SCAM PREVENTION PODCAST #2: Florida’s Consumer Protection Lawyer of the Year… Margery Golant
Written on 9 Feb, 2013 at 6:40
Margery has been representing Florida homeowners since the foreclosure crisis first began in 2007, so when it comes to SCAMS... she's literally seen everything.... (Continue reading)
Florida Supreme Court Serves Fraud on Ice
Written on 8 Feb, 2013 at 12:40
When all you need is a Mac, some software and a reasonably competent 15 year-old in order to create a reasonable facsimile of a U.S. Treasury bond, it could be incredibly problematic and a real opportunity to cash in for... (Continue reading)
SCAM PREVENTION PODCAST: What Isn’t Working for Homeowners Facing Foreclosure Today?
Written on 6 Feb, 2013 at 3:59
Foreclosure defense attorneys Matt Weidner and Tom Cox tell Mandelman what's working and what's not for homeowners in foreclosure courts. ... (Continue reading)
The Fed blew it on Foreclosures. Ooops, we ruined the country?
Written on 1 Feb, 2013 at 2:26
If you make a mistake and cause harm on a scale of the Great Depression, what happens to you? Don't you even get fired? Reprimanded? A stern talking to?... (Continue reading)
FOMC Meeting Surprise! Committee Finds Justification to Continue Doing What They’re Doing
Written on 31 Jan, 2013 at 2:27
I don't know what we'd do without the FOMC... except maybe... be forced to make real progress in some substantive way. ... (Continue reading)
9.9 Earthquake in Default Servicing Turns California Into Judicial Foreclosure State
Written on 30 Jan, 2013 at 6:58
So... even though many may still tell you that California is a non-judicial foreclosure state... they're wrong and I'm calling it now... for all intents and purposes California's future is as a judicial foreclosure state.... (Continue reading)
Are Mortgages Fraudulent? The Case from Credit River.
Written on 25 Jan, 2013 at 20:22
It's perfectly understandable that many people don't know what to believe anymore, after all, what we've seen happen all around us could drive anyone a little batty. But, understand that holding onto something that's not true isn't going to... (Continue reading)
North Carolina Foreclosures Rising with Attorney Brian Chapman – A Mandelman Matters Podcast
Written on 14 Jan, 2013 at 12:40
On this Mandelman Matters Podcast: Foreclosures Rising with Attorney Brian Chapman, I ask Brian to walk through two recent decisions by the North Carolina courts, one of which is now headed for the state's Supreme Court. ... (Continue reading)
View from Inside the Financial Crisis with Former Treasury Chief Economist Phillip Swagel – A Mandelman Matters Podcast
Written on 9 Jan, 2013 at 9:27
Here's your first chance to listen to Phillip Swagel on a Mandelman Matters Podcast... he'll be back again... but you don't want to miss this one because we won't be going backward in time, so click PLAY below and listen... (Continue reading)
Un-Freezing Foreclosures in the Nevada Desert – A Mandelman Matters Podcast on What Nevada’s Homeowners Need to Know
Written on 7 Jan, 2013 at 19:22
Gloria Petroni is concerned that Nevada homeowners may have been lulled into a false sense of security by AB 284 and now aren't familiar with what to do when faced with having to fight for their homes in court. ... (Continue reading)
In Case You’re of a Mind to Help…
Written on 28 Dec, 2012 at 23:00
If you're a homeowner who would be interviewed about your specific experience saving your home from foreclosure, or if you have clients you've helped avoid foreclosure and they are okay with me calling to record an interview with them, let... (Continue reading)
‘Twas the Night Before Christmas 2012 – A Political Year-in-Review
Written on 25 Dec, 2012 at 5:19
It my annual political year-in-review, read to the poem, 'Twas the Night Before Christmas. Read it yourself, or click 'PLAY' and I'll read it for you.... (Continue reading)
The Quiet Crisis, Part 1. A Foreclosure Bluesical by Mandelman Matters
Written on 22 Dec, 2012 at 15:42
Over time, I hoped, as people came to understand what had actually happened, they would let themselves off the proverbial hook, and once not bound by shame, they would speak out and when in great enough number, our leaders would... (Continue reading)
We’re Just Not Going to Fix the Foreclosure Crisis in Court
Written on 13 Dec, 2012 at 14:06
In all but a very small number of cases, homeowners have continued to find the courts either unwilling or incapable of dispensing what they would consider fair and just solutions, and while the federal government has remained essentially mute on... (Continue reading)
Homeowners: Start Your Emails… This is Your Chance for $50 Billion Principal Reductions
Written on 13 Dec, 2012 at 11:22
Please take this chance to make your voice heard, and tell everyone you know whose home is underwater they should do the same. We screamed our heads off about AIG bonuses, both in the streets and in the tens... (Continue reading)
BYE-BYE DEMARCO! Obama to Replace Director of FHFA
Written on 11 Dec, 2012 at 2:55
The mortgage market is not just dominated by the government, the mortgage market is the government, and that's not just here in the US, it's everywhere. Governments are the lenders of ONLY resort. ... (Continue reading)
California Bar: Disregards Attorney General’s Views, Screws Homeowners
Written on 10 Dec, 2012 at 12:34
What's even harder to understand is that the State Bar's most recent interpretation of SB 94 completely disagrees with how California Attorney General Harris and Governor Brown interpreted the law in documents filed with the court last year when... (Continue reading)
The Faux Debate Over the Farcical Cliff that’s Hurting the Rest of US
Written on 4 Dec, 2012 at 6:08
I'm not the least bit worried that the Republicans and the Democrats won't come together right before the holidays to forge some ill-conceived, witless, and entirely cowardly compromise that only kicks the proverbial can down the road even further... it... (Continue reading)
Talking Up the Housing Market? Yada, Yada, Yada… Talk is Cheap
Written on 30 Nov, 2012 at 6:32
The fact that there are properties at the very bottom that appear to have increased in price by a few points is no indication that housing is recovering. ... (Continue reading)
We’re Addicted to Denying our Addiction to FHA’s Mortgage Crack
Written on 23 Nov, 2012 at 6:13
According to Moody's Analytics, FHA's actions prevented home prices from dropping an additional 25%, which in turn saved 3 million jobs and half a trillion dollars in economic output. But now FHA is broke. Now what?... (Continue reading)
Negative Equity Is Not Really a Numbers Game
Written on 16 Nov, 2012 at 5:12
"This analysis suggests that the country should not focus on the immediate problem of mass unemployment, about which little can be done. Instead we should turn attention to long-term issues, such as tax reform and education." ... (Continue reading)
Ohio Foreclosure Defense Attorney
Written on 15 Nov, 2012 at 20:55
Marc Dann Dann Law Email: mdann@dannlaw.com dannlaw.com (877) 475-8100 Click here to hear an exclusive Mandelman Matters podcast with Marc Dann And, view the exclusive new video below to hear Marc Dann discuss the housing crisis and who the real... (Continue reading)
What’s the difference between Spain and the USA? Empatía y sentido común. Sí, es verdad.
Written on 15 Nov, 2012 at 5:53
"In Spain right now, we have nearly a million empty housing units. In this situation, the government and the economy ministry ... has to take steps so that no family in good faith goes without a home."... (Continue reading)
State of New Hampshire Foreclosure Resource Links
Written on 2 Nov, 2012 at 18:59
STATE OF NEW HAMPSHIRE GOVERNMENT RESOURCES: Business Finance Authority Community Development Finance Authority Department of Administrative Services Commissioner, Linda M. Hodgdon Department of Health & Human Services Department of Justice – Office of the Attorney General Attorney General, Michael A.... (Continue reading)
NEW HAMPSHIRE Foreclosure Help from Mandelman Matters – START HERE
Written on 2 Nov, 2012 at 18:58
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Hampshire. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of New... (Continue reading)
New Hampshire Foreclosure Laws
Written on 2 Nov, 2012 at 18:57
CLICK BELOW FOR: State of New Hampshire Foreclosure Laws The link above will take you to the page dedicated to New Hampshire’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)
MICHIGAN Foreclosure Help from Mandelman Matters – START HERE
Written on 1 Nov, 2012 at 16:43
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Michigan. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Michigan related... (Continue reading)
Michigan Foreclosure Laws
Written on 1 Nov, 2012 at 16:42
CLICK BELOW FOR: State of Michigan Foreclosure Laws The link above will take you to the page dedicated to Michigan’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
State of Michigan Foreclosure Resource Links
Written on 1 Nov, 2012 at 16:42
STATE OF MICHIGAN GOVERNMENT RESOURCES: Attorney General, Bill Shuette Department of Civil Rights Department of Commerce Department of Human Services Department of Licensing & Regulatory Affairs Department of State Secretary of State, Ruth Johnson Department of Treasury Governor, Rick... (Continue reading)
State of Tennessee Foreclosure Resource Links
Written on 31 Oct, 2012 at 12:14
STATE OF TENNESSEE GOVERNMENT RESOURCES: Commission on Children & Youth Executive Director, Linda O’Neal Comptroller of the Treasury, Justin P. Wilson Department of Children’s Services Commissioner, Katherine O’Day Department of Commerce & Insurance Commissioner, Julie Mix McPeak Division of Consumer Affairs Department... (Continue reading)
Tennessee Foreclosure Laws
Written on 31 Oct, 2012 at 12:00
CLICK BELOW FOR: State of Tennessee Foreclosure Laws The link above will take you to the page dedicated to Tennessee’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
TENNESSEE Foreclosure Help from Mandelman Matters – START HERE
Written on 31 Oct, 2012 at 11:59
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Tennessee. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Tennessee related... (Continue reading)
State of Maine Foreclosure Resource Links
Written on 29 Oct, 2012 at 2:23
STATE OF MAINE GOVERNMENT RESOURCES: Attorney General of Maine William J. Schneider Bureau of Human Services Department of Audit State Auditor, Neria R. Douglass, JD, CIA Department of Health & Human Services Child & Family Services Department of Labor Department of... (Continue reading)
MAINE Foreclosure Help from Mandelman Matters – START HERE
Written on 29 Oct, 2012 at 1:54
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Maine. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Maine related... (Continue reading)
Maine Foreclosure Laws
Written on 29 Oct, 2012 at 1:53
CLICK BELOW FOR: State of Maine Foreclosure Laws The link above will take you to the page dedicated to Maine’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
ALABAMA Foreclosure Help from Mandelman Matters – START HERE
Written on 26 Oct, 2012 at 16:10
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Alabama. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Alabama related... (Continue reading)
Alabama Foreclosure Laws
Written on 26 Oct, 2012 at 16:10
CLICK BELOW FOR: State of Alabama Foreclosure Laws The link above will take you to the page dedicated to Alabama’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
State of Alabama Foreclosure Resource Links
Written on 26 Oct, 2012 at 16:04
STATE OF ALABAMA GOVERNMENT RESOURCES: Attorney General Luther Strange Department of Children’s Affairs Department of Economic & Community Affairs Department of Finance State Comptroller, Thomas L. White, Jr., CPA Department of Human Resources Department of Insurance Department of Labor Health... (Continue reading)