Sunday 11th May
Home » Archives
Alabama Slamma’ – Not for Better, Far Worse… As Foreclosures we Chart.
Written on 21 May, 2013 at 6:42
We seem to be having a national recovery in much of the media, but in the states themselves the numbers are refusing to cooperate. I guess if you can have a "jobless recovery," then you can probably have a... (Continue reading)
The Foreclosure Bowl: Connecticut Finally Makes it Into Top 10
Written on 20 May, 2013 at 10:53
RealtyTrac Vice President, the ubiquitous Daren Blomquist, said he had "no immediate concern" related Connecticut's newfound foreclosure prowess, which makes perfect sense since he's not losing a home there. ... (Continue reading)
Foreclosure Surprise! Stomping on Maryland Homeowners
Written on 20 May, 2013 at 7:45
So, how do I know where the other undiscovered and unreported stockpiles of foreclosures are hiding as the banks wait until they feel like recognizing losses, having fixed the document problem to the degree that they can start booting people... (Continue reading)
What Makes a Mortgage a “Bad Loan?” I’m Confused.
Written on 20 May, 2013 at 4:43
Or do we only judge a loan to be "bad" after it defaults, and because it defaults? Assuming there are NOT predatory practices involved, is a loan "good" until it defaults and then it becomes "bad." And is... (Continue reading)
Nevada Legislature Considers Passing its Own Homeowner Bill of Rights
Written on 18 May, 2013 at 12:27
Nevada's legislature is considering adopting its own Homeowner Bill of Rights, and in fact, the bill... SB 321... has already passed the Nevada State Senate and is headed to the House.... (Continue reading)
South Carolina’s Hardest Hit Funds Farce… Failing but Finally Changing?
Written on 18 May, 2013 at 3:40
It's been 3.5 years since the money was made available. It's time for the programs funded by hardest hit funds to help homeowners... stopping foreclosures with aggressive benefits and inclusive qualifying requirements. Surely we know what doesn't work...... (Continue reading)
Bill to End Foreclosure Mediation In Missouri Passes… Wake Up, Missouri
Written on 17 May, 2013 at 19:48
Unless you believe that the foreclosure picture in this country somehow magically changed dramatically over the last month or two... you don't want to wake up one day to find out you might need mediation... only it's no longer there.... (Continue reading)
One Bank Did Right by Homeowners & Shareholders – A Story You Haven’t Heard Before
Written on 17 May, 2013 at 17:40
There is one mortgage banker that did it right for their shareholders and borrowers. They didn't take TARP funds or any sort of tax-payer funded bailout... instead they took their losses, restructured the company, and protected their shareholders... ... (Continue reading)
Denial and Avoidance Won’t Fix Housing or Grow Economy
Written on 16 May, 2013 at 6:56
I wish we'd stop with the false bottoms and imaged recovery stories so we could actually concentrate on making some much needed improvements in how we're handling our economic malaise, because that's the only way we're going to see any... (Continue reading)
I’m Back in the Saddle Again… What’d I miss? Nothing, unfortunately.
Written on 13 May, 2013 at 13:40
I know many have been wondering where I've been for the last two months from the slew of emails I've received, I thought I'd explain what I didn't want to explain at the time... and let everyone know that not... (Continue reading)
State of Missouri Foreclosure Resource Links
Written on 30 Apr, 2013 at 19:53
This Page Sponsored By… Dale Wiley Foreclosure Law LLC 5049 Devonshire Street Suite B St. Louis, MO 63109 Telephone: (877) 945-3952 Website: http://www.foreclosurelawllc.com/ STATE OF MISSOURI GOVERNMENT RESOURCES: Attorney General Chris Koster Auditor Thomas A. Schweich Department of Economic Development Department of... (Continue reading)
North Carolina Foreclosure Laws
Written on 25 Apr, 2013 at 22:10
CLICK BELOW FOR: State of North Carolina Foreclosure Laws The link above will take you to the page dedicated to North Carolina’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)
NORTH CAROLINA Foreclosure Help from Mandelman Matters – START HERE
Written on 25 Apr, 2013 at 22:09
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in North Carolina. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of North... (Continue reading)
North Carolina Foreclosure Defense Attorney
Written on 25 Apr, 2013 at 22:09
Brian F. Chapman The Law Office of Brian F. Chapman 113 N. Center St. Suite 103 Statesville, NC 28677 Ph. 704-380-2039 Email: brian@chapmanlawonline.com To hear talk about the latest developments related to foreclosure in North Carolina… as of the beginning... (Continue reading)
MISSOURI Foreclosure Help from Mandelman Matters – START HERE
Written on 25 Apr, 2013 at 17:46
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Missouri. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Missouri related... (Continue reading)
Missouri Foreclosure Defense Attorney
Written on 25 Apr, 2013 at 17:43
Dale Wiley Foreclosure Law LLC 5049 Devonshire Street Suite B St. Louis, MO 63109 Telephone: (877) 945-3952 Website: http://www.foreclosurelawllc.com/ Special Mandelman Matters Podcast featuring Dale Wiley... (Continue reading)
Missouri Foreclosure Laws
Written on 25 Apr, 2013 at 17:40
CLICK BELOW FOR: State of Missouri Foreclosure Laws The link above will take you to the page dedicated to Missouri’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
Homeowner’s Scheme Makes Bad Situation Worse… Ends Up in Jail
Written on 6 Mar, 2013 at 6:40
The problem is that when we start believing things that aren't true... even though do so might make us feel better for the moment... that's when we lose all of our power. No one is powerful when they've got... (Continue reading)
Goldman Sachs on the Pacific – Inside Countrywide with Michael Winston… A Mandelman Matters Podcast
Written on 23 Feb, 2013 at 17:16
When Countrywide had aspirations to become "Goldman Sachs on the Pacific," they recruited Michael to help them get there. They may have appeared to understand when Michael spoke of the programs he would initiate, but soon it was quite... (Continue reading)
Illinois Latest State to Make Foreclosing Much Harder
Written on 23 Feb, 2013 at 10:22
Okay, so that's GAME OVER for the State of Illinois. Ball four... take a hike... we'll see you back here in 2014 or 2015. Take some time off, you deserve it. ... (Continue reading)
David Min, Part 3 – Housing’s Recovery… Fact or Fiction? A Mandelman Matters Podcast
Written on 22 Feb, 2013 at 7:39
We've lost more than five million homes to foreclosure since 2008, and according to all published data at the end of 2012, we've got millions more seriously delinquent or at risk... but somehow housing is defying all laws of economics... (Continue reading)
SCAM PREVENTION PODCAST #3: With the One and Only Max Gardner
Written on 13 Feb, 2013 at 9:02
Now, as anyone will tell you... Max Gardner knows this subject like the back of his hand, and he should... he's been at it for some 30 years... before the rest of us had any idea this sort of economic... (Continue reading)
SCAM PREVENTION PODCAST #2: Florida’s Consumer Protection Lawyer of the Year… Margery Golant
Written on 9 Feb, 2013 at 6:40
Margery has been representing Florida homeowners since the foreclosure crisis first began in 2007, so when it comes to SCAMS... she's literally seen everything.... (Continue reading)
Florida Supreme Court Serves Fraud on Ice
Written on 8 Feb, 2013 at 12:40
When all you need is a Mac, some software and a reasonably competent 15 year-old in order to create a reasonable facsimile of a U.S. Treasury bond, it could be incredibly problematic and a real opportunity to cash in for... (Continue reading)
SCAM PREVENTION PODCAST: What Isn’t Working for Homeowners Facing Foreclosure Today?
Written on 6 Feb, 2013 at 3:59
Foreclosure defense attorneys Matt Weidner and Tom Cox tell Mandelman what's working and what's not for homeowners in foreclosure courts. ... (Continue reading)
State Bar Hypocrisy on Display – Bar to Offer Grants to Fund Legal Help with Foreclosures
Written on 4 Feb, 2013 at 2:51
One thing I will say about State Bar Executive Director Joe Dunn is that his political skills are nothing short of masterful... it's breathtaking, really. So, stay tuned... with hypocrisy operating at these levels, absolutely anything is possible. ... (Continue reading)
The Fed blew it on Foreclosures. Ooops, we ruined the country?
Written on 1 Feb, 2013 at 2:26
If you make a mistake and cause harm on a scale of the Great Depression, what happens to you? Don't you even get fired? Reprimanded? A stern talking to?... (Continue reading)
9.9 Earthquake in Default Servicing Turns California Into Judicial Foreclosure State
Written on 30 Jan, 2013 at 6:58
So... even though many may still tell you that California is a non-judicial foreclosure state... they're wrong and I'm calling it now... for all intents and purposes California's future is as a judicial foreclosure state.... (Continue reading)
O.C. Superior Court Judge Agrees State Bar WRONG on SB 94, But…
Written on 25 Jan, 2013 at 7:11
Apparently, Orange County Superior Court Judge William H. Monroe is not only a judge and a lawyer, but he's a READER too! And one might think that lawyers all over California would be popping open the champagne... or at... (Continue reading)
GUEST POST: Runaway Train: Civil Code Section 2944.7 and the CA State Bar
Written on 25 Jan, 2013 at 6:38
So here we are a year later. Like a runaway train, the State Bar is moving full speed toward a unstated goal that is inconsistent with the public interest: no lawyers available for borrowers who need assistance.... (Continue reading)
View from Inside the Financial Crisis with Former Treasury Chief Economist Phillip Swagel – A Mandelman Matters Podcast
Written on 9 Jan, 2013 at 9:27
Here's your first chance to listen to Phillip Swagel on a Mandelman Matters Podcast... he'll be back again... but you don't want to miss this one because we won't be going backward in time, so click PLAY below and listen... (Continue reading)
Un-Freezing Foreclosures in the Nevada Desert – A Mandelman Matters Podcast on What Nevada’s Homeowners Need to Know
Written on 7 Jan, 2013 at 19:22
Gloria Petroni is concerned that Nevada homeowners may have been lulled into a false sense of security by AB 284 and now aren't familiar with what to do when faced with having to fight for their homes in court. ... (Continue reading)
Recovery? Ho, Ho, Holiday Sales Tell the Tale
Written on 29 Dec, 2012 at 9:29
I'm just so relieved that none of this dismal economic news was caused by the respective economies being in deep recession led by unreported worsening unemployment and pretend housing market recoveries. Because if those things were the cause, why... (Continue reading)
In Case You’re of a Mind to Help…
Written on 28 Dec, 2012 at 23:00
If you're a homeowner who would be interviewed about your specific experience saving your home from foreclosure, or if you have clients you've helped avoid foreclosure and they are okay with me calling to record an interview with them, let... (Continue reading)
The Quiet Crisis, Part 1. A Foreclosure Bluesical by Mandelman Matters
Written on 22 Dec, 2012 at 15:42
Over time, I hoped, as people came to understand what had actually happened, they would let themselves off the proverbial hook, and once not bound by shame, they would speak out and when in great enough number, our leaders would... (Continue reading)
A 10 POINT SCANDAL – CA State Bar Exec Director Dunn Should Resign
Written on 18 Dec, 2012 at 6:19
Beginning in the fall of 2011, and increasing in speed and ferocity after January 1, 2012, the State Bar begins using its newly concocted interpretation of SB 94 as a hammer to threaten and strong-arm lawyers who have received a... (Continue reading)
Attorney Bruce Levitt on Saving Homes from Foreclosure in New Jersey – A Mandelman Matters Podcast
Written on 17 Dec, 2012 at 11:22
New Jersey foreclosure defense attorney Bruce Levitt on this Mandelman Matters Podcast tells you what's working and what's not... and how he thinks you are most likely to save your New Jersey home from foreclosure.... (Continue reading)
Colorado Failing… Foreclosures By Wink, Nod or Text Message
Written on 14 Dec, 2012 at 9:50
Known as the "statement of qualified holder," it doesn't require a lawyer to look at anything that shows the bank holds the original mortgage, but even more stunning is that it also provides lawyers with complete absolution from any wrongdoing... (Continue reading)
We’re Just Not Going to Fix the Foreclosure Crisis in Court
Written on 13 Dec, 2012 at 14:06
In all but a very small number of cases, homeowners have continued to find the courts either unwilling or incapable of dispensing what they would consider fair and just solutions, and while the federal government has remained essentially mute on... (Continue reading)
Homeowners: Start Your Emails… This is Your Chance for $50 Billion Principal Reductions
Written on 13 Dec, 2012 at 11:22
Please take this chance to make your voice heard, and tell everyone you know whose home is underwater they should do the same. We screamed our heads off about AIG bonuses, both in the streets and in the tens... (Continue reading)
California Bar: Disregards Attorney General’s Views, Screws Homeowners
Written on 10 Dec, 2012 at 12:34
What's even harder to understand is that the State Bar's most recent interpretation of SB 94 completely disagrees with how California Attorney General Harris and Governor Brown interpreted the law in documents filed with the court last year when... (Continue reading)
The Faux Debate Over the Farcical Cliff that’s Hurting the Rest of US
Written on 4 Dec, 2012 at 6:08
I'm not the least bit worried that the Republicans and the Democrats won't come together right before the holidays to forge some ill-conceived, witless, and entirely cowardly compromise that only kicks the proverbial can down the road even further... it... (Continue reading)
California State Bar RECENT Decision to Cause More Harm to Homeowners in Foreclosure
Written on 1 Dec, 2012 at 22:30
The recent decision by the state bar court now effectively prohibits the charging of fees by lawyers even AFTER services have been completed. Yes, you read that correctly... lawyers can't take advance fees, nor can they be paid after... (Continue reading)
What Can DocX’s Brown Do for LPS, Besides Forge a Million Documents
Written on 25 Nov, 2012 at 14:37
Is that what I'm to believe? She hid it from LPS. For SIX years. A million documents. And the whole time, LPS must have just thought she was great at getting the signatures she... (Continue reading)
We’re Addicted to Denying our Addiction to FHA’s Mortgage Crack
Written on 23 Nov, 2012 at 6:13
According to Moody's Analytics, FHA's actions prevented home prices from dropping an additional 25%, which in turn saved 3 million jobs and half a trillion dollars in economic output. But now FHA is broke. Now what?... (Continue reading)
Bank of America’s SVP Eric Tellijohann Provides an Advance Update on the National Mortgage Settlement Progress
Written on 16 Nov, 2012 at 22:33
What's going on inside BOA as of the end of the second quarter of the National Mortgage Settlement? Here's your chance to hear it straight from the source... in advance of the monitor's report. Another Mandelman Matters Exclusive!... (Continue reading)
Ohio Foreclosure Defense Attorney
Written on 15 Nov, 2012 at 20:55
Marc Dann Dann Law Email: mdann@dannlaw.com dannlaw.com (877) 475-8100 Click here to hear an exclusive Mandelman Matters podcast with Marc Dann And, view the exclusive new video below to hear Marc Dann discuss the housing crisis and who the real... (Continue reading)
What’s the difference between Spain and the USA? Empatía y sentido común. Sí, es verdad.
Written on 15 Nov, 2012 at 5:53
"In Spain right now, we have nearly a million empty housing units. In this situation, the government and the economy ministry ... has to take steps so that no family in good faith goes without a home."... (Continue reading)
State of New Hampshire Foreclosure Resource Links
Written on 2 Nov, 2012 at 18:59
STATE OF NEW HAMPSHIRE GOVERNMENT RESOURCES: Business Finance Authority Community Development Finance Authority Department of Administrative Services Commissioner, Linda M. Hodgdon Department of Health & Human Services Department of Justice – Office of the Attorney General Attorney General, Michael A.... (Continue reading)
NEW HAMPSHIRE Foreclosure Help from Mandelman Matters – START HERE
Written on 2 Nov, 2012 at 18:58
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Hampshire. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of New... (Continue reading)
New Hampshire Foreclosure Laws
Written on 2 Nov, 2012 at 18:57
CLICK BELOW FOR: State of New Hampshire Foreclosure Laws The link above will take you to the page dedicated to New Hampshire’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)
MICHIGAN Foreclosure Help from Mandelman Matters – START HERE
Written on 1 Nov, 2012 at 16:43
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Michigan. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Michigan related... (Continue reading)
Michigan Foreclosure Laws
Written on 1 Nov, 2012 at 16:42
CLICK BELOW FOR: State of Michigan Foreclosure Laws The link above will take you to the page dedicated to Michigan’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
State of Michigan Foreclosure Resource Links
Written on 1 Nov, 2012 at 16:42
STATE OF MICHIGAN GOVERNMENT RESOURCES: Attorney General, Bill Shuette Department of Civil Rights Department of Commerce Department of Human Services Department of Licensing & Regulatory Affairs Department of State Secretary of State, Ruth Johnson Department of Treasury Governor, Rick... (Continue reading)
State of Tennessee Foreclosure Resource Links
Written on 31 Oct, 2012 at 12:14
STATE OF TENNESSEE GOVERNMENT RESOURCES: Commission on Children & Youth Executive Director, Linda O’Neal Comptroller of the Treasury, Justin P. Wilson Department of Children’s Services Commissioner, Katherine O’Day Department of Commerce & Insurance Commissioner, Julie Mix McPeak Division of Consumer Affairs Department... (Continue reading)
Tennessee Foreclosure Laws
Written on 31 Oct, 2012 at 12:00
CLICK BELOW FOR: State of Tennessee Foreclosure Laws The link above will take you to the page dedicated to Tennessee’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
TENNESSEE Foreclosure Help from Mandelman Matters – START HERE
Written on 31 Oct, 2012 at 11:59
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Tennessee. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Tennessee related... (Continue reading)
State of Maine Foreclosure Resource Links
Written on 29 Oct, 2012 at 2:23
STATE OF MAINE GOVERNMENT RESOURCES: Attorney General of Maine William J. Schneider Bureau of Human Services Department of Audit State Auditor, Neria R. Douglass, JD, CIA Department of Health & Human Services Child & Family Services Department of Labor Department of... (Continue reading)
MAINE Foreclosure Help from Mandelman Matters – START HERE
Written on 29 Oct, 2012 at 1:54
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Maine. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Maine related... (Continue reading)
Maine Foreclosure Laws
Written on 29 Oct, 2012 at 1:53
CLICK BELOW FOR: State of Maine Foreclosure Laws The link above will take you to the page dedicated to Maine’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Spire Law Group’s Mass Torte Lawsuit Seeks $43 Trillion from Banks – Former AG Says it’s a FRAUD
Written on 26 Oct, 2012 at 21:43
They call it a "mass torte," but it can also go by the name "mass joinder," or "multi-plaintif," or whatever other term d'art it might be using tomorrow, but no matter what it's called, the person calling to tell you... (Continue reading)
ALABAMA Foreclosure Help from Mandelman Matters – START HERE
Written on 26 Oct, 2012 at 16:10
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Alabama. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Alabama related... (Continue reading)
Alabama Foreclosure Laws
Written on 26 Oct, 2012 at 16:10
CLICK BELOW FOR: State of Alabama Foreclosure Laws The link above will take you to the page dedicated to Alabama’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
State of Alabama Foreclosure Resource Links
Written on 26 Oct, 2012 at 16:04
STATE OF ALABAMA GOVERNMENT RESOURCES: Attorney General Luther Strange Department of Children’s Affairs Department of Economic & Community Affairs Department of Finance State Comptroller, Thomas L. White, Jr., CPA Department of Human Resources Department of Insurance Department of Labor Health... (Continue reading)
HOMEOWNER FORECLOSURE SCAM ALERT!
Written on 25 Oct, 2012 at 23:07
If you receive a solicitation that looks or says anything like what you see below, DO NOT RESPOND TO IT... IT IS A FRAUD... IT HAS NOTHING TO DO WITH THE ATTORNEY GENERAL OFFICE. ... (Continue reading)
Ohio Foreclosure Laws
Written on 23 Oct, 2012 at 19:53
CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
LPS Data Shows Ups and Downs of the Foreclosure Crisis
Written on 23 Oct, 2012 at 17:59
LPS also reports that as of September, 3.7 million loans were at least 30 days delinquent, but not yet in foreclosure.... and 1.53 million loans were at least 90 days delinquent, but not yet in foreclosure. Almost two million... (Continue reading)
OHIO Foreclosure Help from Mandelman Matters – START HERE
Written on 23 Oct, 2012 at 17:34
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Ohio. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Ohio related... (Continue reading)
State of Ohio Foreclosure Resource Links
Written on 23 Oct, 2012 at 17:32
This Page Sponsored By… Marc Dann DannLaw Email: mdann@dannlaw.com dannlaw.wordpress.com Cleveland 216-373-0539 Youngstown 330-759-4155 Columbus 614-344-0320 Facsimile 216-373-0536 STATE OF OHIO GOVERNMENT RESOURCES: Attorney General Mike DeWine Auditor of State Dave Yost Department of Commerce Director, David Goodman Division of... (Continue reading)
President Obama on The Daily Show with Jon Stewart
Written on 23 Oct, 2012 at 8:23
Jon Stewart asked you about why you didn't spend so much of the money available for HAMP... on HAMP... or on other efforts to mitigate the damage being caused by the foreclosure crisis. And you knew what he had... (Continue reading)
Why I Didn’t Want to Watch the Presidential Debate Last Night
Written on 23 Oct, 2012 at 6:23
It's foreign policy night but although each question starts out overseas, it ends up buried in our flaccid economy somewhere near Cleveland. Romney points out that Obama can't seem to buy jobs let alone create them. ... (Continue reading)
CONNECTICUT Foreclosure Help from Mandelman Matters – START HERE
Written on 22 Oct, 2012 at 18:09
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Connecticut. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Connecticut related to... (Continue reading)
State of Connecticut Foreclosure Resource Links
Written on 22 Oct, 2012 at 18:04
STATE OF CONNECTICUT GOVERNMENT RESOURCES: Connecticut Department of Labor Connecticut General Assembly Find Your Representative, Senator & Congressperson Legislative Commissions Connecticut Insurance Department Department of Banking Howard F. Pitkin, Commissioner Department of Consumer Protection Department of Ethics & Community Development... (Continue reading)
Connecticut Foreclosure Laws
Written on 22 Oct, 2012 at 11:53
CLICK BELOW FOR: State of Connecticut Foreclosure Laws The link above will take you to the page dedicated to Connecticut’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
Foreclosure Crisis Almost Over – It’s Magically Delicious
Written on 22 Oct, 2012 at 7:21
So, if the normal market had 100 buyers, where there used to be 66 repeat buyers, now there will only be 33. Where there were 25 first timers, now there will only be 12. Are you getting the... (Continue reading)
Ohio Foreclosure Laws
Written on 21 Oct, 2012 at 23:03
CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
NEW JERSEY Foreclosure Help from Mandelman Matters – START HERE
Written on 21 Oct, 2012 at 22:37
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Jersey. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of New Jersey... (Continue reading)
New Jersey Foreclosure Laws
Written on 21 Oct, 2012 at 22:32
CLICK BELOW FOR: State of New Jersey Foreclosure Laws The link above will take you to the page dedicated to New Jersey’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)
State of New Jersey Foreclosure Resource Links
Written on 21 Oct, 2012 at 21:43
STATE OF NEW JERSEY GOVERNMENT RESOURCES: Governor of New Jersey Governor, Chris Christie Lt. Governor & Secretary of State Kim Guadagno New Jersey Congress – Find a Senator or Representative New Jersey Legislature – Find Your Legislator Office of Legislative... (Continue reading)
Bank of America’s Dave Steckel on the National Mortgage Settlement – A Mandelman Mattters Exclusive Newscast
Written on 19 Oct, 2012 at 14:43
Well, I asked BOA if one of their executives would join me on a Mandelman Matters Podcast, so we could get a better feel for what's going on than just reading their press release, and Dave Steckel, even though I'm... (Continue reading)
Servicers Extinguishing Liens DOES Help Homeowners, NOT Erasing Debt That Isn’t there
Written on 14 Oct, 2012 at 9:48
I know what happened here. A homeowner in Connecticut was denied for a loan modification based on excessive income and her lawyer told her she would have to file bankruptcy to stop the sale of her home. Then... (Continue reading)
Feds Crack Down on 530 in Foreclosure Rescue Biz – And 21 Tips for Not Getting Scammed
Written on 12 Oct, 2012 at 22:38
Using the combined resources of federal, state and local law enforcement, the initiative targeted perpetrators both criminally and civilly, and led to 285 federal criminal indictments and another 110 federal civil cases, and criminal charges were filed against 530 defendants.... (Continue reading)
Foreclosures Are Down? RealtyTrac VP, Daren Blomquist – The Definition of Obtuse
Written on 12 Oct, 2012 at 7:42
What everyone continues to overlook is the impact that foreclosures continue to have on new foreclosures. We've got supposed experts yammering about how we'll have some set number of foreclosures and then we'll be through this mess. But... (Continue reading)
No Surprise – Arizona Court Rules Mortgage Settlement Funds Don’t Have to Help Homeowners
Written on 12 Oct, 2012 at 2:39
Okay, so what's the big deal whether the state uses some of the funds to balance the state's budget? It's better than the alternative, which is the legislature cutting much needed assistance programs and raising taxes across the board...... (Continue reading)
Katherine Porter to Make Sure Homeowners Get What Servicers Promised – A Mandelman Matters Podcast
Written on 4 Oct, 2012 at 9:27
Back in April of this year, they were granted 180 days to get their servicing operations ready to comply with the new standards, and as of yesterday, they'll be held to the 304 new rules for addressing the needs of... (Continue reading)
It’s National Mortgage Servicers Settlement Compliance Day!
Written on 3 Oct, 2012 at 18:32
Per the settlement agreement, Smith will be testing the servicers adherence to the new rules using 29 defined metrics to assess such breaches as improper trustee sales, wrongful denial of modification, the use of fraudulent affidavits in the foreclosure process,... (Continue reading)
Bankers Hit Jackpot in Nevada, Supreme Court Rules 7-0… YES ON MERS
Written on 2 Oct, 2012 at 10:03
In Edelstein's case, MERS assigned the deed of trust to Bank of New York Mellon as trustee for Countrywide. The court ruled that once the trust had both the promissory note and the assignment, it possessed the standing to... (Continue reading)
When Will the Pivotal Nature of the Foreclosure Crisis be Understood
Written on 2 Oct, 2012 at 1:08
Once you're underwater, however, as at least half of homeowners are today, you can't borrow against your home's equity, nor can you sell your home, so any of those life events are likely to hit you where you live. ... (Continue reading)
Attorney John Long – State of Washington Foreclosure Better for Homeowners – A Mandelman Matters Podcast
Written on 19 Sep, 2012 at 20:38
Recently, there have been three significant developments in Washington, two from the State Supreme Court, and one having to do with the state's mediation program. And all three fell in favor of homeowners, which is a refreshing change.... (Continue reading)
Loan Modification Process Improving at BOA and Other Servicers
Written on 19 Sep, 2012 at 5:46
why would Smith publish a report whose only meaningful certainty was to scare even more homeowners away from paying attention to Bank of America's borrower outreach efforts? BOA and its peers were already having a hard time reaching... (Continue reading)
Special Foreclosure Defense Boot Camp with Max Gardner – October 12-14
Written on 15 Sep, 2012 at 10:02
Condensed into 3 powerful days. Less expensive. Last one for year. Coming up October 12-14.... (Continue reading)
FHFA Looking to Jail Strategic Defaulters
Written on 15 Sep, 2012 at 8:45
There's no such thing as people who can pay their mortgages no problem but just feel like cleaning out their garage, ruining their credit, and then living in an apartment where the kitchen smells like ass for the next five... (Continue reading)
Former SIGTARP Neil Barofsky – The Last Honest Man in Washington – A Mandelman Matters Podcast
Written on 14 Sep, 2012 at 11:25
Settle in and get ready to hear the real inside scoop on how Washington works and too often doesn't. It may cause vomiting and probably shouldn't be listened to if you have a heart condition... I'm really not sure.... (Continue reading)
Nevada Foreclosure Defense Attorney
Written on 14 Aug, 2012 at 18:55
Tisha Black Chernine, Attorney BLACK & LOBELLO, Attorneys at Law 10777 West Twain Avenue @ 215 Third Floor Las Vegas, Nevada 89135 Telephone: (702) 869-8801 Facsimile: (702) 869-2669 Website: blacklobellowlaw.com Gloria M. Petroni, Attorney at Law Petroni & Nichols Ltd.... (Continue reading)
Washington Foreclosure Defense Attorney
Written on 6 Aug, 2012 at 1:21
John A. Long, Attorney at Law John Long Law PLLC 300 NE Gilman Blvd, Suite 100 Issaquah, Washington 98027 Telephone: (425) 427-9660 Facsimile: (888) 735-6513 Email: JAL@JohnLongLaw.com Website: http://johnlonglaw.com/ ... (Continue reading)
Oregon Foreclosure Defense Attorney
Written on 6 Aug, 2012 at 1:00
Clarke Balcom, Attorney at Law Clarke Balcom Law 1312 SW 16th Ave., 2nd Floor Portland, OR 97201 Telephone: (503) 224-5950 Facsimile: (503) 467-4669 Website: http://www.clarkebalcomlaw.com/... (Continue reading)
PREVIEW: Neil Barofsky talks BAILOUT on a Mandelman Matters Podcast
Written on 3 Aug, 2012 at 1:34
Neil Barofsky is a name I'll never forget, and it won't be hard for anyone to understand why that's the case when I tell you the reason why. Neil was the Special Inspector General for the Treasury's Troubled Asset... (Continue reading)
Special Report for Oregon Homeowners – A MM Podcast With Portland Attorney Clarke Balcom
Written on 31 Jul, 2012 at 5:49
Everybody says the new law and recent decision are going to provide protections and in general make things better for Oregon's homeowners at risk of foreclosure., and for the people of thee state as a whole. They're wrong.... (Continue reading)
Fannie’s “Decoy Assignment” a NEW Foreclosure Defense – A Mandelman Matters Podcast with Atty. Tom Cox
Written on 30 Jul, 2012 at 6:03
Tom has recently discovered a practice employed by the GSE's... Fannie and Freddie. It has to do with what we're calling "The Decoy Assignment," and it's a matter of policy. He's arguing it successfully in court.... (Continue reading)
No Bottom in Sight – I’m Starting to Feel Sorry for Realtors
Written on 29 Jul, 2012 at 0:54
So, this year started out depressed, as well it should have, but very quickly, and I do mean within weeks, a six-year downturn was transformed into a robust recovery based on... well... nothing really. None of the fundamentals changed,... (Continue reading)