Posts Tagged ‘economy’

PODCAST: Saving Homes from Foreclosure in Ohio Today… with Ohio’s Former Attorney General Marc Dann

PODCAST: Saving Homes from Foreclosure in Ohio Today... with Ohio's Former Attorney General Marc Dann

Marc Dann Explains What Homeowners Need to Know About Foreclosure in Ohio... on this 12-Minute Documentary-style Video... When I visited with Marc this past year in his Cleveland offices, I interviewed him on camera in order to produce this 12-minute... (Continue reading)

You’re not STUCK with a low credit score. And you CAN’T afford to ignore it.

You’re not STUCK with a low credit score. And you CAN’T afford to ignore it.

The U.S. Public Interest Research Group showed that nearly 80 percent of credit reports contained inaccuracies, and the mistakes in a quarter of those could result in the individual being denied for credit. 60 Minutes reported that a government study... (Continue reading)

Straightening Out the LA Times, Fannie, Freddie, Strategic Defaults and Deficiency Judgments

Straightening Out the LA Times, Fannie, Freddie, Strategic Defaults and Deficiency Judgments

Writing about strategic defaults for the LA Times this time out was Lew Sichelman, whose ability to remain oblivious to his interweaving of unrelated facts throughout the article was truly something to behold. ... (Continue reading)

The “It’s Not Real Money” Argument – Perhaps the Best Way to Make the Banks Look Good in Court

The

The harm caused by our government's abominable handling of the foreclosure crisis... inconceivably made worse the complete absence of any communication on the subject by the Obama Administration... has barely begun to manifest itself let alone be understood... well, seemingly... (Continue reading)

The One Number You’re Forced to Care About… Your FICO Score

The One Number You're Forced to Care About… Your FICO Score

About 18 months ago, I started looking for a company that helped people improve their FICO scores. Not only was I interested in finding out how such services worked for my own personal reasons, but I also figured that... (Continue reading)

Meet Thomas Cox, Esquire. A National Hero in Foreclosure Defense

Meet Thomas Cox, Esquire. A National Hero in Foreclosure Defense

Portland Maine attorney Thomas Cox is a national hero of the foreclosure crisis. Frankly, I thought everyone already knew that, but apparently not. So, if you aren't already familiar with what Tom has done and continues to do... (Continue reading)

3 out of 3 Dismissed WITH Prejudice! Tom Cox for the Homeowner – A Mandelman Matters Podcast

3 out of 3 Dismissed WITH Prejudice!  Tom Cox for the Homeowner - A Mandelman Matters Podcast

Tweet   Stewart, Sawyer and Oathout… three Maine homeowners… three separate foreclosure cases… each dismissed with prejudice, meaning none of the servicers trying to foreclose gets another chance at foreclosure. And Maine’s foremost foreclosure defense attorney, Tom Cox, gets the... (Continue reading)

Deadly Clear Blog is Dead Wrong on UETA, E-Sign & Foreclosure… A Guest Post by Attorney Tom Cox

Deadly Clear Blog is Dead Wrong on UETA, E-Sign & Foreclosure... A Guest Post by Attorney Tom Cox

Here's a Guest Post by Tom Cox in response to a Deadly Clear post, "Is the Promissory Note Even Enforceable?" But the short answer is that the only thing that's deadly clear about the post is that if you try... (Continue reading)

Painless Saving: Tricking Yourself into Saving a lot More Money

Painless Saving: Tricking Yourself into Saving a lot More Money

So, now I’m going to attempt the impossible. I’m going to show you how to beat back the obstacles to saving more… by tricking yourself into saving more… painlessly. Without you feeling it at all. Seriously... you... (Continue reading)

SECURITIZATION: How our society changed when we learned to turn lead into gold.

SECURITIZATION: How our society changed when we learned to turn lead into gold.

Before securitization children were raised receiving fewer presents for their birthdays and holidays and I don’t need a source for that statistic. Water is wet, the sky is blue, and that’s a fact. Hotel rooms never cost $600... (Continue reading)

Loan Modifications: Selling Loans Means Being Sold Down the River

Loan Modifications: Selling Loans Means Being Sold Down the River

Chase sold the woman’s loan to PennyMac. Simple as that. Had her modification already been made permanent, PennyMac would have had to honor the modified payment amount, but because she was only in a trial modification, Chase is... (Continue reading)

Hear Tom Cox Fight Foreclosure in Maine Supreme Court – Color Commentary by Max Gardner

Hear Tom Cox Fight Foreclosure in Maine Supreme Court - Color Commentary by Max Gardner

That's right, as Tom Cox fights to save his client's home from foreclosure, I ask Max Gardner to help us better understand what's going on and why... the background behind Tom's most penetrating arguments... and why it's such a specialized... (Continue reading)

New Abuses in the Foreclosure Process Make the Dire… Dreadful

New Abuses in the Foreclosure Process Make the Dire... Dreadful

More than any other single factor, shame has made it possible for this country to lose over six million homes to foreclosure... and relative to the number of homes lost, they’ve been lost without a peep uttered in protest. ... (Continue reading)

When Lawyers Break the Rules… The Code of Conduct for Florida Attorneys

When Lawyers Break the Rules... The Code of Conduct for Florida Attorneys

So, what does the Florida Bar’s Rules of Professional Conduct have to say about Szymoniak’s representation of Mr. Figueroa, as viewed in light of the emails between the two, over that six month period when Szymoniak was Damian's lawyer... (Continue reading)

Kindergarten Loans from SallieMae Are Here!

Kindergarten Loans from SallieMae Are Here!

SallieMae is now offering financing for the high costs of... kindergarten? It’s even marketing loans available for pre-K, which I’m pretty sure we used to call, “nursery school.” I never thought to ask my mother how much it... (Continue reading)

HUD Revises the Rules Related to Reverse Mortgages

HUD Revises the Rules Related to Reverse Mortgages

HUD’s new rules related to reverse mortgages are just a part of those changes made in the wake of the financial crisis and resulting economic meltdown, and in fact, relative to changes made that affect other areas of mortgage finance,... (Continue reading)

Interview with Renee Gabbard, Esq: Retirement is harder for WOMEN than MEN

Interview with Renee Gabbard, Esq: Retirement is harder for WOMEN than MEN

On this 30 minute podcast, we will say the things that need to be said, candidly discussing the retirement and estate planning issues that are unique to women... and that if ignored for too long, can cause women to endure... (Continue reading)

Armor Guard’s CEO Explains Why he Guarantees Your Smart Phone Won’t Break – A Mandelman Matters Podcast

Armor Guard's CEO Explains Why he Guarantees Your Smart Phone Won't Break - A Mandelman Matters Podcast

I realize that not everyone pays attention to ads, but this is one of those products you'll be glad you found. I thought I'd give everyone a chance to hear about the product from Armor Guard's CEO, Brett... (Continue reading)

Two -Year Housing Recovery Mirage Now Over… Bernanke Hoping to Retire Before Everyone Notices

Two -Year Housing Recovery Mirage Now Over... Bernanke Hoping to Retire Before Everyone Notices

At the end of 2010, the interest rate on a 30-year mortgage was just under 5 percent... 4.97% to be more precise. Over the next 28 months actions taken by the Fed pushed that rate down as low as... (Continue reading)

A Winning Team: Meet the Lawyers for Mr. Thomas Glaski… A Mandelman Matters Podcast

A Winning Team: Meet the Lawyers for Mr. Thomas Glaski... A Mandelman Matters Podcast

If you want to learn about what happened to Mr. Glaski... how his case went in the lower court... and how it ended up going his way in the Court of Appeal... get the to get inside scoop from... (Continue reading)

Interest Rates Play Havoc with Banks, Bonds and Borrowers

Interest Rates Play Havoc with Banks, Bonds and Borrowers

Long-term interest rates rising means different things to different people, but none of it’s good. Higher long-term rates makes it much more expensive for state and local governments to borrow money, and you can probably guess how that would... (Continue reading)

A Sword in a Field – Correlation is Not Causation

A Sword in a Field - Correlation is Not Causation

It’s easy to misinterpret something about this crisis. But, it’s important that we try to guard against that happening whenever possible for all sorts of reasons, not the least of which is that being wrong means wasting time that... (Continue reading)

An Invitation to All California Homeowners That Need Help with Bank of America Loans… 


An Invitation to All California Homeowners That Need Help with Bank of America Loans... 


So, please... accept this invitation from me and from Bank of America... click the link below and make a reservation to attend one of the upcoming homeowner events. Come and meet me and the loan resolution team specialists at... (Continue reading)

Foreclosures Impact One in 10 Children in this Country Today, Report Shows

Foreclosures Impact One in 10 Children in this Country Today, Report Shows

No matter, the more important conclusion reached by the report is that, “Nearly four years later, the problem shows no signs of abating.” And isn’t that just a lovely thought that made me throw up in my mouth a... (Continue reading)

My Experience with Bank of America, Martin Andelman and Getting My Loan Modified

My Experience with Bank of America, Martin Andelman and Getting My Loan Modified

I wrote this to you and other homeowners because I’ve been a witness to what Martin’s help can lead to and what a homeowner can accomplish even when that homeowner has stopped believing that anything can work. Just because... (Continue reading)

SAFE MONEY INVESTING: An Interview with Mike Moorhead of Tippett Moorhead

SAFE MONEY INVESTING: An Interview with Mike Moorhead of Tippett Moorhead

why aren’t we all saving more? We know we’re not getting younger. Why aren’t we all doing more to put money away to ensure a more secure financial future? Maybe not a lot more... but why not... (Continue reading)

Everything You Need to Know About Mortgage Backed Securities with Impac President William Ashmore

Everything You Need to Know About Mortgage Backed Securities with Impac President William Ashmore

It's Bill Ashmore, President of Impac Mortgage... answering questions about the ins and outs of mortgage backed securities and the meltdown that began in 2007. ... (Continue reading)

What people NEED to know about the foreclosure crisis in 2013 & 2014

What people NEED to know about the foreclosure crisis in 2013 & 2014

My point is that the increasing sales volume of non-performing loans means the unthinkable... that it’s going to get even worse for homeowners who are seriously delinquent and need to get their loans modified in order to keep their homes.... (Continue reading)

What Happens in Nevada with Foreclosures, Ends Up on Mandelman Matters

What Happens in Nevada with Foreclosures, Ends Up on Mandelman Matters

It absolutely fascinates me, for example, that the Nevada legislature, in amending the law, took the time to write in a sentence saying: “require an affidavit containing a local or toll-free telephone number at which borrowers can obtain the current... (Continue reading)

Mandelman Appears on Washington State Public Television Show on Foreclosures …

Mandelman Appears on Washington State Public Television Show on Foreclosures ...

I was asked by Janet Reiner to appear on her community access television show about the foreclosure crisis and I agreed. Along with me was John Wright from Piggybank Blog and I think the whole thing is worth... (Continue reading)

Using the California Homeowner Bill of Rights to Fight Foreclosure

Using the California Homeowner Bill of Rights to Fight Foreclosure

So... for California homeowners facing foreclosure... who know the facts and have been unable to get a resolution to their situation... there's the California Homeowner Bill of Rights. Other states are considering adopting the same sort of legislation and... (Continue reading)

I’m Not a Total Idiot, You Know.

I'm Not a Total Idiot, You Know.

So, I know... you want to read about how a homeowner won some major victory in the courts somewhere... or how someone filed and got quiet title to their property... or how a bank couldn't figure out who owned a... (Continue reading)

PART TWO – How to Take Your Power Back When at Risk of Foreclosure

PART TWO - How to Take Your Power Back When at Risk of Foreclosure

Understand... I’m not telling you which path you should choose, but I am saying that you should choose one and then do everything in your power to achieve the goals that lie at the end of that path. Just... (Continue reading)

Alabama Slamma’ – Not for Better, Far Worse… As Foreclosures we Chart.

Alabama Slamma’ - Not for Better, Far Worse... As Foreclosures we Chart.

We seem to be having a national recovery in much of the media, but in the states themselves the numbers are refusing to cooperate. I guess if you can have a “jobless recovery,” then you can probably have a... (Continue reading)

The Foreclosure Bowl: Connecticut Finally Makes it Into Top 10

The Foreclosure Bowl: Connecticut Finally Makes it Into Top 10

RealtyTrac Vice President, the ubiquitous Daren Blomquist, said he had “no immediate concern” related Connecticut’s newfound foreclosure prowess, which makes perfect sense since he’s not losing a home there. ... (Continue reading)

Foreclosure Surprise! Stomping on Maryland Homeowners

Foreclosure Surprise!  Stomping on Maryland Homeowners

So, how do I know where the other undiscovered and unreported stockpiles of foreclosures are hiding as the banks wait until they feel like recognizing losses, having fixed the document problem to the degree that they can start booting people... (Continue reading)

What Makes a Mortgage a “Bad Loan?” I’m Confused.

What Makes a Mortgage a “Bad Loan?”  I’m Confused.

Or do we only judge a loan to be “bad” after it defaults, and because it defaults? Assuming there are NOT predatory practices involved, is a loan “good” until it defaults and then it becomes “bad.” And is... (Continue reading)

Nevada Legislature Considers Passing its Own Homeowner Bill of Rights

Nevada Legislature Considers Passing its Own Homeowner Bill of Rights

Nevada’s legislature is considering adopting its own Homeowner Bill of Rights, and in fact, the bill... SB 321... has already passed the Nevada State Senate and is headed to the House.... (Continue reading)

South Carolina’s Hardest Hit Funds Farce… Failing but Finally Changing?

South Carolina’s Hardest Hit Funds Farce... Failing but Finally Changing?

It's been 3.5 years since the money was made available. It’s time for the programs funded by hardest hit funds to help homeowners... stopping foreclosures with aggressive benefits and inclusive qualifying requirements. Surely we know what doesn’t work...... (Continue reading)

Bill to End Foreclosure Mediation In Missouri Passes… Wake Up, Missouri

Bill to End Foreclosure Mediation In Missouri Passes... Wake Up, Missouri

Unless you believe that the foreclosure picture in this country somehow magically changed dramatically over the last month or two... you don’t want to wake up one day to find out you might need mediation... only it’s no longer there.... (Continue reading)

One Bank Did Right by Homeowners & Shareholders – A Story You Haven’t Heard Before

One Bank Did Right by Homeowners & Shareholders - A Story You Haven't Heard Before

There is one mortgage banker that did it right for their shareholders and borrowers. They didn’t take TARP funds or any sort of tax-payer funded bailout... instead they took their losses, restructured the company, and protected their shareholders... ... (Continue reading)

Denial and Avoidance Won’t Fix Housing or Grow Economy

Denial and Avoidance Won't Fix Housing or Grow Economy

I wish we’d stop with the false bottoms and imaged recovery stories so we could actually concentrate on making some much needed improvements in how we’re handling our economic malaise, because that’s the only way we’re going to see any... (Continue reading)

I’m Back in the Saddle Again… What’d I miss? Nothing, unfortunately.

I’m Back in the Saddle Again... What’d I miss?  Nothing, unfortunately.

I know many have been wondering where I’ve been for the last two months from the slew of emails I’ve received, I thought I’d explain what I didn’t want to explain at the time... and let everyone know that not... (Continue reading)

State of Missouri Foreclosure Resource Links

State of Missouri Foreclosure Resource Links

Tweet This Page Sponsored By… Dale Wiley Foreclosure Law LLC 5049 Devonshire Street Suite B St. Louis, MO 63109 Telephone: (877) 945-3952 Website: http://www.foreclosurelawllc.com/ STATE OF MISSOURI GOVERNMENT RESOURCES: Attorney General  Chris Koster Auditor Thomas A. Schweich Department of Economic Development Department... (Continue reading)

North Carolina Foreclosure Laws

North Carolina Foreclosure Laws

Tweet CLICK BELOW FOR: State of North Carolina Foreclosure Laws The link above will take you to the page dedicated to North Carolina’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)

NORTH CAROLINA Foreclosure Help from Mandelman Matters – START HERE

NORTH CAROLINA Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in North Carolina.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of... (Continue reading)

North Carolina Foreclosure Defense Attorney

Tweet Brian F. Chapman The Law Office of Brian F. Chapman 113 N. Center St. Suite 103 Statesville, NC 28677 Ph. 704-380-2039 Email: brian@chapmanlawonline.com  To hear talk about the latest developments related to foreclosure in North Carolina… as of the... (Continue reading)

MISSOURI Foreclosure Help from Mandelman Matters – START HERE

MISSOURI Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Missouri.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Missouri... (Continue reading)

Missouri Foreclosure Defense Attorney

Tweet Dale Wiley Foreclosure Law LLC 5049 Devonshire Street Suite B St. Louis, MO 63109 Telephone: (877) 945-3952 Website: http://www.foreclosurelawllc.com/ Special Mandelman Matters Podcast featuring Dale Wiley... (Continue reading)

Missouri Foreclosure Laws

Missouri Foreclosure Laws

Tweet CLICK BELOW FOR: State of Missouri Foreclosure Laws The link above will take you to the page dedicated to Missouri’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

Homeowner’s Scheme Makes Bad Situation Worse… Ends Up in Jail

Homeowner’s Scheme Makes Bad Situation Worse... Ends Up in Jail

The problem is that when we start believing things that aren’t true... even though do so might make us feel better for the moment... that’s when we lose all of our power. No one is powerful when they’ve got... (Continue reading)

Goldman Sachs on the Pacific – Inside Countrywide with Michael Winston… A Mandelman Matters Podcast

Goldman Sachs on the Pacific - Inside Countrywide with Michael Winston... A Mandelman Matters Podcast

When Countrywide had aspirations to become “Goldman Sachs on the Pacific,” they recruited Michael to help them get there. They may have appeared to understand when Michael spoke of the programs he would initiate, but soon it was quite... (Continue reading)

Illinois Latest State to Make Foreclosing Much Harder

Illinois Latest State to Make Foreclosing Much Harder

Okay, so that’s GAME OVER for the State of Illinois. Ball four... take a hike... we’ll see you back here in 2014 or 2015. Take some time off, you deserve it. ... (Continue reading)

David Min, Part 3 – Housing’s Recovery… Fact or Fiction? A Mandelman Matters Podcast

David Min, Part 3 - Housing's Recovery... Fact or Fiction? A Mandelman Matters Podcast

We've lost more than five million homes to foreclosure since 2008, and according to all published data at the end of 2012, we've got millions more seriously delinquent or at risk... but somehow housing is defying all laws of economics... (Continue reading)

David Min Interview – Part 2 – A Mandelman Matters Podcast

David Min Interview - Part 2 - A Mandelman Matters Podcast

You can't blame everything on Ben Bernanke. He's only one man who got 1600 on his SATs. He can only do so much. It's not he's got ALL THE MONEY IN THE WORLD to play with... Oh,... (Continue reading)

About foreclosures, our housing markets, and economic recovery… oh, and lying.

Then how in the world can we be "at the bottom," of housing price declines or starting to see ANY sort of "housing recovery" as the MORONS in the media are also reporting TODAY, after receiving your press releases?... (Continue reading)

Take this Awareness Test… BRILLIANT!

Take this Awareness Test... BRILLIANT!

Take the test yourself right now and see how you do. It only takes a minute or two. The question is... How many times does the team in white shirts pass the ball?... (Continue reading)

SCAM PREVENTION PODCAST #3: With the One and Only Max Gardner

SCAM PREVENTION PODCAST #3: With the One and Only Max Gardner

Now, as anyone will tell you... Max Gardner knows this subject like the back of his hand, and he should... he's been at it for some 30 years... before the rest of us had any idea this sort of economic... (Continue reading)

SCAM PREVENTION PODCAST #2: Florida’s Consumer Protection Lawyer of the Year… Margery Golant

Margery has been representing Florida homeowners since the foreclosure crisis first began in 2007, so when it comes to SCAMS... she's literally seen everything.... (Continue reading)

SCAM PREVENTION PODCAST: What Isn’t Working for Homeowners Facing Foreclosure Today?

SCAM PREVENTION PODCAST: What Isn’t Working for Homeowners Facing Foreclosure Today?

Foreclosure defense attorneys Matt Weidner and Tom Cox tell Mandelman what's working and what's not for homeowners in foreclosure courts. ... (Continue reading)

The Fed blew it on Foreclosures. Ooops, we ruined the country?

The Fed blew it on Foreclosures.  Ooops, we ruined the country?

If you make a mistake and cause harm on a scale of the Great Depression, what happens to you? Don’t you even get fired? Reprimanded? A stern talking to?... (Continue reading)

FOMC Meeting Surprise! Committee Finds Justification to Continue Doing What They’re Doing

FOMC Meeting Surprise!  Committee Finds Justification to Continue Doing What They’re Doing

I don't know what we'd do without the FOMC... except maybe... be forced to make real progress in some substantive way. ... (Continue reading)

Are Mortgages Fraudulent? The Case from Credit River.

Are Mortgages Fraudulent? The Case from Credit River.

It’s perfectly understandable that many people don’t know what to believe anymore, after all, what we’ve seen happen all around us could drive anyone a little batty. But, understand that holding onto something that’s not true isn’t going to... (Continue reading)

OCC Foreclosure Review RIP – Anyone Care for Cheese With their Whine?

OCC Foreclosure Review RIP - Anyone Care for Cheese With their Whine?

All homeowners are “responsible” people. Or, to be more accurate, 99.9 percent of homeowners are responsible people. Some minuscule percentage of any group make up the small tail of the bell curve. The simple fact, and we... (Continue reading)

North Carolina Foreclosures Rising with Attorney Brian Chapman – A Mandelman Matters Podcast

North Carolina Foreclosures Rising with Attorney Brian Chapman - A Mandelman Matters Podcast

On this Mandelman Matters Podcast: Foreclosures Rising with Attorney Brian Chapman, I ask Brian to walk through two recent decisions by the North Carolina courts, one of which is now headed for the state's Supreme Court. ... (Continue reading)

$1 TRILLION U.S. COIN – POSITIVELY BRILLIANT!

$1 TRILLION U.S. COIN - POSITIVELY BRILLIANT!

Either we could sell the space to the highest bidder... I bet McDonald’s would pay a pretty penny, no pun intended, to put "Ronald the Clown" on the new coin for example. Or, how about we engrave it to commemorate... (Continue reading)

View from Inside the Financial Crisis with Former Treasury Chief Economist Phillip Swagel – A Mandelman Matters Podcast

View from Inside the Financial Crisis with Former Treasury Chief Economist Phillip Swagel - A Mandelman Matters Podcast

Here's your first chance to listen to Phillip Swagel on a Mandelman Matters Podcast... he'll be back again... but you don't want to miss this one because we won't be going backward in time, so click PLAY below and listen... (Continue reading)

Recovery? Ho, Ho, Holiday Sales Tell the Tale

Recovery?  Ho, Ho, Holiday Sales Tell the Tale

I'm just so relieved that none of this dismal economic news was caused by the respective economies being in deep recession led by unreported worsening unemployment and pretend housing market recoveries. Because if those things were the cause, why... (Continue reading)

‘Twas the Night Before Christmas 2012 – A Political Year-in-Review

'Twas the Night Before Christmas 2012 - A Political Year-in-Review

It my annual political year-in-review, read to the poem, 'Twas the Night Before Christmas. Read it yourself, or click 'PLAY' and I'll read it for you.... (Continue reading)

The Quiet Crisis, Part 1. A Foreclosure Bluesical by Mandelman Matters

The Quiet Crisis, Part 1.  A Foreclosure Bluesical by Mandelman Matters

Over time, I hoped, as people came to understand what had actually happened, they would let themselves off the proverbial hook, and once not bound by shame, they would speak out and when in great enough number, our leaders would... (Continue reading)

Attorney Bruce Levitt on Saving Homes from Foreclosure in New Jersey – A Mandelman Matters Podcast

Attorney Bruce Levitt on Saving Homes from Foreclosure in New Jersey - A Mandelman Matters Podcast

New Jersey foreclosure defense attorney Bruce Levitt on this Mandelman Matters Podcast tells you what's working and what's not... and how he thinks you are most likely to save your New Jersey home from foreclosure.... (Continue reading)

I never knew joy, anger or sadness until I became a parent – Thoughts following Sandy Hook

I never knew joy, anger or sadness until I became a parent - Thoughts following Sandy Hook

I pray for the parents of the children that were senselessly taken away on Friday... I pray that those that have other children at home find some way to go on. For a parent who lost their only child... (Continue reading)

Colorado Failing… Foreclosures By Wink, Nod or Text Message

Colorado Failing... Foreclosures By Wink, Nod or Text Message

Known as the “statement of qualified holder,” it doesn’t require a lawyer to look at anything that shows the bank holds the original mortgage, but even more stunning is that it also provides lawyers with complete absolution from any wrongdoing... (Continue reading)

BYE-BYE DEMARCO! Obama to Replace Director of FHFA

BYE-BYE DEMARCO!  Obama to Replace Director of FHFA

The mortgage market is not just dominated by the government, the mortgage market is the government, and that’s not just here in the US, it’s everywhere. Governments are the lenders of ONLY resort. ... (Continue reading)

California Bar: Disregards Attorney General’s Views, Screws Homeowners

California Bar: Disregards Attorney General's Views, Screws Homeowners

What’s even harder to understand is that the State Bar’s most recent interpretation of SB 94 completely disagrees with how California Attorney General Harris and Governor Brown interpreted the law in documents filed with the court last year when... (Continue reading)

The Faux Debate Over the Farcical Cliff that’s Hurting the Rest of US

The Faux Debate Over the Farcical Cliff that’s Hurting the Rest of US

I’m not the least bit worried that the Republicans and the Democrats won’t come together right before the holidays to forge some ill-conceived, witless, and entirely cowardly compromise that only kicks the proverbial can down the road even further... it... (Continue reading)

Talking Up the Housing Market? Yada, Yada, Yada… Talk is Cheap

Talking Up the Housing Market?  Yada, Yada, Yada... Talk is Cheap

The fact that there are properties at the very bottom that appear to have increased in price by a few points is no indication that housing is recovering. ... (Continue reading)

What Can DocX’s Brown Do for LPS, Besides Forge a Million Documents

What Can DocX’s Brown Do for LPS, Besides Forge a Million Documents

Is that what I’m to believe? She hid it from LPS. For SIX years. A million documents. And the whole time, LPS must have just thought she was great at getting the signatures she... (Continue reading)

We’re Addicted to Denying our Addiction to FHA’s Mortgage Crack

We’re Addicted to Denying our Addiction to FHA’s Mortgage Crack

According to Moody’s Analytics, FHA's actions prevented home prices from dropping an additional 25%, which in turn saved 3 million jobs and half a trillion dollars in economic output. But now FHA is broke. Now what?... (Continue reading)

Negative Equity Is Not Really a Numbers Game

Negative Equity Is Not Really a Numbers Game

“This analysis suggests that the country should not focus on the immediate problem of mass unemployment, about which little can be done. Instead we should turn attention to long-term issues, such as tax reform and education.” ... (Continue reading)

Ohio Foreclosure Defense Attorney

Tweet Marc Dann Dann Law Email: mdann@dannlaw.com dannlaw.com (877) 475-8100 Click here to hear an exclusive Mandelman Matters podcast with Marc Dann And, view the exclusive new video below to hear Marc Dann discuss the housing crisis and who the... (Continue reading)

What’s the difference between Spain and the USA? Empatía y sentido común. Sí, es verdad.

What’s the difference between Spain and the USA?  Empatía y sentido común.  Sí, es verdad.

"In Spain right now, we have nearly a million empty housing units. In this situation, the government and the economy ministry ... has to take steps so that no family in good faith goes without a home.”... (Continue reading)

State of New Hampshire Foreclosure Resource Links

State of New Hampshire Foreclosure Resource Links

Tweet STATE OF NEW HAMPSHIRE GOVERNMENT RESOURCES: Business Finance Authority Community Development Finance Authority Department of Administrative Services Commissioner, Linda M. Hodgdon Department of Health & Human Services Department of Justice – Office of the Attorney General Attorney General, Michael... (Continue reading)

NEW HAMPSHIRE Foreclosure Help from Mandelman Matters – START HERE

NEW HAMPSHIRE Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Hampshire.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of... (Continue reading)

New Hampshire Foreclosure Laws

New Hampshire Foreclosure Laws

Tweet   CLICK BELOW FOR: State of New Hampshire Foreclosure Laws The link above will take you to the page dedicated to New Hampshire’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws... (Continue reading)

MICHIGAN Foreclosure Help from Mandelman Matters – START HERE

MICHIGAN Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Michigan.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Michigan... (Continue reading)

Michigan Foreclosure Laws

Michigan Foreclosure Laws

Tweet CLICK BELOW FOR: State of Michigan Foreclosure Laws The link above will take you to the page dedicated to Michigan’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

State of Michigan Foreclosure Resource Links

State of Michigan Foreclosure Resource Links

Tweet   STATE OF MICHIGAN GOVERNMENT RESOURCES: Attorney General, Bill Shuette Department of Civil Rights Department of Commerce Department of Human Services Department of Licensing & Regulatory Affairs Department of State Secretary of State, Ruth Johnson Department of Treasury Governor,... (Continue reading)

State of Tennessee Foreclosure Resource Links

State of Tennessee Foreclosure Resource Links

Tweet STATE OF TENNESSEE GOVERNMENT RESOURCES: Commission on Children & Youth Executive Director, Linda O’Neal Comptroller of the Treasury, Justin P. Wilson Department of Children’s Services Commissioner, Katherine O’Day Department of Commerce & Insurance Commissioner, Julie Mix McPeak Division of Consumer Affairs... (Continue reading)

Tennessee Foreclosure Laws

Tennessee Foreclosure Laws

Tweet   CLICK BELOW FOR: State of Tennessee Foreclosure Laws The link above will take you to the page dedicated to Tennessee’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)

TENNESSEE Foreclosure Help from Mandelman Matters – START HERE

TENNESSEE Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Tennessee.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Tennessee... (Continue reading)

State of Maine Foreclosure Resource Links

Tweet STATE OF MAINE GOVERNMENT RESOURCES: Attorney General of Maine William J. Schneider Bureau of Human Services Department of Audit State Auditor, Neria R. Douglass, JD, CIA Department of Health & Human Services Child & Family Services Department of Labor Department... (Continue reading)

MAINE Foreclosure Help from Mandelman Matters – START HERE

MAINE Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Maine.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Maine... (Continue reading)

Maine Foreclosure Laws

Maine Foreclosure Laws

Tweet   CLICK BELOW FOR: State of Maine Foreclosure Laws The link above will take you to the page dedicated to Maine’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just... (Continue reading)

ALABAMA Foreclosure Help from Mandelman Matters – START HERE

ALABAMA Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Alabama.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Alabama... (Continue reading)

Alabama Foreclosure Laws

Alabama Foreclosure Laws

Tweet CLICK BELOW FOR: State of Alabama Foreclosure Laws The link above will take you to the page dedicated to Alabama’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

State of Alabama Foreclosure Resource Links

State of Alabama Foreclosure Resource Links

Tweet STATE OF ALABAMA GOVERNMENT RESOURCES: Attorney General Luther Strange Department of Children’s Affairs Department of Economic & Community Affairs Department of Finance State Comptroller, Thomas L. White, Jr., CPA Department of Human Resources Department of Insurance Department of Labor... (Continue reading)

Ohio Foreclosure Laws

Ohio Foreclosure Laws

Tweet CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)

LPS Data Shows Ups and Downs of the Foreclosure Crisis

LPS Data Shows Ups and Downs of the Foreclosure Crisis

LPS also reports that as of September, 3.7 million loans were at least 30 days delinquent, but not yet in foreclosure…. and 1.53 million loans were at least 90 days delinquent, but not yet in foreclosure. Almost two million... (Continue reading)

OHIO Foreclosure Help from Mandelman Matters – START HERE

OHIO Foreclosure Help from Mandelman Matters - START HERE

Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Ohio.   On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Ohio... (Continue reading)


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