Tweet CLICK BELOW FOR: State of Illinois Foreclosure Laws The link above will take you to the page dedicated to Illinois’ foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet STATE OF ILLINOIS GOVERNMENT RESOURCES: Attorney General Lisa Madigan Auditor General William G. Holland Civil Service Commission Comptroller Judy Baar Topinka Department of Child & Family Services Department of Commerce & Economic Opportunity Department of Financial & Professional Regulation... (Continue reading)
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And now I'm supposed to come to terms with the idea that the administration's bored with the topic itself? I could understand it if they were bored with something they'd mastered, although I can't for the life of me... (Continue reading)
Marty said that the SunTrust Bank executive said they should be able to do something to prevent her from losing her home. Marty said it was the first time in four years that she felt like someone was actually... (Continue reading)
It was a bad path to be on, as things turned out, but she didn’t know that for about 18 months. Right up until the day Chase sold her home without any real notice, Chase kept saying that they... (Continue reading)
Don't have time right now? MAKE TIME RIGHT NOW. Read this and DO SOMETHING.... (Continue reading)
Let’s let C.A.R. know that even though many of us may be losing homes today, that doesn’t make us deadbeats… it makes us strong… it makes us focused… and it makes us remember who was and who wasn’t on our... (Continue reading)
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Washington. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Washington... (Continue reading)
Tweet CLICK BELOW FOR: State of Washington Foreclosure Laws The link above will take you to the page dedicated to Washington’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws... (Continue reading)
Tweet This page sponsored by… John A. Long, Attorney at Law John Long Law PLLC 300 NE Gilman Blvd, Suite 100 Issaquah, Washington 98027 Telephone: (425) 427-9660 Facsimile: (888) 735-6513 Email: JAL@JohnLongLaw.com Website:Â http://johnlonglaw.com/ STATE OF WASHINGTON GOVERNMENT RESOURCES: Washington Secretary... (Continue reading)
The recent collapse of the real estate and financial markets in this country created the need for attorneys to help many of their homeowner clients by negotiating with lenders for a forbearance or modification of loans secured by the clients’... (Continue reading)
Anyway, so that's the deal... $500 to $125,000... PLUS EQUITY! It makes it sound like the worst you can do, assuming you get past the qualifying round, is the $500, right? Five hundred's not bad, I suppose. ... (Continue reading)
It’s hard to describe what I do when I say I help homeowners. I’m not a lawyer and I never offer anything close to legal advice. I'm not a mortgage expert either. I think my value is... (Continue reading)
Your state assembly representative and state senator needs to hear from you on this issue. You should care a great deal that you have access to legal counsel should you decide you want or need it… no matter what...... (Continue reading)
We need growth, or we’re not getting out of this alive. It’s the only way. We can’t borrow and spend our way out of this one, like we have all the past recessions, or at least the ones... (Continue reading)
What the state bar is left with are not the lawyers that SB94 was intended to address but a target nonetheless because of SB 94's overly broad and possibly unconstitutional remedy… lawyers simply caught up in the loan mod dragnet.... (Continue reading)
Tweet CLICK BELOW FOR: State of Oregon Foreclosure Laws The link above will take you to the page dedicated to Oregon’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Oregon. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Oregon... (Continue reading)
Tweet This Page Sponsored By… Clarke Balcom, Attorney at Law Clarke Balcom Law 1312 SW 16th Ave., 2nd Floor Portland, OR 97201 Telephone: (503) 224-5950 Facsimile: (503) 467-4669 Website:Â http://www.clarkebalcomlaw.com/ STATE OF OREGON GOVERNMENT RESOURCES: Oregon Bureau of Labor & Industries... (Continue reading)
Tweet STATE OF HAWAII GOVERNMENT RESOURCES: Hawaii Department of Attorney General David M. Louie Hawaii Department of Budget & Finance Hawaii Department of Business, Economic Development & Tourism Director, Richard C. Lim Hawaii Department of Commerce & Consumer Affairs Hawaii... (Continue reading)
Tweet CLICK BELOW FOR: State of Hawaii Foreclosure Laws The link above will take you to the page dedicated to Hawaii’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Hawaii. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Hawaii... (Continue reading)
So, I'm certainly not going to say that the FTC shutting down a forensic loan audit scam in LA is anything but a terrific thing... one less scam is one less scam... regardless of what others are still around. ... (Continue reading)
The real point is that we don't deserve someone like Elizabeth Warren and likely won't get her or anyone like her until we can answer her question about being ready with a resounding YES! and really mean it, as in... (Continue reading)
Overall, the point I’m making is that I don’t really care that the government wants to pay Scrabble-type word games with the word “recession” or “recovery.” I don’t care how they want to screw around with the unemployment rate... (Continue reading)
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New York. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of... (Continue reading)
Tweet CLICK BELOW FOR: State of Nevada Foreclosure Laws The link above will take you to the page dedicated to Nevada’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet CLICK BELOW FOR: State of New York Foreclosure Laws The link above will take you to the page dedicated to New York’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)
Tweet STATE OF NEW YORK GOVERNMENT RESOURCES: Â Governor of New York Governor, Andrew M. Cuomo Department of Civil Service Department of Finance Department of Financial Services Department of State – Division of Consumer Protection Federal Reserve Bank of New York... (Continue reading)
Wells Fargo denied her application for a loan modification after roughly 18 months of trying. The letter said, “we carefully reviewed your… blah, blah, blah… and the investor has declined to modify your mortgage.” ... (Continue reading)
Tweet This Page Sponsored By… Tisha Black Chernine, Attorney BLACK & LOBELLO, Attorneys at Law 10777 West Twain Avenue @215 Third Floor Las Vegas, NV 89135 Ph. 702-869-8801 Fx. 702-869-2669 Gloria M. Petroni Petroni & Nichols LTD 417 West Plumb... (Continue reading)
Tweet Wells Fargo Bank CEO John Stumpf Did you see what happened yesterday? Â It’s hysterical, really. Â I mean, not for Aaron Krowne at ML-Implode, or Michael Nazarinia at Rest Report Matters… you see, Wells Fargo was shooting at me… but... (Continue reading)
I’m not saying that HAMP is the best solution I could come up with, but under the circumstances, I don’t see anything better… or frankly anything close as far as keeping people in homes. I end up helping a... (Continue reading)
Walter Keane is Mandelman Matters' Trusted Attorney for the State of Utah. He's experienced... creative... caring... and just darn good at his job. He's also a pragmatist... meaning he's practical and above all... he's honest and very candid... (Continue reading)
It’s worth noting that in this case, the borrower did not allege that the two Banks had right to enforce the notes, only said the notes had to be shown, and the Court simply ruled that no such requirement was... (Continue reading)
Edward DeMarco of the FHFA is the conservator for the GSEs, Fannie Mae and Freddie Mac. At this point the president, the Secretary of the Treasury, and many in congress have asked him about participating in anything... HAMP, principal... (Continue reading)
Nancy Pelosi sent a Mandelman Matters reader, Amy Sheaffer, an email. Any wrote back. Brilliant! Lord, I do love my readers.... (Continue reading)
If someone has told you that I am involved in a loan modification law firm or any other type of operation, asking that you pay him or her money to get your loan modified, it is a SCAM. ... (Continue reading)
This newly renovated version of HAMP has been touted as being a major improvement to the HAMP program, and in many ways it is significantly better. ... (Continue reading)
When I saw the very first state make a grab for the settlement cash allegedly headed the state’s way, I laughed and vowed not to let it get to me. Mandelman Matters, after all, only writes about things that... (Continue reading)
What goes on in Jamie Dimon's head? He loses billions in a few weeks and then goes on Sunday morning talk shows looking like he's just written a cookbook or whatever, saying that he's getting tired of people hating... (Continue reading)
I'm never going to claim that I'm perfect, and I know that not every home can be saved. But I can tell you that I would never lie to a homeowner at risk of foreclosure. And if I... (Continue reading)
Have you found your mortgage servicer to be a tad offensive at times. Well, that's to be expected, after all, they are a bill collector, right? Well, here's some news that will drive you insane... mortgage servicers are... (Continue reading)
The easiest way for California lawyers to lose their licenses is to have a banking irregularity in their trust accounts. ... (Continue reading)
Tim Miller, is a singer/songwriter from Dallas, Texas. Here he is performing a song he wrote after reading a news story about a family who lost their home, the victim of predatory lending.... (Continue reading)
So, have you ever wondered what Goldman Sachs CEO is saying when the cameras aren't on, own what goes on under that highly polished dome of his? Well, I sure have. ... (Continue reading)
There's no reason to wait another day to begin building your Whislteblowing Futures Empire. It requires the smallest if investments, and the leverage involved can turn out to be off the charts... I mean, we're talking tens of thousands... (Continue reading)
"While Paulson didn’t want to write down mortgages, the single biggest factor in determining whether the American middle class has any stored wealth, Paulson was willing to do so in response to pressure. Barack Obama... (Continue reading)
Federal Reserve Chief Ben Bernanke communicates more than any of his predecessors, but have you found yourself increasingly wondering what in the world the man is thinking behind that shiny dome and professorial facial hair?... (Continue reading)
Homeowners should take great care when hiring a lawyer for any reason. And I HATE it when anyone gets ripped off for anything, especially when their home is on the line. But this article is a blatant attempt... (Continue reading)
This makes the third year in a row that the banking lobby has said a resounding no to any sort of change that's supposed to protect homeowners from abusive foreclosure practices. Why do we keep doing this? Haven't... (Continue reading)
So, demand is rising while prices are falling… fascinating. Perhaps it’s because of a combination of factors, such as incredibly tight credit markets, an ongoing avalanche of foreclosures coming onto the market, a worsening jobs market, higher unemployment, and... (Continue reading)
Tweet CLICK BELOW FOR: State of South Carolina Foreclosure Laws The link above will take you to the page dedicated to South Carolina’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)
On this page you'll find links to resources available from the State of South Carolina including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
As many as 1,000 surprise guests visited the Bethesda home of Treasury Secretary Timothy Geithner on Sunday around 5:00 PM. ... (Continue reading)
Fannie Mae hates strategic default. Then you say it’s bad for communities, Terrence, why do you think that’s the case? I mean… bad is a relative term, wouldn’t you agree. And, in terms of doing bad things... (Continue reading)
Tweet Russell A. DeMott, Attorney DeMott Law Firm, P.A. 1516 Trolley Road, Suite 100A Summerville, SC 29485 Ph. 843-695-0830 Fx. 843-408-4443 Email: russ@demottlawfirm.com www.scbankruptcyattorney.com www.scforeclosureblog.com... (Continue reading)
How to strategic default? There’s just one little, teeny-tiny, almost insignificant smidgeon of a problem with what the Mortgage Bankers Association’s CEO was saying: He was completely full of shit. ... (Continue reading)
What is a strategic default? These days, it occurs to me, there would be even less morality involved in the decision to walk away from a mortgage. I can’t believe anyone actually feels morally obligated to a bank today.... (Continue reading)
Now, as we’re facing a crisis of unprecedented proportion, we’re learning the hard way that our rights as borrowers are almost non-existent. In California and around the country, foreclosure defense lawyers saw that mortgage servicers could far too often... (Continue reading)
Jay Patterson teaches lawyers how to use the SEC Edgar database, among others, in order to find out who owns a loan. How to identify the trust a loan is in and find the Pooling and Servicing Agreement. how... (Continue reading)
RealtyTrac is so entirely full of horsey do-do that the entire organization should be lined up against a wall and shot a dawn for pedaling garbage statistics in a state still being decimated by the foreclosure crisis.... (Continue reading)
Nothing is going to change that quickly. It was a huge problem yesterday… it’ll be a huge problem tomorrow. None of the underlying fundamentals have changed one bit. In fact, last month’s unemployment data was a nightmare,... (Continue reading)
Praise the Lord, and please pass the foreclosures, right? We need to get through the foreclosures… clear the market… let it hit bottom… isn’t that what Mitt Romney, Rick Santelli, House Republicans, quite a few Democrats too... and a... (Continue reading)
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
On this page you'll find links to resources available from the State of California including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
Tweet CLICK BELOW FOR: State of California Foreclosure Laws The link above will take you to the page dedicated to California’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet Gordon F. Dickson, Chairman & Senior Partner Deborah P. Gutierrez, Managing Partner PROSPER LAW – The Homeowner’s Law Firm 6100 Center Drive, Suite 1050 Los Angeles, CA 90045 info@prosperlaw.com Telephone: 310.893.6200 Toll Free: 800.808.9798 Facsimile: 800.808.0428 Website: www.prosperlaw.com... (Continue reading)
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
Tweet You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Florida. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Florida related... (Continue reading)
Wells Fargo “stepped up” with a $22,000 “gift.” Is that how that should ideally be phrased? I suppose it’s fine. But, having spent the last few days writing and talking about Norm Rousseau, who took his own... (Continue reading)
Tweet  CLICK BELOW FOR: State of Florida Foreclosure Law The link above will take you to the page dedicated to Florida’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
Tweet CLICK BELOW FOR: State of Arizona Foreclosure Laws The link above will take you to the page dedicated to Arizona’s foreclosure laws. Â But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
On this page you'll find links to resources available from the State of Arizona including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
Tweet Michael Fleishman, Attorney at Law Fleishman Law, PLC 6818 N. Oracle Road, Suite 426 Tucson, AZ 85704 Telephone: (520) 308-5270 Facsimile: (520) 842-2220 Website:Â www.tucsonlanduselaw.com Jim Meuller, Attorney at Law Doug Drury, Attorney at Law Don J. Lawrence Jr., Attorney... (Continue reading)
Just to make sure I understand what you said there… the problem is that there aren't enough homes for people to buy? We're having a shortage of houses for sale, are we? Wow… you know, I was sleeping... (Continue reading)
Tweet Originally posted in June 2009. Attorney General Edmund G. Brown Jr. issued a directive today that forces “foreclosure consultants” to register with the Attorney General’s office and post a $100,000 bond by July 1, 2009. According to the... (Continue reading)
Tweet Originally posted in May 2009. When I spoke with the California Department of Real Estate a few weeks ago, they told me that they would soon be publishing information related to the problematic companies and “scammers” involved in loan... (Continue reading)
Tweet Originally posted in January 2010. Okay, I have two questions that really need answers: 1. Why is there controversy or uncertainty over whether someone at risk of losing his or her home should or should not hire an... (Continue reading)
Tweet Originally posted in May 2010. Yet another Arizona homeowner in foreclosure and trying for a loan modification is about to lose their home to Wells Fargo Bank. They say they worked directly with their bank and were scammed… by... (Continue reading)
Tweet Originally posted in October 2009. Mandelman Matters field reporters, Brook Parsons and Phil Winter, tried to attend the Neighborhood Assistance Corporation of America’s (“NACA’s) “Save the Dream Tour, held this weekend in Phoenix, Arizona at the Phoenix Convention Center. ... (Continue reading)
Tweet Originally posted in October 2009. It started this past July 31st and went through August 3rd, and 40,000 very nervous homeowners waited in long lines in the hopes of saving their dreams. One woman, a 46 year-old single mom who... (Continue reading)
Tweet Originally posted in August 2009. When it comes to obtaining a loan modification, Wells Fargo’s reputation is a long way from being stellar. In fact, they’re one of the worst, according to several attorneys who have had significant experience... (Continue reading)
You’re a liar, Wells Fargo. Either you knew you weren’t going to approve their loan modification, or you’re the most incompetent financial institution in the history of the world. And you don’t just do this sometimes, you do... (Continue reading)
Dimon was quoted as having said that just because his bank had been stupid, it didn’t mean that all the other banks would be equally stupid. But, see… it sort of does, right? That’s why the sort of... (Continue reading)
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
I for one am glad to see that this country is finally taking the foreclosure crisis seriously and that my tax dollars are being put to good use, and I really do hope that everyone take advantage of the new... (Continue reading)
Oh, good Lord. We’re still doing this sort of thing, huh? Some guy at JPMorgan Chase in London was gambling with credit default swaps, no one was watching, and next thing you know the bank was down $2... (Continue reading)
I’m not sure why, but meeting with a “Home Save Counselor” doesn’t make me feel like I’ll be talking with a commissioned salesperson who will be potentially making up to $1,000 on my loan modification case? A “Home Save... (Continue reading)
On this page you'll find links to resources available from the State of Floria including how to contact your state representative, and information in the areas of fraud and legal aid.... (Continue reading)
This page will link you to a page containing foreclosure laws in the State of Utah, and a link to the Mandelman Matters trusted attorney in Utah, Walter Keane, in case you have questions.... (Continue reading)
On this page you'll find links to resources available from the State of Utah including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
Tweet Cox & Sanchez, Attorneys at Law The Law Offices of Cox & Sanchez 4488 Star Street North St. Petersburg, Florida 33743 Ph. 727-869-2691 Website: www.coxsanchez.com... (Continue reading)
For one thing, filing quiet title did work out well for Denise Saluto, and since I would never have predicted it happening in her case, I’m certainly not going to tell you it won’t happen again in yours, because as... (Continue reading)
Iceland’s mortgage write-down program happened as a result of thousands of its citizens taking to the streets demanding that something be done about the debts the people had incurred buying homes during the bubble at what turned out to be... (Continue reading)
Tweet Walter T. Keane Esq. The Law Offices of Walter T. Keane, P.C. 2825 Cottonwood Parkway, Suite 500 Salt Lake City, Utah 84121 Telephone: (801) 990-4422 Facsimile: (801) 606-7533 Website:Â www.WalterTKeane.com... (Continue reading)