Tweet Texas Foreclosure Law Summary Stop Texas Foreclosure Quick Facts –Â Judicial Foreclosure Available:Â Yes –Â Non-Judicial Foreclosure Available:Â Yes –Â Primary Security Instruments:Â Deed of Trust, Mortgage –Â Timeline:Â Typically 60 days –Â Right of Redemption:Â No –Â Deficiency Judgments Allowed:Â Yes In Texas, lenders... (Continue reading)
RESPA is a federal statute so I would think that this sort of thing could be happening all over the place… like in all 50 states. And it’s also worth mentioning that what Bank of America is accused of... (Continue reading)
Student loans are another in a long line of predatory lending, securitization scams, but this time judges are dismissing suits in which creditors can't prove ownership of the loan.... (Continue reading)
Just when I was sure that no servicer could be worse than Wells Fargo or HSBC... here comes Nationstar, a servicer seemingly dedicated to reaching new lows.... (Continue reading)
MIFR and Group Trust are clearly scamming homeowners, and should be shut down. And what CFLA’s website claims about their people and their audits, and what can be found out about their performance in the real world are as... (Continue reading)
Here are my 12 RULES for Contacting Servicers... Getting your loan modified is easier today than its ever been… that’s a fact. But coming to the table with the baggage of whatever happened last time will only increase the... (Continue reading)
I see loans get modified every day, and the people I see haven’t paid anyone for anything, or if they did, it was hundreds, not thousands of dollars. At the same time, I’ve seen people who absolutely needed someone... (Continue reading)
Despite some very nasty threats of retaliation from Wall Street and Washington, something like two dozen new cities are now reportedly joining the efforts to potentially head off home foreclosures by using eminent domain to seize mortgages and write them... (Continue reading)
Portland Maine attorney Thomas Cox is a national hero of the foreclosure crisis. Frankly, I thought everyone already knew that, but apparently not. So, if you aren't already familiar with what Tom has done and continues to do... (Continue reading)
The recent passage of California’s Homeowner Bill of Rights (53-25, 25-13) is the most conclusive example that what I spoke of at that conference in 2010, has come to pass. The financial services industry lobbied heavily against the passage... (Continue reading)
You’re a liar, Wells Fargo. Either you knew you weren’t going to approve their loan modification, or you’re the most incompetent financial institution in the history of the world. And you don’t just do this sometimes, you do... (Continue reading)
The foreclosure crisis is seeping into our society everywhere. Or, at least it soon will be... ... (Continue reading)
I haven’t actually seen any of them, but I’ve gone ahead and described them, so you can see the candidates through my somewhat jaded perspective… and my list is likely a little different than the others you’ll run across… I... (Continue reading)
And, since it is the holidays, it's also time for my annual year-in-review-in-rhyme, read to the famous holiday poem, 'Twas the Night Before Christmas. I started writing my 'Twas the Night year-in-review in 2007, or at least that's the year... (Continue reading)
Tweet Bartholow & Bartholow Bankruptcy Attorneys 11300 N. Central Expressway, Suite #301 Dallas, Texas 75243 Phone/Fax: 972-739-5255 Thad began his post-law school career in New York City at the medium-sized law firm, London Fischer LLP, where he worked on behalf... (Continue reading)
For my part… and yours, if you feel like I do about this… I’m going to be sending emails to my elected representatives and to the White House expressing my disgust at a government that would do this. You... (Continue reading)
Today, she writes a Republican conservative blog on azcentral.com. And she’s found Mandelman Matters and joined the group of Americans who know the foreclosure crisis must be stopped. ... (Continue reading)
The only reason this bill is being pushed through the Arizona legislature is that one of that state’s senators actually tried to rescind her own predatory loan and found out first hand what it’s like to have to deal with... (Continue reading)
Well, I’d have to say nicely done there, Bank of America, all around. I mean, you managed to take a woman from sending you $15,000 to take over the home out of probate after her husband died… her “haven”... (Continue reading)
The motive, he said, was simple: force people into foreclosure as a way to earn higher bonuses. "We would call the customers and ask them what bridge they were going to live under," Ocwen's Ron Davis testified. ... (Continue reading)
Does it bother you to realize how much more time you’ve dedicated to caring about who loses three grand, as compared with how much time to spend worrying about who is losing a house at this very minute? Did... (Continue reading)