STATE OF TENNESSEE GOVERNMENT RESOURCES: Commission on Children & Youth Executive Director, Linda O’Neal Comptroller of the Treasury, Justin P. Wilson Department of Children’s Services Commissioner, Katherine O’Day Department of Commerce & Insurance Commissioner, Julie Mix McPeak Division of Consumer Affairs Department... (Continue reading)
CLICK BELOW FOR: State of Tennessee Foreclosure Laws The link above will take you to the page dedicated to Tennessee’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Tennessee. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Tennessee related... (Continue reading)
STATE OF MAINE GOVERNMENT RESOURCES: Attorney General of Maine William J. Schneider Bureau of Human Services Department of Audit State Auditor, Neria R. Douglass, JD, CIA Department of Health & Human Services Child & Family Services Department of Labor Department of... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Maine. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Maine related... (Continue reading)
CLICK BELOW FOR: State of Maine Foreclosure Laws The link above will take you to the page dedicated to Maine’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by... (Continue reading)
They call it a "mass torte," but it can also go by the name "mass joinder," or "multi-plaintif," or whatever other term d'art it might be using tomorrow, but no matter what it's called, the person calling to tell you... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Alabama. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Alabama related... (Continue reading)
CLICK BELOW FOR: State of Alabama Foreclosure Laws The link above will take you to the page dedicated to Alabama’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
STATE OF ALABAMA GOVERNMENT RESOURCES: Attorney General Luther Strange Department of Children’s Affairs Department of Economic & Community Affairs Department of Finance State Comptroller, Thomas L. White, Jr., CPA Department of Human Resources Department of Insurance Department of Labor Health... (Continue reading)
If you receive a solicitation that looks or says anything like what you see below, DO NOT RESPOND TO IT... IT IS A FRAUD... IT HAS NOTHING TO DO WITH THE ATTORNEY GENERAL OFFICE. ... (Continue reading)
CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
LPS also reports that as of September, 3.7 million loans were at least 30 days delinquent, but not yet in foreclosure.... and 1.53 million loans were at least 90 days delinquent, but not yet in foreclosure. Almost two million... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Ohio. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Ohio related... (Continue reading)
This Page Sponsored By… Marc Dann DannLaw Email: mdann@dannlaw.com dannlaw.wordpress.com Cleveland 216-373-0539 Youngstown 330-759-4155 Columbus 614-344-0320 Facsimile 216-373-0536 STATE OF OHIO GOVERNMENT RESOURCES: Attorney General Mike DeWine Auditor of State Dave Yost Department of Commerce Director, David Goodman Division of... (Continue reading)
Jon Stewart asked you about why you didn't spend so much of the money available for HAMP... on HAMP... or on other efforts to mitigate the damage being caused by the foreclosure crisis. And you knew what he had... (Continue reading)
It's foreign policy night but although each question starts out overseas, it ends up buried in our flaccid economy somewhere near Cleveland. Romney points out that Obama can't seem to buy jobs let alone create them. ... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Connecticut. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Connecticut related to... (Continue reading)
STATE OF CONNECTICUT GOVERNMENT RESOURCES: Connecticut Department of Labor Connecticut General Assembly Find Your Representative, Senator & Congressperson Legislative Commissions Connecticut Insurance Department Department of Banking Howard F. Pitkin, Commissioner Department of Consumer Protection Department of Ethics & Community Development... (Continue reading)
CLICK BELOW FOR: State of Connecticut Foreclosure Laws The link above will take you to the page dedicated to Connecticut’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
So, if the normal market had 100 buyers, where there used to be 66 repeat buyers, now there will only be 33. Where there were 25 first timers, now there will only be 12. Are you getting the... (Continue reading)
CLICK BELOW FOR: State of Ohio Foreclosure Laws The link above will take you to the page dedicated to Ohio’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in New Jersey. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of New Jersey... (Continue reading)
CLICK BELOW FOR: State of New Jersey Foreclosure Laws The link above will take you to the page dedicated to New Jersey’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean... (Continue reading)
STATE OF NEW JERSEY GOVERNMENT RESOURCES: Governor of New Jersey Governor, Chris Christie Lt. Governor & Secretary of State Kim Guadagno New Jersey Congress – Find a Senator or Representative New Jersey Legislature – Find Your Legislator Office of Legislative... (Continue reading)
Well, I asked BOA if one of their executives would join me on a Mandelman Matters Podcast, so we could get a better feel for what's going on than just reading their press release, and Dave Steckel, even though I'm... (Continue reading)
What could Mr. Bernanke and others have done differently? Addressed the real cause of the crisis, the lost trust part... by announcing that the U.S. government would be stepping into the bond market and guaranteeing the investment grade bonds...... (Continue reading)
I know what happened here. A homeowner in Connecticut was denied for a loan modification based on excessive income and her lawyer told her she would have to file bankruptcy to stop the sale of her home. Then... (Continue reading)
Using the combined resources of federal, state and local law enforcement, the initiative targeted perpetrators both criminally and civilly, and led to 285 federal criminal indictments and another 110 federal civil cases, and criminal charges were filed against 530 defendants.... (Continue reading)
I'm not saying it'll be enough, or it'll be fair... but it will be something. No amount of money can truly compensate you for what you lost... but maybe just the acknowledgement by the Settlement Monitor and AG's office... (Continue reading)
What everyone continues to overlook is the impact that foreclosures continue to have on new foreclosures. We've got supposed experts yammering about how we'll have some set number of foreclosures and then we'll be through this mess. But... (Continue reading)
Okay, so what's the big deal whether the state uses some of the funds to balance the state's budget? It's better than the alternative, which is the legislature cutting much needed assistance programs and raising taxes across the board...... (Continue reading)
By understanding the truth of what happened and why at these two pivotal moments in time, everything else will fall into place, for it was these two moments that set the course for a global economic downturn that, if history... (Continue reading)
Back in April of this year, they were granted 180 days to get their servicing operations ready to comply with the new standards, and as of yesterday, they'll be held to the 304 new rules for addressing the needs of... (Continue reading)
Per the settlement agreement, Smith will be testing the servicers adherence to the new rules using 29 defined metrics to assess such breaches as improper trustee sales, wrongful denial of modification, the use of fraudulent affidavits in the foreclosure process,... (Continue reading)
In Edelstein's case, MERS assigned the deed of trust to Bank of New York Mellon as trustee for Countrywide. The court ruled that once the trust had both the promissory note and the assignment, it possessed the standing to... (Continue reading)
Once you're underwater, however, as at least half of homeowners are today, you can't borrow against your home's equity, nor can you sell your home, so any of those life events are likely to hit you where you live. ... (Continue reading)