Saturday 4th January
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SCAM PREVENTION PODCAST #2: Florida’s Consumer Protection Lawyer of the Year… Margery Golant
Written on 9 Feb, 2013 at 6:40
Margery has been representing Florida homeowners since the foreclosure crisis first began in 2007, so when it comes to SCAMS... she's literally seen everything.... (Continue reading)
Talking Up the Housing Market? Yada, Yada, Yada… Talk is Cheap
Written on 30 Nov, 2012 at 6:32
The fact that there are properties at the very bottom that appear to have increased in price by a few points is no indication that housing is recovering. ... (Continue reading)
If FHA’s losses are due to bad economy, why is Fannie blaming borrowers in lawsuit against Bank of America?
Written on 18 Nov, 2012 at 19:24
Of course, what Bachus fails to mention is that if our government had done ANYTHING RIGHT in terms of dealing with the economic crisis that started in 2007... if even ONE of the programs that have been implemented over the... (Continue reading)
LPS Data Shows Ups and Downs of the Foreclosure Crisis
Written on 23 Oct, 2012 at 17:59
LPS also reports that as of September, 3.7 million loans were at least 30 days delinquent, but not yet in foreclosure.... and 1.53 million loans were at least 90 days delinquent, but not yet in foreclosure. Almost two million... (Continue reading)
Foreclosure Crisis Almost Over – It’s Magically Delicious
Written on 22 Oct, 2012 at 7:21
So, if the normal market had 100 buyers, where there used to be 66 repeat buyers, now there will only be 33. Where there were 25 first timers, now there will only be 12. Are you getting the... (Continue reading)
The Trillion Dollar Mistake That Triggered the Economic Meltdown
Written on 17 Oct, 2012 at 9:45
What could Mr. Bernanke and others have done differently? Addressed the real cause of the crisis, the lost trust part... by announcing that the U.S. government would be stepping into the bond market and guaranteeing the investment grade bonds...... (Continue reading)
Foreclosures Are Down? RealtyTrac VP, Daren Blomquist – The Definition of Obtuse
Written on 12 Oct, 2012 at 7:42
What everyone continues to overlook is the impact that foreclosures continue to have on new foreclosures. We've got supposed experts yammering about how we'll have some set number of foreclosures and then we'll be through this mess. But... (Continue reading)
FHFA Looking to Jail Strategic Defaulters
Written on 15 Sep, 2012 at 8:45
There's no such thing as people who can pay their mortgages no problem but just feel like cleaning out their garage, ruining their credit, and then living in an apartment where the kitchen smells like ass for the next five... (Continue reading)
How Do You Take Your Catastrophe? Um, just a little at a time, please… with two Splendas.
Written on 23 Jun, 2012 at 20:21
We need growth, or we're not getting out of this alive. It's the only way. We can't borrow and spend our way out of this one, like we have all the past recessions, or at least the ones... (Continue reading)
Foreclosure crisis now includes “Irresponsible Churches”
Written on 18 May, 2012 at 7:09
Praise the Lord, and please pass the foreclosures, right? We need to get through the foreclosures... clear the market... let it hit bottom... isn't that what Mitt Romney, Rick Santelli, House Republicans, quite a few Democrats too... and a... (Continue reading)
FLORIDA Foreclosure Help from Mandelman Matters – START HERE
Written on 16 May, 2012 at 13:09
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Florida. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Florida related to... (Continue reading)
Florida Foreclosure Laws
Written on 16 May, 2012 at 12:55
CLICK BELOW FOR: State of Florida Foreclosure Law The link above will take you to the page dedicated to Florida’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
State of Florida Foreclosure Resource Links
Written on 9 May, 2012 at 11:00
On this page you'll find links to resources available from the State of Floria including how to contact your state representative, and information in the areas of fraud and legal aid.... (Continue reading)
Florida Foreclosure Defense Attorney
Written on 8 May, 2012 at 16:22
Cox & Sanchez, Attorneys at Law The Law Offices of Cox & Sanchez 4488 Star Street North St. Petersburg, Florida 33743 Ph. 727-869-2691 Website: www.coxsanchez.com... (Continue reading)
Foreclosure Fraud: Tough Issues With Which to Grapple
Written on 5 May, 2012 at 14:23
Originally posted in October 2010. This past week, pretty much every conversation I find myself in has something to do with the MASSIVE FRAUD that has emerged related to our nation’s housing, mortgage, credit, foreclosure and economic crises… see, it’s... (Continue reading)
What We All Should Have Learned by Now About Loan Modifications
Written on 5 May, 2012 at 14:11
Originally posted in April 2010. I’m starting to feel Dizzy. 1. HAMP, after its first year, is officially a BUST ““ Yes, its true. The President’s Home Affordable Modification Program is not working worth a damn. According to the most... (Continue reading)
Strategic Default is a Moral Dilemma. That’s simply adorable, don’t you think?
Written on 5 May, 2012 at 13:37
Originally posted in January 2010. Lately, one report after another is discussing the issue of “strategic defaults,” or as the mortgage banking industry would call them “ruthless defaults”. These are the foreclosures that happen on purpose. People find themselves owing significantly... (Continue reading)
Why Banks Are Better at Making Loans Than Modifying Them
Written on 5 May, 2012 at 13:25
Originally posted in November 2009. According to just about everyone on television and in print these days, should a homeowner get the crazy idea that they might be able to avoid losing their home to foreclosure through a loan... (Continue reading)
Max Gardner & Nye Lavalle Together in Concert – A Mandelman Matters Podcast
Written on 22 Mar, 2012 at 21:04
Having Nye Lavalle and Max Gardner together is a rare event. Together, they would have to be considered the founding fathers of today's foreclosure defense movement, so this is an opportunity to learn how it all began and where... (Continue reading)
Do you need a lawyer to get a loan modified?
Written on 24 Jan, 2011 at 7:13
Qualified (and of course ethical) lawyers are infinitely better than the vast majority of homeowners for the same reason that I'm afraid of my wife, but I'm not afraid of yours... do you know what I mean by that? ... (Continue reading)
How Banks View Loan Modifications
Written on 23 Jan, 2011 at 13:29
They're manipulating you into feeling ashamed for being in trouble on your mortgage... but don't let them make you feel that way. It's not your fault... it's the banks that wear the black hats in this horror movie, make... (Continue reading)
Mandelman’s Uncommon Advice for Getting Through the Loan Modification Process Without Losing It
Written on 17 Oct, 2010 at 8:06
There's no point in sugarcoating this... getting a bank or mortgage servicer to agree to modify a mortgage is never a pleasant experience. In fact, it's pretty much horrible, even when it's good. You may finish the process... (Continue reading)
Every Time a Judge Cancels a Mortgage a Homeowner Gets His or Her Wings
Written on 26 May, 2010 at 2:45
Judge Bailey also reprimanded Huffman: "Some day, this foreclosure crisis is going to be over, and you need to decide what kind of lawyer you are going to be. Because at the end of the day, you are responsible... (Continue reading)