June, 2015

Hillary wants prosperity, Fonda joins Greenpeace, Yellen Says Crisis “Set to Fade,” and other annoying nonsense.

Hillary wants prosperity, Fonda joins Greenpeace, Yellen Says Crisis “Set to Fade,” and other annoying nonsense.

Have we lost 10 million homes to foreclosure yet? Does anyone even care?... (Continue reading)

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Getting a Mortgage Modified Today – A Real Life Case Study in Crazy

Getting a Mortgage Modified Today - A Real Life Case Study in Crazy

The foreclosure crisis is not getting better, as many would have you believe… in fact, it’s getting worse once again… as its done many times over the last 6 years. ... (Continue reading)

Mandelman’s Best Home Buying Advice for 2015 and Beyond

Mandelman’s Best Home Buying Advice for 2015 and Beyond

There are three ways to increase the equity in a home you own. Two are within a homeowner's control and one is not. And if you're over 62, for heaven's sake, downsize and hold onto your cash for... (Continue reading)

OCC Clamps Down on 6 Banks for Noncompliance with 2011 Consent Orders

OCC Clamps Down on 6 Banks for Noncompliance with 2011 Consent Orders

Servicers were cited for failing to respond to borrower requests for loan modifications, not making a good-faith effort to prevent foreclosures and not having systems in place to track progress.... (Continue reading)

More Consumers Confused by Role of CFPB than Reverse Mortgage Ads

More Consumers Confused by Role of CFPB than Reverse Mortgage Ads

The Consumer Financial Protection Bureau (CFPB) recently conducted a focus group at which they showed reverse mortgage ads, concluding the ads are misleading... but, so what? ... (Continue reading)

What Congress Learned From TARP is Causing the Foreclosure Crisis to Continue

What Congress Learned From TARP is Causing the Foreclosure Crisis to Continue

HAMP is guaranteed to do no more than it has done to-date, and that new defaults and re-defaults will continue to perpetuate the crisis, causing millions more Americans to lose homes unnecessarily.... (Continue reading)

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Foreclosures are UP and Back in the Headlines Again

Foreclosures are UP and Back in the Headlines Again

RealtyTrac just reported that, “bank repossessions hit a 27-month high in April at 45,168, up 50% from a year earlier.” Uh oh... that doesn't sound like it's over, does it?... (Continue reading)

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25 Ways You Know You’re a Guy Over 50…

25 Ways You Know You’re a Guy Over 50...

I just turned 54 and the event caused me to consider what's changed about my thinking and my life since turning the big 5-0. Is it just me, or am I not alone?... (Continue reading)

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I’m Fed Up With Almost Everything in this Country

I’m Fed Up With Almost Everything in this Country

Tweet I’m fed up with, essentially everything.  First of all, we live in a country that, politically speaking, is so comically deadlocked as to be incapable of doing anything.  We’re like a quadriplegic, completely paralyzed from the neck down, pretending... (Continue reading)

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Bank of America Report: Housing to Start 3-Year Price Decline in 2017

Bank of America Report: Housing to Start 3-Year Price Decline in 2017

A Bank of America analyst has published a report predicting the U.S. housing market will experience “three straight years of “modest” declines starting in 2017.... (Continue reading)

Supreme Court Rules… Homeowners Can’t Strip Underwater Seconds in Ch. 7 Bankruptcy

Supreme Court Rules… Homeowners Can't Strip Underwater Seconds in Ch. 7 Bankruptcy

If you have a second that’s underwater, the Supreme Court has ruled that there’s no more getting out of it through bankruptcy. ... (Continue reading)


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