Utah Attorney Walter Keane is the lawyer that filed four quiet title claims last year, which means he was seeking to obtain a court order granting clear title to the properties in question.  And all four were granted by the Utah courts… four quieted titles to the four homes.  And at least one of the homeowners subsequently sold his home and went on his very merry way.  This month’s in Harper’s magazine, Christopher Ketcham wrote a feature story about Walter, among other things, titled: “STOP PAYMENT! A homeowners’ revolt against the banks.” 

I got to know Chris Ketcham as he was writing the story for Harpers, and yes I was a bit concerned that Walter’s experience obtaining quiet title would be met with… well, I don’t know… problems of one sort or another… and sure enough the state appeals court ended up saying no way.  Free houses are just few and far between, so what’s new?  Maybe if Walter Keane was your average foreclosure defense attorney, the story would have ended there, but Walter is anything but average… in fact, he’s nothing if not interesting… fascinating even.  So, the story is not over, far from it. In fact, he’s more fired up than ever to help homeowners battle the banks.

Walter Keane is a very knowledgable and experienced lawyer who is also an out-of-the-box thinker.  I really enjoyed interviewing him on this podcast, and whether you’re a homeowner or foreclosure defense attorney, I think you’ll find him sincere, interesting, smart… and very entertaining. You can find out more about him at his firm’s Website: www.waltertkeane.com.

This podcast is divided into Part One and Part Two.  Part One is all about the quiet title experience, but in Part Two the real fun begins.  Click PLAY below for Part One… and then come back for Part Two when you’re ready.

He’s The Quiet Man… Utah Attorney Walter Keane…

a Mandelman Matters Podcast

PART 1:

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PART 2:

Mandelman out.

The Wall Street Journal is reporting that the negotiations between remaining state attorneys general and the big banks over issues related to the foreclosure practices employed by the banks’ mortgage servicing operations, are nearing an end.  According to the WSJ, $19 billion settlement is near… in fact, the Journal makes it sound imminent, although the paper does concede that delays could result from no agreement as to who should be appointed to monitor the agreement.

Let me guess… the bankers want appoint Jon Corzine as the monitor, while the state AGs are proposing a banker whose ponzi scheme or insider trading scandal hasn’t yet made headlines.  Gee, I can’t wait to see how this turns out.  Don’t you wish the negotiations were on C-SPAN?

(It has been reported that Sheila Bair’s name came up for potential monitors, but she turned down the job saying she has other commitments.  It’s really still only a rumor at this point, but I’ve been told that those commitments include a standing Thursday morning with a nail salon and a pilates class.)

I want to be very clear about something here… this entire thing is just astonishingly stupid, and what’s most amazing is that there are functioning adults involved… I mean adults that can do things for themselves… like tie their own shoes, cross streets at the crosswalk… things like that.  I’ll tell you why this is the case in a minute… and it’s not my opinion… it’s the fact of the matter.

I decided that the best person to ask about what’s going on with these positively inane negotiations would be a former State Attorney General, so I called Ohio’s former AG, Marc Dann.  Marc knows these people, he understands the process, and he’s heard some of the inside scoop, so you don’t want to miss this Mandelman Matters Podcast… I promise you that.  (Scroll down and you’ll find the PLAY button.)

But meanwhile… let me just say a couple of things about what’s going on here… and correct the facts that the WSJ got wrong… or embellished… embroidered… or just were misleading about.

First of all, the WSJ refers to the negotiations as “months-long.”  That’s a true statement, but it sure is a funny way to phrase a time period that’s just one month shy of lasting ONE YEAR.  It’s like describing the amount of time that elapses between my birthdays as having been “months-long.”  In point of fact, HousingWire reported the following on January 26th, 2011…

“Iowa Attorney General Tom Miller told more than 200 homeowners and consumer advocates in a meeting Tuesday that the investigation into foreclosure practices at major lenders is drawing to a close, and that negotiations will begin soon.

Major lenders froze foreclosures in October when employees were found to be signing affidavits en masse and without a proper review of the files as required by law in some sates. Miller and the other 50 state AGs along with seven federal regulators launched an investigation into what is now known as the robo-signing scandal.”

Secondly, the WSJ refers to the settlement as relating to “alleged foreclosure improprieties,” and it’s the sort of description that took me back to the Fall of 2006, when evidence of Republican Congressman Mark Foley’s attempts to molest several under age boys working as White House Pages was made public by ABC News.   Lest you forget, Foley was the staunchly anti-gay legislator who, as it turned out, was a sexual predator who hunted young boys.

On October 5th, ABC News reported  that in 2002, Foley e-mailed one 17 year-old male page with an invitation to stay at the congressman’s home in exchange for oral sex… the page declined the offer. The same report also stated that Foley e-mailed another under age male page requesting a photograph of his erect penis.  Another former page reported that he had seen sexually explicit e-mails sent by Foley to “three or four” other pages from that same class.  Foley’s office ultimately confirmed that Foley had in fact sent the messages, before he slinked off to rehab.

And then, on one of the Sunday morning shows I watched Newt Gingrich and White House spokesman Tony Snow describe Foley’s conduct as being nothing more than “naughty e-mails,” which is a lot like the WSJ referring to the banks’ “alleged foreclosure improprieties.”

Alleged?  There’s nothing alleged about AT LEAST hundreds of thousands of fraudulent affidavits, forgeries of Linda Green’s name, among dozens of others.  For heaven’s sake, the whistleblower in Nevada recently committed suicide… or something… after blowing the whistle on Lender Processing Services as a robo-signing Mecca, if you will.

Additionally, the State of Nevada passed a new law that makes it a felony and threatens to hold individuals criminally liable for making false representations concerning real estate title. Under the new law, individuals are also subject to civil penalties of $5,000 for each violation.  And what happened as a result?  Well, for one thing, foreclosure filings fell by roughly 80% in month one following the new law’s passage.

And do I even need to talk about the Registers of Deeds, like Jeff Thigpen of North Carolina, and John O’Brian of Massachusetts?  But, the bank-friendly folks at the WSJ, want us to think of the banks being forced to pay out $19 billion because of “alleged foreclosure improprieties.” Hardly seems fair, right?  I wonder if the bank PR team masquerading as journalists over at the WSJ understands that were they to have done what the banks did, just a couple of times, they’d be in jail right now.

And yet, the WSJ story does it over and over again… here’s the second reference, found in the article’s third paragraph:

“The talks center on the banks’ use of “robo-signing,” in which employees approved legal documents without proper review, and other questionable foreclosure practices.”

The only thing “questionable“ surrounding this discussion, is the way the WSJ reporters apparently view massive fraud and the rampant use of forgeries when kicking people out of their homes… after lying to them about their intent to modify their mortgage payments.

Thirdly, the WSJ story goes on to explain that without California’s AG, Kamala Harris, participating in the deal, the settlement amount is to be $19 billion… with Harris’ going along with the flagrant whitewash, it would have been $25 billion.  The Journal says the  amount is to fund…

“The dollar value of the deal would include the value of principal write-downs, interest-rate reductions and other benefits to homeowners as well as cash penalties.”

All that for $19 billion, huh?  Wow… somewhere there must be a sale on principal reductions and cash penalties, because $19 billion on my calculator doesn’t go very far in that regard.  In California alone, there are more than 2 million people in foreclosure, and if we gave them all a principal reduction using the $19 billion settlement, they’d each get $9500.  Of course, that wouldn’t leave any funds to cover the interest rate reductions, cash penalties, or “other benefits,” unless by “other benefits,” they mean that the homeowners will be deemed “eligible for HAMP,” or something that costs about the same amount.  Nor does it leave even a nickel for anyone in the other 49 states.

In case it’s not yet seeming “STUPID” enough to you…

Fourth, here’s how the WSJ describes the expectations of the administration and the bankers involved in the negotiations…

“Administration officials have viewed the foreclosure settlement as a chance to break the foreclosure logjam, increase the number of reductions in loan principal and provide other assistance to homeowners. Banks, meanwhile, would like to reassure investors and put questions related to foreclosure practices behind them.”

Really?  Who in the Obama Administration specifically has been viewing the proposed $19 billion settlement that way?  I’m serious… I want to know who.  Names… name names, because obviously they are entirely innumerate, and I’d be happy to get a math tutor over there right away at my own expense.  Seriously… I’m happy to do it… just tell me which member of the president’s cabinet didn’t finish 5th grade math, and I’ll take care of it right away.

Fifth, the WSJ story wraps up by explaining that the “negotiators are still are ironing out details to determine what additional legal claims prosecutors could bring once a deal is signed. Under the proposal, banks would be released from legal claims tied to servicing delinquent mortgages as well as certain mortgage-origination practices, but government officials still would be able to pursue claims related to the packaging of mortgages into securities.”

And then the WSJ closes its story of how a settlement between the bakers and state AGs is essentially imminent with the following sentence:

“Even if a deal in principle is reached, the formal announcement of the agreement could be delayed until January. Once a deal is agreed to, it is likely to take a month or two for the legal language to be finalized, people familiar with the discussions said.”

Well, alrighty then… in other words, there’s no deal anytime soon, and in fact there may never be one.  Is that what you were trying to get at, WSJ reporters, Ruth Simon, Nick Timiraos, and Dan Fitzpatrick?  And, three of you were needed to write this bank brochure of an article?  Why?  Was it that one of you started it, but soon found that you needed the fingers and toes of the other two to handle the math?  No, wait… it can’t be that because you guys didn’t do any math.  Ooops, my bad.

Okay, so is it STUPID enough for you yet?

Now, click the PLAY button below and listen to Ohio’s former Attorney General, Marc Dann, as he provides us with a window into the negotiations between the remaining AGs and the banksters.

Mandelman out.

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If after listening to this podcast, you feel that you want to voice your views n this sham of a settlement proposal, as Marc Dann suggests would have an impact, click HERE to link to the home page of the National Association of Attorneys General.  You’ll see a map of the U.S. on the home page… just scroll over the little boxes and you’ll get your state AG’s contact information.  Come on DOERS… DO IT!  Stop the madness.

Listen to the Podcast of last week’s News Dissector Radio Hour on PRN.fm

Subjects:

Occupy Wall Street and the Foreclosure Crisis.

Captain (Ret.) Ray Lewis of the Philadelphia Police Department

Martin Andelman of the blog, Mandelman Matters

and Laura from Occupy Wall Street

Danny Schechter is an Emmy award winning journalist, television producer and independent filmmaker who also writes, blogs and speaks about media issues.  His latest film is PLUNDER The Crime Of Our Time. He’s also become a friend and I’ve appeared on his weekly radio show a couple of times in the past.  This time, however, I was on with a couple of people that have been in the media spotlight lately as a result of their involvement with Occupy Wall Street, or if you’re hip and in-the-know, OWS.

So… if you’re interested in what I had to say, click the play button below and you’ll be listening to The News Dissector… Danny Schechter… on PRN… the Progressive Radio Network.

Mandelman out.

Jeff Thigpen is the Register of Deeds for Guilford County in Greensboro, North Carolina.  The way he explains it, he has two primary responsibilities: 1. To protect the chain of title when property changes hands.  2. A fiduciary duty to collect recording fees.  And the fact is that MERS has pretty much blown a hole right through both of those things.

But, you see… Jeff is not your ordinary Register of Deeds.  Like his counterpart John O’Brian in Massachusetts, Jeff takes his job pretty seriously, which makes sense since his job has been around for some 300 years.  And so he put his foot down… right on top of MERS.

According to Jeff…

“For me, the question is clear. Do we want land records in America to be governed by major banking conglomerates on Wall Street or the people and laws of the United States of America?”

For me that’s an easy question to answer because I don’t even want the major banking conglomerates on Wall Street governed by the major banking conglomerates on Wall Street, if you know what I mean.

Well, I caught up with Jeff after receiving a “friend request” from him on Facebook… I recognized the name right away and sent him a note asking him to join me for a podcast… and he said yes, of course.  a Mandelman Matters podcast is THE place to hear and be heard, don’t you know.

And on a serious not, I truly believe that EVERY SINGLE ADULT in America should listen to what Jeff says on this podcast… I mean it… it’s not just about foreclosures… this affects everyone in the country… 300 year old property rights laws.  From talking to Jeff, I now realize what a big deal this mess is as far as robo-signing and MERS goes… we simply cannot allow the banks to gloss over these issues with statements like “sloppy paperwork.”  It’s a whole lot more meaningful that that, as Jeff will very clearly exaplain.

So, please pass it along to other homeowners you know… they need to hear it whether they’re at risk of foreclosure… yet… or not.And her we go… it’s Jeff Thigpen from North Carolina… just click the PLAY button below, turn up your speakers and tell me what you thought when it’s done… I just know you’re going to like it a whole lot.

I have to tell you, I sure did enjoy talking to Jeff… he’s the kind of person we need in government today… and if he ever decides to run for office… I’m volunteering to run his campaign.

Mandelman out.

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You can’t fully understand the economic meltdown and foreclosure crisis

without reading this book…

“The Monster,” by Michael Hudson

I’m not kidding about that.  I don’t think it’s possible to fully understand what’s going on today economically… politically… socially… legally… it’s just not possible.  I don’t care what else you’ve read either.  There’s simply not another book related to the meltdown that replaces this one.

Why?  Well, for one thing… it’s the historical perspective Mike Hudson provides.  Wall Street’s sub-prime lending binge of 2003-2006 had it’s roots in the Savings & Loans of the 1970s.  If you don’t understand the linkage there, you need to read this book… and listen to this podcast.

If you’ve wondered how the banking and financial services industry amassed so much political power over the last 30 years… how all the different pieces of litigation came together to create today’s situation, you need to read this book… and listen to this podcast.

Is sub-prime lending a good thing or a bad thing?  How did securitization change the world forever in ways we couldn’t see?  Who were the “sub-prime” lenders, like Ameriquest and First Alliance?  What was it really like to work inside the sub-prime industry?  And how did the sub-prime industry seduce Wall Street, and impact everyone, no matter the credit score?  The history is fascinating and once you understand all of the pieces, you find that not only does everything today makes more sense, but you’ll also see clearly what we’re up against… and what we have to do to push back against the banking lobby.

Did Wall Street’s executives know what they were doing?  Did they see all of this coming?  Whose really was responsible for this economic catastrophe?  Was it the borrowers… was it the loan officers and brokers… or was it the bankers of Wall Street?

Someone online said that only in the last 100 pages does Hudson talk about the years 2003-2007… and that’s true.  But Hudson responds by saying: “If I were writing about WWII, I’d have to start by writing about WWI.  Well, same thing here.”  And I couldn’t agree more.

Even if you were part of the real estate or mortgage industries over the last decade, and you think you already know everything there is to know about what went on and why… you don’t… and you’ll be glued too.

Now, before you go off reading “The Monster,” here’s something you can’t do anywhere else… listen to Michael Hudson not only talk with me about his book, but listen to how he applies his vast knowledge of the subject matter to what’s going on today in our society, our government… and even in our banking industry.

Michael and I became friends over the past year or so… we’ve never met face to face, but we’ve spent hours talking on the phone about various issues of the day… he’s a great writer and a really smart guy, simple as that.  But, because we’ve gotten to know each other, I think you’ll agree that the interview is one that couldn’t be duplicated anywhere.

By the way, Michael’s a staff writer at the Center for Public Integrity, a former reporter for the Wall Street Journal, and he was also an investigator for the Center for Responsible Lending.  He’s also written for the New York Times, the Los Angeles Times and Mother Jones.  If there’s one thing he knows about it’s fraud on Wall Street.

I’m telling you… this is a Mandelman Matters Podcast you’re really going to enjoy… in a weird sort of way… I mean, it is disturbing… especially if you’re a homeowner… in fact, I’d say it’s safe to assume that you’ll be outraged more than once.  But, you can’t hide from the facts, and you need to know about how we all ended up in this seemingly unsolvable nightmare.

So, click the big PLAY NOW button below, turn up your speakers,

and get ready for the author of

“The Monster,” Michael Hudson,

because this is a Mandelman Matters Podcast…

To order your copy of the book, “The Monster,” simply CLICK HERE!

Mandelman out.

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Florida foreclosure defense attorney and controversial blogger, Matt Weidner is in the trenches fighting for the rights of homeowners almost every single day. Trained in large part by April Charney, and practicing in Florida, the major leagues of the foreclosure crisis, Matt has become one of the best known foreclosure fighters in the country, not only because of his work, but also because of his controversial blog, MattWeidnerLaw.com.

To describe Matt as “passionate” would be the understatement of the decade.  Outspoken doesn’t quite do him justice either.  He knows in his heart that what’s happening to homeowners at the hands of the banksters today is wrong, but he also knows it’s bad for everyone… the homeowner, the community, the state, the nation and even the world, and he’s dedicated his practice to helping homeowners stand up to the TBTF banks.

He’s even been talking about running for congress… and if he does, I’m certainly going to do whatever I can to help him get elected.  We very much need people like Matt serving in government, so I hope he runs, if not this year then certainly in the future.

I wanted to have Matt on a podcast so both homeowners and other lawyers would have an opportunity to hear his views on the crisis today, and specifically what he’s seeing in the Florida courts.  And sure enough, Matt did not disappoint… he’s just one of those people who can’t beat around the bush.

So, there’s no reason to delay any further, if you’re not already familiar with Matt Weidner, here’s your chance to hear from one of the most outspoken voices of the foreclosure crisis, and if you already know of Matt from reading his blog… then you’ll love listening to him tell it like it is… on a Mandelman Matters Podcast.

Just turn up your speakers and click the PLAY button below…

Mandelman out.

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If there was a Hall of Fame for the foreclosure crisis, and perhaps one day there will be, there is no question that attorney April Charney would be one of the first to be indoctrinated.  She’s been fighting for the rights of homeowners for decades, and training other lawyers to do the same since 1994.  Of course, the advent of securitization and the meltdown of our financial and credit markets, combined with the effects of our housing bubble, has caused an economic catastrophe not seen since the Great Depression of the 1930s, changed everything, but April has been right there on the front lines of the fight to keep people in their homes.  I’d say she knows as much about securitization and what went so terribly wrong as anyone in the country, and she has a way of explaining it, so that judges… and anyone else for that matter can understand it.

April and I have gotten to be friends over the last couple of years, and I have an enormous amount of respect for her, both as a person and as a professional.  She is someone that will not keep quiet… she will not back down… and she will never give up when fighting for what she knows to be right.  She is one of the few people on the planet that I trust unconditionally.  I may not always agree with every single position she takes, but whenever she tells me something, I always give it great consideration, because I know that she does not take positions without having done the same.  In my view, April Charney is one of the lawyers in this country that reminds us that some attorneys should be revered by our society.  If the foreclosure mill attorney David Stern had a polar opposite or arch nemesis… no question it would be April.

Okay, so there no reason for me to say anything more to introduce April, she really is someone that requires no introduction.  She’s been quoted by the media countless times related to the foreclosure crisis, and anyone involved in representing homeowners at risk of foreclosure knows her name and what’s she’s accomplished for homeowners in Florida.  And by the way, she’s also a good friend of Max Gardner’s, another hero of this crisis.

So, whether you’re a homeowner fighting to keep your home… or a lawyer who represents homeowners in foreclosure, here’s an opportunity to hear what April has to say about where we’ve been, where we are today, and where she thinks we might be tomorrow… it’s one solid hour of April at her candid best… you really don’t want to miss it.

Just click the play button below and turn up your speakers…

… it’s a Mandelman Matters Podcast

with Jacksonville Legal Aid Senior Attorney, April Charney…

Mandelman out.

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WARNING: THIS IS GOING TO BE DISTURBING…

Thomas Cox is a retired banking lawyer from Portland Maine.  I spent a week with him at Max Gardner’s Book Camp last fall, and we became fast friends… he’s just a great guy and a real hero of the foreclosure crisis as he came out of retirement to volunteer to help homeowners at risk of foreclosure.  The last time he was involved in foreclosing, he was on the other side of the table as a result of the S&L crisis of the early 1990s.  Of course, things were sure a lot different then.

That’s Tom looking like a lawyer… or a pallbearer… lol.

Tom is the lawyer who’s work brought the term “robo-signing” to the American lexicon.  His deposition of Jeffrey Stephan of GMAC led to the revelation that the servicers were all hiring people to sign affidavits without reading them or knowing anything about the facts they were attesting to under penalty of perjury… not that anyone has gotten in any trouble for it.

After the media got a hold of it, most of the banks announced that they would be suspending foreclosures, including Bank of America, whose internal investgation took almost two whole weeks before they announced that everything was fine again, and foreclosures could commence.

Frankly, it was one of the most flagrant examples of lying to the public that I’ve ever seen big corporations engage in… made all the more incredible by the fact that nothing happened to the banks as a result.  The video down below is some highlights of Tom’s deposition.

I covered the whole thing in an article titled: The Birth of Robo-Signing, and if you’ve never read it, you really should… just for the comic relief… it’s funny.  I covered it again, unfortunately, some months later when it came out that GMAC was still robo-signing… after all, why quit on a winner.  I titled that article, The Beat Goes On, and it’s got one of my songs in it.

But, enough with the recapping of the old stuff… let’s get on to the new stuff…

Click play for either the MP3 version of the podcast… that’s the one that will play on most any computer… or on the Enhanced version, which just has some graphics added, no big deal, but won’t play on some machines.

That’s what Tom really looks like… much better, don’t you think?

Tom’s going to share some things that are very disturbing… things he’s discovered are going on behind closed doors in the mortgage banking industry… thinks you probably haven’t heard about before… things we all need to know.  Don’t even think about not listening to this one… you’ll be shocked, but glad you listened.

Click above for the MP3 Version of the Mandelman Matters Podcast with Attorney Thomas Cox

Or use this embedded player:

And click here for the podcast in the MP4 version

but remember…  if it won’t play, try the MP3 version above.

Mandelman out.

Here’s the “circulation draft of the Permanent Editorial Board of the Uniform Law Institute on the subject of: the UCC Rules Applicable to the Assignment of MortgageNotes and to the Ownership and Enforcement of Those Notes and the MortgagesSecuring Them. I understand it’s not for everyone, but for those who are into this sort of thing… well, go to town.

PEB Report on Mortgage Notes-Circulation Draft

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Here’s a highlights video of Tom’s deposition of Jeffrey Stephan from GMAC… in case you missed it the first time around…

WHAT’S THE DEAL WITH INVESTORS?  WHO ARE THEY?
ARE THEY LOSING MONEY ON FORECLOSURES?

What do the investors think about all these foreclosures?

What’s the relationship like between investors and servicers?

Do investors want to modify loans?

Do investors ever stop servicers from approving loan modifications?

Why don’t investors get more involved in this mess?

IF YOU’VE ASKED THESE QUESTIONS, HERE’S YOUR CHANCE TO GET ANSWERS!

Attorney Talcott Franklin knows mortgage-backed securities inside and out.  He should… his firm, Talcott Franklin P.C. whose main offices are in Dallas, in dollar terms represents more than half of all the investors in mortgage-backed securities on the planet.  Tal’s the co-author of the “Mortgage and Asset-backed Securities Litigation Handbook,” and he’s a very experienced and highly sophisticated litigator.

What makes Tal a pleasure to talk to, however, is that he makes a very complex subject very easy to understand… in fact, every time I talk to him, I feel like come away smarter.  Actually, the very first time Tal and I spoke, it was very clear that we couldn’t be more in-sync as to our views on the economy… where it’s headed and why.

Tal sees the foreclosure crisis essentially the same way I do, which I found interesting right from the start because he represents the other side of the foreclosure coin… the investor side.  And because of his knowledge and perspective you’re going to find listening to what he has to say absolutely fascinating.

You know how servicers are always saying “the investor says no,” when they want to deny a loan modification… well, Tal explains why that simply isn’t true.  And he walks us through the securitization process in a way that you’re likely to remember forever.  And you’ll learn all sorts of other things you did not know.  I’m telling you, you’re going to love spending an hour with Talcott Franklin on this, A Mandelman Matters Podcast.

The podcast is available in two versions… MP4 and MP3.  The MP4 version includes a couple of slides that show diagrams of the basic securitization process, but the MP4 format may not play on some computers.  The MP3 version is audio only, and should play on most any computer.  Most listeners will have no trouble following along either way.

So, turn up the volume on your speakers, and click the MP4 or MP3 version.  I loved recoding this podcast.  If you want to know more about the foreclosure crisis, you’re about to learn from an expert on the other side of the foreclosures, the investor side… it doesn’t get any better than this!

CLICK HERE TO PLAY THE ENHANCED MP4 VERSION

… INCLUDES SLIDES ON SECURITIZATION

OR

CLICK HERE TO PLAY THE MP3 VERSION

Mandelman out.

Here’s the second version of the trailer for “Irresponsible Borrowers,” the documentary that will show the country and the world the truth about the foreclosure crisis… that it is not the fault of borrowers, but rather it was and is being caused by the bankers of Wall Street who have placed the blame on those that have no voice… until now.

After writing over 500 in-depth articles on the political, social, economic and legal aspects of the crisis, Mandelman Matters is producing this documentary to lay out for the nation the facts of the crisis, interviewing homeowners, attorneys, and other experts to give a voice to those whose lives have unnecessarily been torn apart as our government looked the other way.

Watch it.  Link to it.  Post it.  Support it.  Everyone who contributes will be listed in the credits and we plan to take the film all the way to the Academy Awards.  If “Inside Job” can do it… so can we.  But only with your help… your stories and your financial support.

The final documentary will be delivered on DVD to every member of congress… to the White House… to every major media outlet… to the governors’ desks in all 50 states… help us make your voice heard.  I’ve traveled to several states to speak with members of their legislatures and found that many still don’t understand the crisis… many barely acknowledge its existence.  Me telling them about it… well, it’s not going to cut it… and we’re not going to win this war in the courts alone.

And I promise you this… the foreclosure crisis will only worsen… it will not end by itself… foreclosures only breed foreclosures… and we will see no economic recovery until it is addressed. And it will not be addressed until it’s understood.

Well… that’s all I have to say for the moment… click play and I’ll let the video speak for itself. Then please consider making a contribution below…