Now, as we’re facing a crisis of unprecedented proportion, we’re learning the hard way that our rights as borrowers are almost non-existent. In California and around the country, foreclosure defense lawyers saw that mortgage servicers could far too often... (Continue reading)
Jay Patterson teaches lawyers how to use the SEC Edgar database, among others, in order to find out who owns a loan. How to identify the trust a loan is in and find the Pooling and Servicing Agreement. how... (Continue reading)
RealtyTrac is so entirely full of horsey do-do that the entire organization should be lined up against a wall and shot a dawn for pedaling garbage statistics in a state still being decimated by the foreclosure crisis.... (Continue reading)
Nothing is going to change that quickly. It was a huge problem yesterday… it’ll be a huge problem tomorrow. None of the underlying fundamentals have changed one bit. In fact, last month’s unemployment data was a nightmare,... (Continue reading)
Praise the Lord, and please pass the foreclosures, right? We need to get through the foreclosures… clear the market… let it hit bottom… isn’t that what Mitt Romney, Rick Santelli, House Republicans, quite a few Democrats too... and a... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in California. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of California related... (Continue reading)
On this page you'll find links to resources available from the State of California including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
CLICK BELOW FOR: State of California Foreclosure Laws The link above will take you to the page dedicated to California’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
Gordon F. Dickson, Chairman & Senior Partner Deborah P. Gutierrez, Managing Partner PROSPER LAW – The Homeowner’s Law Firm 6100 Center Drive, Suite 1050 Los Angeles, CA 90045 info@prosperlaw.com Telephone: 310.893.6200 Toll Free: 800.808.9798 Facsimile: 800.808.0428 Website: www.prosperlaw.com... (Continue reading)
Without question, that erroneous statement made by the Bar’s president continues to cause significant harm to the legal profession and to the numerous licensed and ethical attorneys in California who want to help, or do offer to help homeowners get... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Arizona. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Arizona related... (Continue reading)
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Florida. On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of Florida related to... (Continue reading)
Wells Fargo “stepped up” with a $22,000 “gift.” Is that how that should ideally be phrased? I suppose it’s fine. But, having spent the last few days writing and talking about Norm Rousseau, who took his own... (Continue reading)
CLICK BELOW FOR: State of Florida Foreclosure Law The link above will take you to the page dedicated to Florida’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
CLICK BELOW FOR: State of Arizona Foreclosure Laws The link above will take you to the page dedicated to Arizona’s foreclosure laws. But, always remember… often people have a hard time understanding exactly what our laws mean just by reading... (Continue reading)
On this page you'll find links to resources available from the State of Arizona including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
Michael Fleishman, Attorney at Law Fleishman Law, PLC 6818 N. Oracle Road, Suite 426 Tucson, AZ 85704 Telephone: (520) 308-5270 Facsimile: (520) 842-2220 Website: www.tucsonlanduselaw.com Jim Meuller, Attorney at Law Doug Drury, Attorney at Law Don J. Lawrence Jr., Attorney at... (Continue reading)
Just to make sure I understand what you said there… the problem is that there aren't enough homes for people to buy? We're having a shortage of houses for sale, are we? Wow… you know, I was sleeping... (Continue reading)
Originally posted in June 2009. Attorney General Edmund G. Brown Jr. issued a directive today that forces “foreclosure consultants” to register with the Attorney General’s office and post a $100,000 bond by July 1, 2009. According to the press... (Continue reading)
Originally posted in May 2009. When I spoke with the California Department of Real Estate a few weeks ago, they told me that they would soon be publishing information related to the problematic companies and “scammers” involved in loan modifications.... (Continue reading)
Originally posted in January 2010. Okay, I have two questions that really need answers: 1. Why is there controversy or uncertainty over whether someone at risk of losing his or her home should or should not hire an attorney?... (Continue reading)
Originally posted in May 2010. Yet another Arizona homeowner in foreclosure and trying for a loan modification is about to lose their home to Wells Fargo Bank. They say they worked directly with their bank and were scammed… by the... (Continue reading)
Originally posted in October 2009. Mandelman Matters field reporters, Brook Parsons and Phil Winter, tried to attend the Neighborhood Assistance Corporation of America’s (“NACA’s) “Save the Dream Tour, held this weekend in Phoenix, Arizona at the Phoenix Convention Center. They... (Continue reading)
Originally posted in October 2009. It started this past July 31st and went through August 3rd, and 40,000 very nervous homeowners waited in long lines in the hopes of saving their dreams. One woman, a 46 year-old single mom who had... (Continue reading)
Originally posted in August 2009. When it comes to obtaining a loan modification, Wells Fargo’s reputation is a long way from being stellar. In fact, they’re one of the worst, according to several attorneys who have had significant experience working... (Continue reading)
You’re a liar, Wells Fargo. Either you knew you weren’t going to approve their loan modification, or you’re the most incompetent financial institution in the history of the world. And you don’t just do this sometimes, you do... (Continue reading)
Dimon was quoted as having said that just because his bank had been stupid, it didn’t mean that all the other banks would be equally stupid. But, see… it sort of does, right? That’s why the sort of... (Continue reading)
I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances. Moving forward on the... (Continue reading)
I for one am glad to see that this country is finally taking the foreclosure crisis seriously and that my tax dollars are being put to good use, and I really do hope that everyone take advantage of the new... (Continue reading)
Oh, good Lord. We’re still doing this sort of thing, huh? Some guy at JPMorgan Chase in London was gambling with credit default swaps, no one was watching, and next thing you know the bank was down $2... (Continue reading)
I’m not sure why, but meeting with a “Home Save Counselor” doesn’t make me feel like I’ll be talking with a commissioned salesperson who will be potentially making up to $1,000 on my loan modification case? A “Home Save... (Continue reading)
On this page you'll find links to resources available from the State of Floria including how to contact your state representative, and information in the areas of fraud and legal aid.... (Continue reading)
This page will link you to a page containing foreclosure laws in the State of Utah, and a link to the Mandelman Matters trusted attorney in Utah, Walter Keane, in case you have questions.... (Continue reading)
On this page you'll find links to resources available from the State of Utah including how to contact your state representative, and what to do if you think you've been the victim of fraud or a scam.... (Continue reading)
Cox & Sanchez, Attorneys at Law The Law Offices of Cox & Sanchez 4488 Star Street North St. Petersburg, Florida 33743 Ph. 727-869-2691 Website: www.coxsanchez.com... (Continue reading)
For one thing, filing quiet title did work out well for Denise Saluto, and since I would never have predicted it happening in her case, I’m certainly not going to tell you it won’t happen again in yours, because as... (Continue reading)
Iceland’s mortgage write-down program happened as a result of thousands of its citizens taking to the streets demanding that something be done about the debts the people had incurred buying homes during the bubble at what turned out to be... (Continue reading)
Walter T. Keane Esq. The Law Offices of Walter T. Keane, P.C. 2825 Cottonwood Parkway, Suite 500 Salt Lake City, Utah 84121 Telephone: (801) 990-4422 Facsimile: (801) 606-7533 Website: www.WalterTKeane.com... (Continue reading)
Originally posted in October 2010. This past week, pretty much every conversation I find myself in has something to do with the MASSIVE FRAUD that has emerged related to our nation’s housing, mortgage, credit, foreclosure and economic crises… see, it’s... (Continue reading)
Originally posted in April 2010. I’m starting to feel Dizzy. 1. HAMP, after its first year, is officially a BUST – Yes, its true. The President’s Home Affordable Modification Program is not working worth a damn. According to the most... (Continue reading)